Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. ROOT
ROOT logo

ROOT Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
52.440
Open
52.005
VWAP
51.91
Vol
122.42K
Mkt Cap
808.25M
Low
51.370
Amount
6.36M
EV/EBITDA(TTM)
5.82
Total Shares
15.83M
EV
534.71M
EV/OCF(TTM)
2.83
P/S(TTM)
0.56
Root, Inc. is a technology insurance company. It provides direct-to-consumer insurance products to customers. It offers auto and renters insurance products underwritten by Root Insurance Company and Root Property & Casualty. It primarily reaches customers through two channels: direct and partnership. The direct channel drives volume for high-intent customers, meeting customers on platforms that they use, such as search engines or select marketplace platforms, while actively shopping for insurance. The partnership channel provides differentiated access to high-intent customers, primarily in the automotive, financial services, and independent agent sectors. It provides automobile and renters insurance products primarily through its websites, mobile app, and partnership channel, including its embedded insurance product and its independent agent platform. It utilizes its platform to gather customer data in order to determine whether or not to write and how to price its insurance products.
Show More

Events Timeline

(ET)
2026-06-04
16:40:00
Root Partners with Hugo to Expand Full Coverage Insurance Options
select
2026-05-06 (ET)
2026-05-06
17:00:00
Root Reports Q1 Revenue of $393.5M, Slightly Below Expectations
select
2026-04-29 (ET)
2026-04-29
09:20:00
Root Launches 24-Hour Agent Appointment Program
select

