Historical Valuation
Southern First Bancshares Inc (SFST) is now in the Fair zone, suggesting that its current forward PE ratio of 11.93 is considered Fairly compared with the five-year average of 13.73. The fair price of Southern First Bancshares Inc (SFST) is between 44.67 to 71.88 according to relative valuation methord.
Relative Value
Fair Zone
44.67-71.88
Current Price：52.79
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Southern First Bancshares Inc (SFST) has a current Price-to-Book (P/B) ratio of 1.19. Compared to its 3-year average P/B ratio of 0.88 , the current P/B ratio is approximately 35.24% higher. Relative to its 5-year average P/B ratio of 1.13, the current P/B ratio is about 5.41% higher. Southern First Bancshares Inc (SFST) has a Forward Free Cash Flow (FCF) yield of approximately 7.14%. Compared to its 3-year average FCF yield of 9.47%, the current FCF yield is approximately -24.62% lower. Relative to its 5-year average FCF yield of 9.54% , the current FCF yield is about -25.18% lower.
P/B
Median3y
0.88
Median5y
1.13
FCF Yield
Median3y
9.47
Median5y
9.54
Competitors Valuation Multiple
AI Analysis for SFST
The average P/S ratio for SFST competitors is 2.66, providing a benchmark for relative valuation. Southern First Bancshares Inc Corp (SFST.O) exhibits a P/S ratio of 3.12, which is 17.06% above the industry average. Given its robust revenue growth of 32.79%, this premium appears sustainable.
Performance Decomposition
AI Analysis for SFST
1Y
3Y
5Y
Market capitalization of SFST increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of SFST in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is SFST currently overvalued or undervalued?
Southern First Bancshares Inc (SFST) is now in the Fair zone, suggesting that its current forward PE ratio of 11.93 is considered Fairly compared with the five-year average of 13.73. The fair price of Southern First Bancshares Inc (SFST) is between 44.67 to 71.88 according to relative valuation methord.
What is Southern First Bancshares Inc (SFST) fair value?
SFST's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Southern First Bancshares Inc (SFST) is between 44.67 to 71.88 according to relative valuation methord.
How does SFST's valuation metrics compare to the industry average?
The average P/S ratio for SFST's competitors is 2.66, providing a benchmark for relative valuation. Southern First Bancshares Inc Corp (SFST) exhibits a P/S ratio of 3.12, which is 17.06% above the industry average. Given its robust revenue growth of 32.79%, this premium appears sustainable.
What is the current P/B ratio for Southern First Bancshares Inc (SFST) as of Jan 10 2026?
As of Jan 10 2026, Southern First Bancshares Inc (SFST) has a P/B ratio of 1.19. This indicates that the market values SFST at 1.19 times its book value.
What is the current FCF Yield for Southern First Bancshares Inc (SFST) as of Jan 10 2026?
As of Jan 10 2026, Southern First Bancshares Inc (SFST) has a FCF Yield of 7.14%. This means that for every dollar of Southern First Bancshares Inc’s market capitalization, the company generates 7.14 cents in free cash flow.
What is the current Forward P/E ratio for Southern First Bancshares Inc (SFST) as of Jan 10 2026?
As of Jan 10 2026, Southern First Bancshares Inc (SFST) has a Forward P/E ratio of 11.93. This means the market is willing to pay $11.93 for every dollar of Southern First Bancshares Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Southern First Bancshares Inc (SFST) as of Jan 10 2026?
As of Jan 10 2026, Southern First Bancshares Inc (SFST) has a Forward P/S ratio of 3.12. This means the market is valuing SFST at $3.12 for every dollar of expected revenue over the next 12 months.