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RMBI Overview

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Intellectia

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High
15.000
Open
14.710
VWAP
14.88
Vol
51.67K
Mkt Cap
156.68M
Low
14.710
Amount
768.62K
EV/EBITDA(TTM)
--
Total Shares
10.50M
EV
377.88M
EV/OCF(TTM)
--
P/S(TTM)
--
Richmond Mutual Bancorporation, Inc. is a holding company for First Bank Richmond, an Indiana state-chartered commercial bank. The Company's principal business consists of attracting deposits from the general public, as well as brokered deposits, and investing those funds primarily in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one-to-four-family residences, a variety of consumer loans, direct financing leases and commercial and industrial loans. It offers a full range of lending products, including multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, including home equity loans and lines of credit, and consumer loans. It also engages in lease financing, which consists of direct financing leases and is used by its commercial customers to finance purchases of equipment. It also provides trust and wealth management services.
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Events Timeline

(ET)
2025-11-12
07:34:54
Richmond Mutual Bancorp and The Farmers Bancorp Reveal Merger Agreement
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2025-02-14 (ET)
2025-02-14
16:20:20
Richmond Mutual Bancorp increases quarterly dividend 7% to 15c per share
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News

PRnewswire
9.5
04-23PRnewswire
PinnedRichmond Mutual Bancorporation Reports Q1 Net Income Decline
  • Q1 Performance Review: Richmond Mutual Bancorporation reported a net income of $2.8 million for Q1 2026, translating to $0.28 diluted earnings per share, which represents a 17.6% decline from $3.4 million in Q4 2025 and a 40% increase from $2.0 million in Q1 2025.
  • Increased Credit Loss Provision: The rise in provisions for credit losses contributed to the decline in net income compared to Q4 2025, reflecting the company's cautious approach to credit risk management, although net income increased by 40% year-over-year.
  • Merger Progress: The merger agreement with Farmers Bancorp has been approved by both boards and is expected to close in Q2 2026, with Farmers Bancorp shareholders anticipated to own approximately 38% of the combined company, enhancing market competitiveness.
  • Decline in Noninterest Income: Noninterest income fell by 14.7% compared to the previous quarter, primarily due to a decrease in loan and lease servicing fees, highlighting market demand volatility and challenges in revenue diversification for the company.
seekingalpha
9.5
04-23seekingalpha
Richmond Mutual Reports Q1 Earnings and Merger Update
  • Earnings Highlights: Richmond Mutual's Q1 GAAP EPS stands at $0.28 with revenues of $12.7 million, reflecting a 10.4% year-over-year increase, which underscores the company's resilience and stability in the market, boosting investor confidence.
  • Merger Impact: The merger with Farmers Bancorp is expected to enhance Richmond Mutual's market position, driving future growth potential and creating higher returns for shareholders, reflecting the company's commitment to strategic expansion.
  • Rating Upgrade: Analysts have assigned a 'Buy' rating to Richmond Mutual based on its strong operational performance and merger prospects, indicating optimistic expectations for its future performance, which may attract more investor interest.
  • Dividend Performance: Richmond Mutual's robust dividend performance demonstrates the company's commitment to providing stable returns to shareholders while achieving profit growth, further solidifying its competitive edge in the industry.
PRnewswire
8.5
03-24PRnewswire
Investor Rights Law Firm Investigates Merger Transactions
  • Merger Investigation: Halper Sadeh LLC is investigating the merger between BT Brands, Inc. (NASDAQ:BTBD) and Aero Velocity Inc., with BT Brands shareholders expected to own approximately 11% of the combined company post-transaction, potentially impacting shareholder rights and options.
  • Shareholder Rights Protection: The law firm is also focusing on the merger of Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) with The Farmers Bancorp, where Richmond shareholders will own about 62% of the combined entity upon completion, encouraging shareholders to reach out to understand their rights and options.
  • Cash Acquisition Deal: DigitalBridge Group, Inc. (NYSE:DBRG) plans to sell to SoftBank Group Corp. for $16.00 per share in cash, with Halper Sadeh LLC potentially seeking increased consideration and additional disclosures to protect investor interests.
  • Warner Bros. Transaction: Warner Bros. Discovery, Inc. (NASDAQ:WBD) is set to sell to Paramount Skydance Corporation for $31.00 per share in cash, with Halper Sadeh LLC representing shareholders in seeking enhanced consideration and other relief measures to ensure shareholder rights are upheld.
PRnewswire
8.0
02-11PRnewswire
Richmond Mutual Bancorporation Declares Cash Dividend
  • Dividend Declaration: Richmond Mutual Bancorporation's Board of Directors has declared a cash dividend of $0.15 per share, reflecting the company's confidence in its stable profitability and likely attracting more investor interest.
  • Payment Date: The cash dividend will be payable on March 11, 2026, to shareholders of record as of February 25, 2026, ensuring timely returns for shareholders and enhancing their trust in the company.
  • Company Overview: Richmond Mutual Bancorporation, headquartered in Richmond, Indiana, serves as the holding company for First Bank Richmond, offering traditional financial and trust services across multiple communities in Indiana and Ohio, highlighting its significance in the local economy.
  • Community Service Network: The bank operates 14 branches in Richmond, Centerville, Cambridge City, and Shelbyville in Indiana, as well as in Sidney, Piqua, Troy, and Columbus in Ohio, demonstrating its commitment to serving local communities and enhancing its service capabilities.
seekingalpha
9.5
01-23seekingalpha
Richmond Mutual Reports Q4 GAAP EPS of $0.35 with $13.05M Revenue
  • Financial Performance: Richmond Mutual reported a Q4 GAAP EPS of $0.35 with revenues of $13.05 million, indicating stable income growth despite market challenges.
  • Asset Scale: As of December 31, 2025, total assets reached $1.5 billion, maintaining stability and enhancing investor confidence through effective asset management.
  • Nonperforming Loans: Nonperforming loans and leases totaled $17.4 million, or 1.46% of total loans, significantly up from $10.8 million and 0.90% in the previous quarter, reflecting increased credit risk that may impact future profitability.
  • Equity Growth: Stockholders' equity totaled $145.8 million as of December 31, 2025, up from $140.0 million at the end of September 2025, demonstrating positive progress in capital accumulation.
PRnewswire
9.5
01-22PRnewswire
Richmond Mutual Bancorporation Reports Q4 2025 Net Income of $3.4 Million, EPS of $0.35
  • Net Income Growth: Richmond Mutual Bancorporation reported a net income of $3.4 million for Q4 2025, reflecting a 45.8% increase compared to the same quarter in 2024, primarily driven by enhanced net interest income, indicating improved profitability in a favorable interest rate environment.
  • Merger Agreement: The company has entered into a merger agreement with Farmers Bancorp valued at approximately $82 million, expected to close in Q2 2026, with Farmers Bancorp shareholders owning about 38% of the combined entity, enhancing market competitiveness.
  • Interest Income Increase: Net interest income for Q4 reached $11.5 million, a 16.9% increase from Q4 2024, driven by improved asset yields and lower funding costs, further solidifying the company's financial foundation.
  • Expense Management: Non-interest expenses rose by 5.6% to $8.5 million year-over-year; however, effective cost management and operational optimization have ensured sustained profitability, reflecting strong financial health.