News

Yahoo Finance
9.5
06-12Yahoo Finance
Roots Corp Q1 Financial Report Analysis
  • Sales Growth: Total Q1 sales reached $42.6 million, up 6.5% year-over-year, with direct-to-consumer sales increasing by 3.3%, indicating strong consumer demand, particularly in the Cloud collection and Activewear categories, which significantly contributed to overall performance.
  • Gross Margin Decline: Gross margin decreased from 61.5% last year to 59.9%, primarily impacted by inventory clearance and unfavorable foreign exchange rates, reflecting challenges in cost management that could affect future profitability.
  • Widening Net Loss: The company reported a net loss of $10.1 million, compared to $7.9 million last year, highlighting worsening profitability issues, as SG&A expenses rose by 12%, adding to financial burdens despite a 20.7% reduction in net debt.
  • Inventory Management Risks: Ending inventory reached $45 million, an 11.1% increase year-over-year, which may indicate potential overstocking or inefficiencies in inventory management, necessitating close attention to future inventory turnover and sales strategies.
seekingalpha
7.5
06-04seekingalpha
Root Partners with Hugo to Expand Insurance Coverage Options
  • Coverage Expansion Partnership: Root has partnered with Hugo to provide expanded full coverage options for Hugo customers, allowing drivers to access insurance that complements Hugo's leading liability payment options, addressing diverse customer needs.
  • Customer-Centric Approach: According to Seth Rediger, head of distribution at Hugo, this partnership enables drivers to get insured in a way that fits their lifestyle, emphasizing a customer-first service philosophy aimed at enhancing customer experience and satisfaction.
  • Tech-Driven Insurance Model: By collaborating with Hugo, Root further solidifies its position in the insurance industry, leveraging technology to offer flexible insurance management options, thereby enhancing its competitive edge in the market.
  • Future Growth Potential: This partnership not only provides Root with new market opportunities but also has the potential to drive its loss ratio target of 60%-65% by 2026, thereby enhancing profitability and market share.
Newsfilter
8.5
05-28Newsfilter
Root Achieves Back-to-Back Indianapolis 500 Victories
  • Significance of Victory: Root's consecutive wins at the Indianapolis 500 with Chip Ganassi Racing and Meyer Shank Racing highlight its technological leadership and brand influence in the car insurance sector, further solidifying strategic partnerships with elite organizations.
  • Partnership Expansion: In 2025, Root's new writings in the partnership channel nearly tripled, indicating rapid growth in its partnership ecosystem across automotive, financial services, and independent agent channels, accelerating customer acquisition nationwide.
  • Data-Driven Business Philosophy: The company's success is seen as validation of its philosophy of partnering with elite operators, closely aligning with the demands for precision, speed, and innovation in INDYCAR racing, reflecting Root's application of technology and data analytics.
  • Trust and Collaboration: Both Mike Shank and Chip Ganassi, owners of their respective racing teams, emphasized that Root's understanding of trust, alignment, and shared ambition makes it an outstanding partner, with the Indy 500 victory serving as a testament to this successful collaboration.
seekingalpha
9.5
05-07seekingalpha
Root, Inc. Reports Record Q1 2026 Profitability with Strategic Growth Initiatives
  • Record Profitability: Root, Inc. achieved a record net income of $36 million in Q1 2026, up $18 million year-over-year, marking the most profitable quarter in the company's history and demonstrating strong performance in the insurance market.
  • Significant Policy Growth: The company reported a 9% year-over-year increase in policies in force, with gross premiums written reaching $389 million, showcasing its ability to expand market share despite competitive pressures.
  • Strategic Partnership Expansion: The launch of a partnership with Freeway Insurance has expanded Root's network to over 15,000 independent agents, enhancing its market penetration and distribution capabilities, which is expected to drive future revenue growth.
  • Capital Repurchase Program: The Board authorized a $75 million share repurchase program, reflecting confidence in the company's capital position while providing returns to shareholders, indicating Root's strategic flexibility in capital management.
seekingalpha
9.5
05-07seekingalpha
Root Reports Q1 Earnings Beat with Strong EPS Growth
  • Earnings Beat: Root's Q1 GAAP EPS of $2.09 exceeded expectations by $1.25, indicating a significant improvement in profitability that may bolster investor confidence.
  • Revenue Miss: Despite a 12.6% year-over-year revenue increase to $393.5 million, the figure fell short of expectations by $1.25 million, highlighting growth challenges in the competitive auto insurtech market.
  • Stock Price Surge: Following the earnings report, Root's shares rose 8% in after-hours trading, reflecting market recognition of its profitability and potentially attracting more investor interest.
  • Debt Restructuring and Buyback: Root has recently refinanced its debt and authorized a $75 million share buyback plan, aimed at enhancing shareholder value and optimizing its capital structure, demonstrating confidence in future growth prospects.
stocktwits
9.5
05-07stocktwits
Root Insurance Reports Record Q1 Profitability Driven by AI and Partnerships
  • Profitability Surge: Root Insurance reported a Q1 net income of $35.9 million, nearly doubling year-over-year, primarily driven by its technology-focused insurance platform and mindful capital allocation, resulting in significant profitability growth in a competitive market.
  • Improved Underwriting Performance: The company's net combined ratio improved to 91.4% from 95.6% last year, indicating stronger underwriting discipline and lower claims pressure, which suggests profitability from underwriting alone and enhances market competitiveness.
  • Partnership Expansion: Collaborations with Carvana, Toyota, and Hyundai Capital have significantly expanded the customer base, with over 200,000 policies sold through Carvana's embedded insurance, demonstrating strong market demand and growth potential.
  • Retail Trader Sentiment Shift: Retail sentiment around Root stock on Stocktwits jumped from neutral to 'extremely bullish', with message volume increasing by 16% in 24 hours, reflecting investor confidence and expectations for the company's future growth.
Wall Street analysts forecast ROOT stock price to rise
2 Analyst Rating
Wall Street analysts forecast ROOT stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
127.00
Averages
138.50
High
150.00
Current: 0.000
sliders
Low
127.00
Averages
138.50
High
150.00
TD Cowen
Andrew Kligerman
Hold
to
Hold
downgrade
$125 -> $60
AI Analysis
2026-06-17
Reason
TD Cowen
Andrew Kligerman
Price Target
$125 -> $60
AI Analysis
2026-06-17
downgrade
Hold
to
Hold
Reason
TD Cowen analyst Andrew Kligerman lowered the firm's price target on Root to $60 from $125 and keeps a Hold rating on the shares.
UBS
Neutral
downgrade
$52 -> $50
2026-05-11
Reason
UBS
Price Target
$52 -> $50
2026-05-11
downgrade
Neutral
Reason
UBS lowered the firm's price target on Root to $50 from $52 and keeps a Neutral rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ROOT
Unlock Now

Valuation Metrics

The current forward P/E ratio for Root Inc (ROOT.O) is 1.70, compared to its 5-year average forward P/E of 3.28. For a more detailed relative valuation and DCF analysis to assess Root Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
3.28
Current PE
1.70
Overvalued PE
109.62
Undervalued PE
-103.06

