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RBCAA Overview

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Intellectia

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High
68.700
Open
68.510
VWAP
68.09
Vol
81.48K
Mkt Cap
1.35B
Low
67.560
Amount
5.55M
EV/EBITDA(TTM)
--
Total Shares
19.61M
EV
1.72B
EV/OCF(TTM)
2.87
P/S(TTM)
3.41
Republic Bancorp, Inc. is the parent company of Republic Bank & Trust Company (the Bank). The Bank provides both traditional and non-traditional banking products. Its segments include Traditional Banking, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions (RPS), and Republic Credit Solutions (RCS). Its Traditional Banking products and services are offered through the Company's traditional RB&T brand. The Warehouse segment provides short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit. These credit facilities are primarily secured by single-family, first-lien residential real estate loans. Through the TRS segment, the Bank facilitates the receipt and payment of federal and state tax refund products and offers a credit product through third-party tax preparers. RPS segment offers a range of payments-related products and services to consumers. The Bank operates through over 47 banking centers.
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Events Timeline

(ET)
2026-01-30
08:10:00
Republic Bank Reports Q4 Net Income of $22.8 Million
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2026-01-21 (ET)
2026-01-21
16:10:00
Republic Bancorp Increases Quarterly Cash Dividend by 10%
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2025-07-18 (ET)
2025-07-18
08:05:01
Republic Bancorp reports Q2 EPS $1.61, consensus $1.43
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2025-05-06 (ET)
2025-05-06
10:04:25
Republic Bancorp announces partnership with BUNTIN
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2025-04-24 (ET)
2025-04-24
08:04:48
Republic Bancorp reports Q1 EPS $2.42 vs. $1.58 last year
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2025-01-24 (ET)
2025-01-24
07:08:07
Republic Bancorp reports Q4 EPS 98c vs. $1.01 last year
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2025-01-22 (ET)
2025-01-22
15:01:16
Republic Bancorp raises quarterly Class A dividend 11% to 45.1c per share
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2024-10-18 (ET)
2024-10-18
08:05:39
Republic Bancorp reports Q3 EPS $1.37, consensus $1.21
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News

Businesswire
8.5
03-03Businesswire
Republic Bank Recognized as One of America's Best Banks for Third Consecutive Year
  • Consecutive Honors: Republic Bank has been recognized by Forbes as one of America's Best Banks for the third consecutive year, highlighting its excellence in client service, financial performance, and employee contributions, which further solidifies its leadership position in the industry.
  • Evaluation Criteria: The selection is based on an assessment of 200 publicly traded banks using 11 metrics, including growth, credit quality, profitability, and stock performance, with Republic Bank standing out among the top 100 nationwide, demonstrating its stable growth and innovative capabilities.
  • Regional Influence: As one of only three banks from Kentucky to make the list, Republic Bank's recognition not only enhances its brand image but also strengthens its competitive position in the state and surrounding markets, further supporting the needs of its communities and clients.
  • Asset Scale: As of December 31, 2025, Republic Bank reported approximately $7.04 billion in total assets, reflecting a solid financial foundation that provides strong support for future expansion and innovation.
Newsfilter
8.5
03-03Newsfilter
Republic Bank Recognized as One of America's Best Banks for Third Consecutive Year
  • Consecutive Honors: Republic Bank has been recognized by Forbes as one of America's Best Banks for the third consecutive year in 2026, showcasing its leadership in financial performance and responsible growth, reflecting its disciplined approach to client service and exceptional financial results.
  • Evaluation Criteria: The recognition is based on an assessment of 200 publicly traded banks using 11 metrics, including growth, credit quality, profitability, and stock performance, with Republic Bank being one of only three Kentucky-based banks to make the top 100 list nationwide.
  • Industry Leadership: Steve Trager, Executive Chair of Republic Bank, stated that this recognition is a testament to the bank's strong performance and sustained growth, further solidifying its leadership position in the industry, emphasizing that stability and innovation are central to its mission.
  • Network Expansion: As of December 31, 2025, Republic Bank operates 47 banking centers across five states within five metropolitan statistical areas, with total assets of approximately $7.04 billion, demonstrating its extensive coverage and influence in regional markets.
Businesswire
5.0
02-23Businesswire
Kenya Lacy Promoted to Associate Vice President at Republic Bank
  • Leadership Promotion: Kenya Lacy has been promoted to Associate Vice President, Inclusion and Diversity Manager at Republic Bank, leveraging her 23 years of banking experience to further enhance the company's culture.
  • Cultural Advocate: Throughout her tenure at Republic Bank, Lacy has focused on creating an environment where employees feel valued and supported, embodying her people-centered leadership philosophy, which is expected to enhance employee belonging and teamwork.
  • Community Engagement: She will continue to lead associate involvement in company-wide community events such as Juneteenth and Pride, ensuring these initiatives remain inclusive and impactful, thereby enhancing the bank's brand image.
  • Long-term Commitment: Lacy is also an active community service participant, being honored as a 2026 Chestnut Street YMCA Black Achiever, reflecting Republic Bank's longstanding commitment to service and engagement in the community.
Newsfilter
5.0
02-23Newsfilter
New Appointment Strengthens Bank's Commitment to Inclusion
  • New Appointment: Kenya Lacy has been promoted to Associate Vice President, Inclusion and Diversity Manager at Republic Bank, leveraging her 23 years of banking experience to enhance the bank's inclusive culture and improve employee engagement and sense of belonging.
  • Leadership Philosophy: Lacy's leadership philosophy emphasizes the importance of individual belonging, believing that such a sense of belonging fosters collective success, thereby aligning the bank's overall business objectives with personal development for employees.
  • Community Involvement: In her new role, Lacy will continue to support the bank's associate-led Business Resource Groups and lead company-wide community events, ensuring these efforts remain inclusive and impactful, aligned with the bank's people-first mission.
  • Social Contribution: Beyond her professional achievements, Lacy is actively involved in community initiatives, being honored as a 2026 Chestnut Street YMCA Black Achiever, reflecting her passion for mentorship and service, which further reinforces the bank's commitment to community engagement.
seekingalpha
9.5
01-30seekingalpha
Republic Bancorp Reports Q4 Non-GAAP EPS of $1.17
  • Earnings Performance: Republic Bancorp reported a Q4 Non-GAAP EPS of $1.17, indicating the company's ability to maintain profitability in a stable market environment despite challenges from loan losses.
  • Loan Loss Provisions: The Core Bank recorded a charge of $277,000 for net charge-offs on loans in Q4, highlighting the need for continued focus on risk management within the loan portfolio, which could impact future profitability.
  • Traditional Bank Loan Balances: Consistent with a nominal increase in traditional bank loan balances, a net charge of $270,000 was recorded in Q4, suggesting potential pressure on loan quality that may affect investor confidence.
  • Warehouse Balance Changes: During the quarter, outstanding warehouse balances declined by $44 million, resulting in a net credit of $112,000 to the provision, indicating improved liquidity management but potentially reflecting weakened market demand.
NASDAQ.COM
9.5
01-30NASDAQ.COM
Republic Bancorp Reports Increased Q4 Earnings
  • Earnings Growth: Republic Bancorp's fourth-quarter net income reached $22.821 million, translating to an EPS of $1.17, which marks a significant increase from last year's $19.016 million and $0.98 per share, indicating the company's robust performance in the market.
  • Financial Comparison: The net income growth of 15.5% compared to the same period last year highlights effective management in revenue and cost control, enhancing investor confidence in the company's future prospects.
  • EPS Improvement: The rise in EPS to $1.17 not only exceeds market expectations but may also attract more investor attention, potentially driving up the stock price and strengthening the company's competitive position in the financial market.
  • Positive Market Reaction: This earnings report is likely to boost market confidence in Republic Bancorp, expected to have a positive impact on its stock price and facilitate future capital operations and expansion plans.

