Should I Buy RKT? RKT 2026 Analysis

Should You Buy Rocket Companies Inc (RKT) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

20.760

1 Day change

-1.28%

52 Week Range

24.360

Analysis Updated At

2026/01/26

Rocket Companies Inc (RKT) is a good buy for a beginner investor with a long-term focus and $50,000-$100,000 available for investment. The stock shows potential for growth in the mortgage finance sector, supported by positive analyst ratings, a better mortgage origination market forecast, and strong financial performance in the latest quarter. While technical indicators are mixed, the long-term outlook and improving fundamentals make it a suitable investment for the given investor profile.

Technical Analysis

The MACD is negatively expanding with a histogram of -0.18, indicating bearish momentum. The RSI is neutral at 36.874. Moving averages are bullish (SMA_5 > SMA_20 > SMA_200), suggesting an upward trend in the longer term. The stock is trading near its S1 support level of 20.981, which could act as a potential entry point.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Analysts have raised price targets recently, with Barclays increasing it to $22 and Jefferies initiating a Buy rating with a $25 target.
The company is well-positioned to benefit from a better mortgage origination market and falling rates.
Financial performance in Q3 2025 shows significant revenue growth (up 126.51% YoY) and improvement in net income (up 462.69% YoY).

Neutral/Negative Catalysts

The stock is currently experiencing a slight pre-market decline (-0.47%), which could indicate short-term bearish sentiment.
The MACD and RSI suggest no strong bullish momentum at the moment.
EPS dropped significantly (-62.50% YoY), which may concern some investors.

Financial Performance

In Q3 2025, Rocket Companies reported a revenue increase of 126.51% YoY to $1.696 billion. Net income improved significantly, up 462.69% YoY, though it remains negative at -$123.85 million. EPS dropped by 62.50% YoY to -0.06. Gross margin remained unchanged.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are generally positive on Rocket Companies. Barclays raised its price target to $22, citing a better mortgage origination market in 2026. Jefferies initiated a Buy rating with a $25 price target, calling it the 'highest conviction' Buy in the mortgage finance sector. Oppenheimer also initiated coverage with an Outperform rating and a $25 price target, highlighting Rocket's strong position in residential real estate as rates fall.

11 Analyst Rating

Wall Street analysts forecast RKT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RKT is 22.18 USD with a low forecast of 18 USD and a high forecast of 25 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

5 Buy

6 Hold

0 Sell

Moderate Buy

Current: 21.030

Low

Averages

22.18

High

Current: 21.030

Low

Averages

22.18

High

Jefferies

Hold

maintain

AI Analysis

2026-01-06

Reason

Jefferies

Price Target

AI Analysis

2026-01-06

maintain

Hold

Reason

Jefferies raised the firm's price target on Reckitt Benckiser to 5,900 GBp from 5,500 GBp and keeps a Hold rating on the shares. The firm updated its view of Reckitt for its divestment of Essential Home and to reflect higher confidence with regard to mid-term volume/mix growth in emerging markets, especially China. That said, pricing and brand support realism will contain operating margin, the analyst tells investors in a research note.

Barclays

Equal Weight

maintain

$19 -> $22

2026-01-06

Reason

Barclays

Price Target

$19 -> $22

2026-01-06

maintain

Equal Weight

Reason

Barclays raised the firm's price target on Rocket Companies to $22 from $19 and keeps an Equal Weight rating on the shares. The firm sees additional upside in select consumer finance name in 2026. A "benign' credit environment sets the stage for loan growth, the analyst tells investors in a research note. Barclays also forecasts a better mortgage origination market in 2026. The firm adjusted price targets as part of its 2026 outlook.

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RKT Should I Buy

RKT Should I Buy

Should You Buy Rocket Companies Inc (RKT) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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