Should I Buy SHBI? SHBI 2026 Analysis

Should You Buy Shore Bancshares Inc (SHBI) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

18.450

1 Day change

0.44%

52 Week Range

19.390

Analysis Updated At

2026/01/26

Shore Bancshares Inc (SHBI) is not a strong buy at the moment for a long-term beginner investor with $50,000-$100,000 available for investment. While the company has shown strong financial growth in Q3 2025, the lack of significant positive trading signals, neutral sentiment from hedge funds and insiders, and the absence of recent news catalysts suggest that this stock does not currently present a compelling entry point. Additionally, technical analysis indicates a neutral trend, and the stock's short-term probability of decline further supports a cautious approach.

Technical Analysis

The MACD histogram is positive at 0.0546 but contracting, indicating weakening momentum. RSI is neutral at 50.669, and moving averages are bullish (SMA_5 > SMA_20 > SMA_200). Key levels show support at 17.764 and resistance at 19.094. Overall, the technical indicators are neutral to slightly bullish but do not strongly support a buy decision.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

The company reported strong financial growth in Q3 2025, with revenue up 11.96% YoY, net income up 28.23% YoY, and EPS up 26.47% YoY. Analysts have given an Outperform rating with a price target of $19, slightly above the current pre-market price of $18.33.

Neutral/Negative Catalysts

No recent news or significant trading trends from hedge funds or insiders. The stock has an 80% chance of declining by -5.07% in the next week, and there is no recent congress trading data. Additionally, the Q3 EPS missed expectations by 4c, which may indicate some profitability concerns.

Financial Performance

In Q3 2025, Shore Bancshares reported strong financial performance with revenue increasing by 11.96% YoY to $51.15 million, net income rising by 28.23% YoY to $14.35 million, and EPS growing by 26.47% YoY to $0.43. This demonstrates solid growth trends.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Hovde Group initiated coverage with an Outperform rating and a $19 price target. Piper Sandler raised the price target to $18.50 from $18 and maintained an Overweight rating, despite noting a slight step back in profitability due to higher provisioning for elevated NCOs.

1 Analyst Rating

Wall Street analysts forecast SHBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SHBI is 18.5 USD with a low forecast of 18.5 USD and a high forecast of 18.5 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

0 Hold

0 Sell

Moderate Buy

Current: 18.370

Low

18.5

Averages

18.5

High

18.5

Current: 18.370

Low

18.5

Averages

18.5

High

18.5

Hovde Group

NULL -> Outperform

initiated

$19

AI Analysis

2025-11-19

Reason

Hovde Group

Price Target

$19

AI Analysis

2025-11-19

initiated

NULL -> Outperform

Reason

Hovde Group initiated coverage of Shore Bancshares with an Outperform rating and $19 price target.

Piper Sandler

Overweight

maintain

$18

2025-11-14

Reason

Piper Sandler

Price Target

$18

2025-11-14

maintain

Overweight

Reason

Piper Sandler raised the firm's price target on Shore Bancshares to $18.50 from $18 and keeps an Overweight rating on the shares. The firm notes the company reported Q3 EPS of 43c, a 4c miss versus Piper and 2c below consensus. The company did take a bit of a step back on profitability this quarter and part of this was driven by higher provisioning to cover slightly elevated NCOs.

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SHBI Should I Buy

SHBI Should I Buy

Should You Buy Shore Bancshares Inc (SHBI) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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