PNC PE Ratio & Valuation,Is PNC Overvalued

PNC Relative Valuation

PNC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PNC is overvalued; if below, it's undervalued.

Historical Valuation

PNC Financial Services Group Inc (PNC) is now in the Overvalued zone, suggesting that its current forward PE ratio of 12.12 is considered Overvalued compared with the five-year average of 11.86. The fair price of PNC Financial Services Group Inc (PNC) is between 163.27 to 207.27 according to relative valuation methord. Compared to the current price of 211.38 USD , PNC Financial Services Group Inc is Overvalued By 1.98%.

Relative Value

Fair Zone

163.27-207.27

Current Price：211.38

1.98%

Overvalued

12.12

0.00

EV/EBITDA

PNC Financial Services Group Inc. (PNC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

PNC Financial Services Group Inc. (PNC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.36

PNC Financial Services Group Inc. (PNC) has a current PS of 3.36. The 5-year average PS is 3.18. The thresholds are as follows: Strongly Undervalued below 1.99, Undervalued between 1.99 and 2.58, Fairly Valued between 3.77 and 2.58, Overvalued between 3.77 and 4.37, and Strongly Overvalued above 4.37. The current Forward PS of 3.36 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

PNC Financial Services Group Inc. (PNC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

PNC Financial Services Group Inc. (PNC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

PNC Financial Services Group Inc (PNC) has a current Price-to-Book (P/B) ratio of 1.55. Compared to its 3-year average P/B ratio of 1.38 , the current P/B ratio is approximately 12.71% higher. Relative to its 5-year average P/B ratio of 1.46, the current P/B ratio is about 6.42% higher. PNC Financial Services Group Inc (PNC) has a Forward Free Cash Flow (FCF) yield of approximately 6.57%. Compared to its 3-year average FCF yield of 13.97%, the current FCF yield is approximately -52.95% lower. Relative to its 5-year average FCF yield of 11.65% , the current FCF yield is about -43.58% lower.

1.55

P/B

Median3y

1.38

Median5y

1.46

6.57

FCF Yield

Median3y

13.97

Median5y

11.65

Competitors Valuation Multiple

The average P/S ratio for PNC's competitors is 2.66, providing a benchmark for relative valuation. PNC Financial Services Group Inc Corp (PNC) exhibits a P/S ratio of 3.36, which is 26.27% above the industry average. Given its robust revenue growth of 6.58%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of PNC increased by 11.24% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 28.06 to 31.87.

The secondary factor is the Revenue Growth, contributed 6.58%to the performance.

Overall, the performance of PNC in the past 1 year is driven by Margin Expansion. Which is more sustainable.

6.58%

5.36B → 5.72B

Revenue Growth

13.58%

28.06 → 31.87

Margin Expansion

-8.92%

14.94 → 13.60

P/E Change

11.24%

189.30 → 210.59

Mkt Cap Growth

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Frequently Asked Questions

Is PNC Financial Services Group Inc (PNC) currently overvalued or undervalued?

What is PNC Financial Services Group Inc (PNC) fair value?

PNC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of PNC Financial Services Group Inc (PNC) is between 163.27 to 207.27 according to relative valuation methord.

How does PNC's valuation metrics compare to the industry average?

What is the current P/B ratio for PNC Financial Services Group Inc (PNC) as of Dec 15 2025?

As of Dec 15 2025, PNC Financial Services Group Inc (PNC) has a P/B ratio of 1.55. This indicates that the market values PNC at 1.55 times its book value.

What is the current FCF Yield for PNC Financial Services Group Inc (PNC) as of Dec 15 2025?

As of Dec 15 2025, PNC Financial Services Group Inc (PNC) has a FCF Yield of 6.57%. This means that for every dollar of PNC Financial Services Group Inc’s market capitalization, the company generates 6.57 cents in free cash flow.

What is the current Forward P/E ratio for PNC Financial Services Group Inc (PNC) as of Dec 15 2025?

As of Dec 15 2025, PNC Financial Services Group Inc (PNC) has a Forward P/E ratio of 12.12. This means the market is willing to pay $12.12 for every dollar of PNC Financial Services Group Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for PNC Financial Services Group Inc (PNC) as of Dec 15 2025?

As of Dec 15 2025, PNC Financial Services Group Inc (PNC) has a Forward P/S ratio of 3.36. This means the market is valuing PNC at $3.36 for every dollar of expected revenue over the next 12 months.

PNC Valuation

PNC Valuation

PNC Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is PNC Financial Services Group Inc (PNC) currently overvalued or undervalued?

What is PNC Financial Services Group Inc (PNC) fair value?

How does PNC's valuation metrics compare to the industry average?

What is the current P/B ratio for PNC Financial Services Group Inc (PNC) as of Dec 15 2025?

What is the current FCF Yield for PNC Financial Services Group Inc (PNC) as of Dec 15 2025?

What is the current Forward P/E ratio for PNC Financial Services Group Inc (PNC) as of Dec 15 2025?

What is the current Forward P/S ratio for PNC Financial Services Group Inc (PNC) as of Dec 15 2025?