RNST Valuation

Renasant Corp

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39.130

-0.11(-0.280%)1D

Overview
Forecast
Valuation
Earnings

RNST Relative Valuation

RNST's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, RNST is overvalued; if below, it's undervalued.

Historical Valuation

Renasant Corp (RNST) is now in the Fair zone, suggesting that its current forward PE ratio of 12.04 is considered Fairly compared with the five-year average of 12.40. The fair price of Renasant Corp (RNST) is between 35.18 to 45.88 according to relative valuation methord.

Relative Value

Fair Zone

35.18-45.88

Current Price：39.23

Fair

12.04

Trailing

Forward

0.00

EV/EBITDA

Renasant Corp. (RNST) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Renasant Corp. (RNST) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.44

Renasant Corp. (RNST) has a current PS of 3.44. The 5-year average PS is 2.86. The thresholds are as follows: Strongly Undervalued below 1.91, Undervalued between 1.91 and 2.38, Fairly Valued between 3.33 and 2.38, Overvalued between 3.33 and 3.81, and Strongly Overvalued above 3.81. The current Forward PS of 3.44 falls within the Overvalued range.

0.00

P/OCF

Renasant Corp. (RNST) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Renasant Corp. (RNST) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Renasant Corp (RNST) has a current Price-to-Book (P/B) ratio of 0.99. Compared to its 3-year average P/B ratio of 0.81 , the current P/B ratio is approximately 21.54% higher. Relative to its 5-year average P/B ratio of 0.85, the current P/B ratio is about 15.53% higher. Renasant Corp (RNST) has a Forward Free Cash Flow (FCF) yield of approximately 3.21%. Compared to its 3-year average FCF yield of 12.21%, the current FCF yield is approximately -73.71% lower. Relative to its 5-year average FCF yield of 10.89% , the current FCF yield is about -70.50% lower.

0.99

P/B

Median3y

0.81

Median5y

0.85

3.21

FCF Yield

Median3y

12.21

Median5y

10.89

Competitors Valuation Multiple

The average P/S ratio for RNST's competitors is 3.57, providing a benchmark for relative valuation. Renasant Corp Corp (RNST) exhibits a P/S ratio of 3.44, which is -3.79% above the industry average. Given its robust revenue growth of 67.33%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Eastern Bankshares Inc

Independent Bank Corp (Massachusetts)

United Community Banks Inc

Cathay General Bancorp

4.22

8.66%

3.45B

Performance Decomposition

Market capitalization of RNST increased by 13.55% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 155.13M to 259.59M.

The secondary factor is the P/E Change, contributed 44.66%to the performance.

Overall, the performance of RNST in the past 1 year is driven by Revenue Growth. Which is more sustainable.

67.33%

155.13M → 259.59M

Revenue Growth

-98.44%

25.04 → 0.39

Margin Expansion

44.66%

12.12 → 17.54

P/E Change

13.55%