Valuation Metrics

The current forward P/E ratio for Republic Bancorp Inc (RBCAA.O) is --, compared to its 5-year average forward P/E of --. For a more detailed relative valuation and DCF analysis to assess Republic Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
Current PE
NaN
Overvalued PE
Undervalued PE

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
Current EV/EBITDA
NaN
Overvalued EV/EBITDA
Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
Current PS
NaN
Overvalued PS
Undervalued PS

Financials

AI Analysis
Annual
Quarterly

Whales Holding RBCAA

T
Tontine Management, LLC
Holding
RBCAA
-1.76%
3M Return

Trading Trends

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Frequently Asked Questions

What is Republic Bancorp Inc (RBCAA) stock price today?

The current price of RBCAA is 68.01 USD — it has decreased -0.95

What is Republic Bancorp Inc (RBCAA)'s business?

Republic Bancorp, Inc. is the parent company of Republic Bank & Trust Company (the Bank). The Bank provides both traditional and non-traditional banking products. Its segments include Traditional Banking, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions (RPS), and Republic Credit Solutions (RCS). Its Traditional Banking products and services are offered through the Company's traditional RB&T brand. The Warehouse segment provides short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit. These credit facilities are primarily secured by single-family, first-lien residential real estate loans. Through the TRS segment, the Bank facilitates the receipt and payment of federal and state tax refund products and offers a credit product through third-party tax preparers. RPS segment offers a range of payments-related products and services to consumers. The Bank operates through over 47 banking centers.

What is the price predicton of RBCAA Stock?

Wall Street analysts forecast RBCAA stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for RBCAA is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Republic Bancorp Inc (RBCAA)'s revenue for the last quarter?

Republic Bancorp Inc revenue for the last quarter amounts to 169.53M USD, increased 94.04

What is Republic Bancorp Inc (RBCAA)'s earnings per share (EPS) for the last quarter?

Republic Bancorp Inc. EPS for the last quarter amounts to USD, decreased -100.00

How many employees does Republic Bancorp Inc (RBCAA). have?

Republic Bancorp Inc (RBCAA) has 963 emplpoyees as of March 11 2026.

What is Republic Bancorp Inc (RBCAA) market cap?

Today RBCAA has the market capitalization of 1.35B USD.