PNC Relative Valuation
PNC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PNC is overvalued; if below, it's undervalued.
Historical Valuation
PNC Financial Services Group Inc (PNC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.44 is considered Fairly compared with the five-year average of 11.88. The fair price of PNC Financial Services Group Inc (PNC) is between 158.06 to 202.27 according to relative valuation methord.
Relative Value
Fair Zone
158.06-202.27
Current Price：198.00
Fair
11.46
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
PNC Financial Services Group Inc. (PNC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
PNC Financial Services Group Inc. (PNC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.18
PS
PNC Financial Services Group Inc. (PNC) has a current PS of 3.18. The 5-year average PS is 3.18. The thresholds are as follows: Strongly Undervalued below 1.99, Undervalued between 1.99 and 2.58, Fairly Valued between 3.77 and 2.58, Overvalued between 3.77 and 4.37, and Strongly Overvalued above 4.37. The current Forward PS of 3.18 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
PNC Financial Services Group Inc. (PNC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
PNC Financial Services Group Inc. (PNC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
PNC Financial Services Group Inc (PNC) has a current Price-to-Book (P/B) ratio of 1.46. Compared to its 3-year average P/B ratio of 1.38 , the current P/B ratio is approximately 5.89% higher. Relative to its 5-year average P/B ratio of 1.46, the current P/B ratio is about 0.17% higher. PNC Financial Services Group Inc (PNC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 14.04%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 11.67% , the current FCF yield is about -100.00% lower.
1.46
P/B
Median3y
1.38
Median5y
1.46
6.99
FCF Yield
Median3y
14.04
Median5y
11.67
Competitors Valuation Multiple
The average P/S ratio for PNC's competitors is 2.81, providing a benchmark for relative valuation. PNC Financial Services Group Inc Corp (PNC) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of 6.58%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PNC increased by 4.74% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 28.06 to 31.87.
The secondary factor is the Revenue Growth, contributed 6.58%to the performance.
Overall, the performance of PNC in the past 1 year is driven by Margin Expansion. Which is more sustainable.
People Also Watch
FAQ
Is PNC Financial Services Group Inc (PNC) currently overvalued or undervalued?
What is PNC Financial Services Group Inc (PNC) fair value?
How does PNC's valuation metrics compare to the industry average?
What is the current P/B ratio for PNC Financial Services Group Inc (PNC) as of Dec 05 2025?
What is the current FCF Yield for PNC Financial Services Group Inc (PNC) as of Dec 05 2025?
What is the current Forward P/E ratio for PNC Financial Services Group Inc (PNC) as of Dec 05 2025?