Valuation Metrics

The current forward P/E ratio for Richmond Mutual Bancorporation Inc (RMBI.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Richmond Mutual Bancorporation Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

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Frequently Asked Questions

What is Richmond Mutual Bancorporation Inc (RMBI) stock price today?

The current price of RMBI is 14.92 USD — it has increased 0.47

What is Richmond Mutual Bancorporation Inc (RMBI)'s business?

Richmond Mutual Bancorporation, Inc. is a holding company for First Bank Richmond, an Indiana state-chartered commercial bank. The Company's principal business consists of attracting deposits from the general public, as well as brokered deposits, and investing those funds primarily in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one-to-four-family residences, a variety of consumer loans, direct financing leases and commercial and industrial loans. It offers a full range of lending products, including multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, including home equity loans and lines of credit, and consumer loans. It also engages in lease financing, which consists of direct financing leases and is used by its commercial customers to finance purchases of equipment. It also provides trust and wealth management services.

What is the price predicton of RMBI Stock?

Wall Street analysts forecast RMBI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for RMBI is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Richmond Mutual Bancorporation Inc (RMBI)'s revenue for the last quarter?

Richmond Mutual Bancorporation Inc revenue for the last quarter amounts to 12.74M USD, increased 18.87

What is Richmond Mutual Bancorporation Inc (RMBI)'s earnings per share (EPS) for the last quarter?

Richmond Mutual Bancorporation Inc. EPS for the last quarter amounts to USD, decreased -100.00

How many employees does Richmond Mutual Bancorporation Inc (RMBI). have?

Richmond Mutual Bancorporation Inc (RMBI) has 180 emplpoyees as of April 26 2026.

What is Richmond Mutual Bancorporation Inc (RMBI) market cap?

Today RMBI has the market capitalization of 156.68M USD.