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
7.25
Current EV/EBITDA
2.18
Overvalued EV/EBITDA
16.95
Undervalued EV/EBITDA
-2.46

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
1.36
Current PS
0.48
Overvalued PS
3.31
Undervalued PS
-0.59

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

top 10 crypto gainers today
Intellectia · 512 candidates
Price Change Pct 24h: >= $0.00
Ticker
Name
Market Cap$
top bottom
ZEX logo
ZEX
Zeta
6.11M
MDT logo
MDT
Measurable Data Token
5.68M
AKE logo
AKE
AKEDO
9.28M
KIN logo
KIN
Kindred Labs
1.88M
UNITE logo
UNITE
Unite
106.81K
CHILLGUY logo
CHILLGUY
Just a chill guy
11.99M
can i by the coin
Intellectia · 75 candidates
Month Price Change Pct: >= $5.00Moving Average Relationship: PriceAboveMA20
Ticker
Name
Market Cap$
top bottom
TAO logo
TAO
Bittensor
3.52B
TRX logo
TRX
TRON
29.27B
C logo
C
Chainbase
30.30M
FET logo
FET
Artificial Superintelligence Alliance
532.32M
STG logo
STG
Stargate Finance
165.06M
HYPE logo
HYPE
Hyperliquid
9.80B
no which two coins under .01
Intellectia · 347 candidates
Turnover 24h: >= 0Price: $0.00 - $0.01Relative Vol: >= 0Dollar Volume 24h: >= 0
Ticker
Name
Market Cap$
top bottom
PEPE logo
PEPE
Pepe
1.65B
G logo
G
Gravity
56.10M
PUMP logo
PUMP
Pump.fun
716.00M
BONK logo
BONK
Bonk
579.97M
PENGU logo
PENGU
Pudgy Penguins
498.58M
SHIB logo
SHIB
Shiba Inu
3.66B
beli apa jual
Intellectia · 483 candidates
Rsi Category: moderateMoving Average Relationship: PriceAboveMA20, PriceAboveMA200Macd: bullish
Ticker
Name
Market Cap$
top bottom
BTC logo
BTC
Bitcoin
1.43T
ETH logo
ETH
Ethereum
256.28B
BNB logo
BNB
BNB
89.96B
XRP logo
XRP
XRP
86.36B
SOL logo
SOL
Solana
51.59B
TRX logo
TRX
TRON
27.51B

Whales Holding ROOT

D
Dragoneer Investment Group, LLC
Holding
ROOT
+4.37%
3M Return
R
Ribbit Management Company, LLC
Holding
ROOT
+4.11%
3M Return
T
Tairen Capital Limited
Holding
ROOT
+4.06%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Root Inc (ROOT) stock price today?

The current price of ROOT is 51.91 USD — it has increased 1.64

What is Root Inc (ROOT)'s business?

Root, Inc. is a technology insurance company. It provides direct-to-consumer insurance products to customers. It offers auto and renters insurance products underwritten by Root Insurance Company and Root Property & Casualty. It primarily reaches customers through two channels: direct and partnership. The direct channel drives volume for high-intent customers, meeting customers on platforms that they use, such as search engines or select marketplace platforms, while actively shopping for insurance. The partnership channel provides differentiated access to high-intent customers, primarily in the automotive, financial services, and independent agent sectors. It provides automobile and renters insurance products primarily through its websites, mobile app, and partnership channel, including its embedded insurance product and its independent agent platform. It utilizes its platform to gather customer data in order to determine whether or not to write and how to price its insurance products.

What is the price predicton of ROOT Stock?

Wall Street analysts forecast ROOT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ROOT is138.50 USD with a low forecast of 127.00 USD and a high forecast of 150.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Root Inc (ROOT)'s revenue for the last quarter?

Root Inc revenue for the last quarter amounts to 393.50M USD, increased 12.62

What is Root Inc (ROOT)'s earnings per share (EPS) for the last quarter?

Root Inc. EPS for the last quarter amounts to 1.99 USD, increased 95.10

How many employees does Root Inc (ROOT). have?

Root Inc (ROOT) has 1256 emplpoyees as of June 24 2026.

What is Root Inc (ROOT) market cap?

Today ROOT has the market capitalization of 808.25M USD.