PNFP Relative Valuation
PNFP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PNFP is overvalued; if below, it's undervalued.
Historical Valuation
Pinnacle Financial Partners Inc (Tennessee) (PNFP) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.92 is considered Undervalued compared with the five-year average of 12.20. The fair price of Pinnacle Financial Partners Inc (Tennessee) (PNFP) is between 137.51 to 175.63 according to relative valuation methord. Compared to the current price of 99.08 USD , Pinnacle Financial Partners Inc (Tennessee) is Undervalued By 27.95%.
Relative Value
Fair Zone
137.51-175.63
Current Price：99.08
27.95%
Undervalued
9.92
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Pinnacle Financial Partners Inc (Tennessee). (PNFP) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Pinnacle Financial Partners Inc (Tennessee). (PNFP) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
1.78
PS
Pinnacle Financial Partners Inc (Tennessee). (PNFP) has a current PS of 1.78. The 5-year average PS is 3.75. The thresholds are as follows: Strongly Undervalued below 1.71, Undervalued between 1.71 and 2.73, Fairly Valued between 4.77 and 2.73, Overvalued between 4.77 and 5.79, and Strongly Overvalued above 5.79. The current Forward PS of 1.78 falls within the Undervalued range.
0.00
P/OCF
Pinnacle Financial Partners Inc (Tennessee). (PNFP) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Pinnacle Financial Partners Inc (Tennessee). (PNFP) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Pinnacle Financial Partners Inc (Tennessee) (PNFP) has a current Price-to-Book (P/B) ratio of 1.10. Compared to its 3-year average P/B ratio of 1.11 , the current P/B ratio is approximately -0.44% higher. Relative to its 5-year average P/B ratio of 1.20, the current P/B ratio is about -7.91% higher. Pinnacle Financial Partners Inc (Tennessee) (PNFP) has a Forward Free Cash Flow (FCF) yield of approximately 14.38%. Compared to its 3-year average FCF yield of 8.81%, the current FCF yield is approximately 63.21% lower. Relative to its 5-year average FCF yield of 8.57% , the current FCF yield is about 67.83% lower.
1.10
P/B
Median3y
1.11
Median5y
1.20
14.38
FCF Yield
Median3y
8.81
Median5y
8.57
Competitors Valuation Multiple
The average P/S ratio for PNFP's competitors is 3.20, providing a benchmark for relative valuation. Pinnacle Financial Partners Inc (Tennessee) Corp (PNFP) exhibits a P/S ratio of 1.78, which is -44.48% above the industry average. Given its robust revenue growth of 12.41%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PNFP decreased by 23.29% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 448.53M to 504.19M.
The secondary factor is the Margin Expansion, contributed 5.02%to the performance.
Overall, the performance of PNFP in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
MASI
Masimo Corp
137.0475USD
-0.02%
GLOB
Globant SA
70.08USD
-0.40%
CHDN
Churchill Downs Inc
112.51USD
2.96%
GTLS
Chart Industries Inc
206.82USD
0.06%
KEP
Korea Electric Power Corp
17.14USD
-0.92%
BROS
Dutch Bros Inc
63USD
-0.33%
VFC
VF Corp
20.275USD
5.60%
BILL
BILL Holdings Inc
54.94USD
-2.43%
CFR
Cullen/Frost Bankers Inc
136.85USD
1.66%
Frequently Asked Questions
Is Pinnacle Financial Partners Inc (Tennessee) (PNFP) currently overvalued or undervalued?
Pinnacle Financial Partners Inc (Tennessee) (PNFP) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.92 is considered Undervalued compared with the five-year average of 12.20. The fair price of Pinnacle Financial Partners Inc (Tennessee) (PNFP) is between 137.51 to 175.63 according to relative valuation methord. Compared to the current price of 99.08 USD , Pinnacle Financial Partners Inc (Tennessee) is Undervalued By 27.95% .
What is Pinnacle Financial Partners Inc (Tennessee) (PNFP) fair value?
PNFP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Pinnacle Financial Partners Inc (Tennessee) (PNFP) is between 137.51 to 175.63 according to relative valuation methord.
How does PNFP's valuation metrics compare to the industry average?
The average P/S ratio for PNFP's competitors is 3.20, providing a benchmark for relative valuation. Pinnacle Financial Partners Inc (Tennessee) Corp (PNFP) exhibits a P/S ratio of 1.78, which is -44.48% above the industry average. Given its robust revenue growth of 12.41%, this premium appears unsustainable.
What is the current P/B ratio for Pinnacle Financial Partners Inc (Tennessee) (PNFP) as of Jan 08 2026?
As of Jan 08 2026, Pinnacle Financial Partners Inc (Tennessee) (PNFP) has a P/B ratio of 1.10. This indicates that the market values PNFP at 1.10 times its book value.
What is the current FCF Yield for Pinnacle Financial Partners Inc (Tennessee) (PNFP) as of Jan 08 2026?
As of Jan 08 2026, Pinnacle Financial Partners Inc (Tennessee) (PNFP) has a FCF Yield of 14.38%. This means that for every dollar of Pinnacle Financial Partners Inc (Tennessee)’s market capitalization, the company generates 14.38 cents in free cash flow.
What is the current Forward P/E ratio for Pinnacle Financial Partners Inc (Tennessee) (PNFP) as of Jan 08 2026?
As of Jan 08 2026, Pinnacle Financial Partners Inc (Tennessee) (PNFP) has a Forward P/E ratio of 9.92. This means the market is willing to pay $9.92 for every dollar of Pinnacle Financial Partners Inc (Tennessee)’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Pinnacle Financial Partners Inc (Tennessee) (PNFP) as of Jan 08 2026?
As of Jan 08 2026, Pinnacle Financial Partners Inc (Tennessee) (PNFP) has a Forward P/S ratio of 1.78. This means the market is valuing PNFP at $1.78 for every dollar of expected revenue over the next 12 months.