Pintec Technology Holdings Ltd is mainly engaged in the provision of technology-enabled financial and digital services to the ecosystem of Micro Small and Medium Enterprises (MSMEs). The Company utilizes a software as a service (SaaS) and fintech model as a holistic solution to accelerate the digitization of MSMEs, including providing technology-based credit services and solutions for their manufacturing processes and operations. The Company also provides loan facilitation business. The Company offers six types of solutions that are tailored to the needs of business and financial partners: point-of-sale installment loan, personal installment loan, business installment loan, international installment loan, wealth management and insurance.