PNC Valuation

PNC Financial Services Group Inc

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192.550

-0.82(-0.424%)1D

Overview
Forecast
Valuation
Earnings

PNC Relative Valuation

PNC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PNC is overvalued; if below, it's undervalued.

Historical Valuation

PNC Financial Services Group Inc (PNC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.77 is considered Fairly compared with the five-year average of 12.08. The fair price of PNC Financial Services Group Inc (PNC) is between 160.31 to 205.77 according to relative valuation methord.

Relative Value

Fair Zone

160.31-205.77

Current Price：192.55

Fair

11.77

Trailing

Forward

0.00

EV/EBITDA

PNC Financial Services Group Inc. (PNC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

PNC Financial Services Group Inc. (PNC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.23

PNC Financial Services Group Inc. (PNC) has a current PS of 3.23. The 5-year average PS is 3.17. The thresholds are as follows: Strongly Undervalued below 1.97, Undervalued between 1.97 and 2.57, Fairly Valued between 3.76 and 2.57, Overvalued between 3.76 and 4.36, and Strongly Overvalued above 4.36. The current Forward PS of 3.23 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

PNC Financial Services Group Inc. (PNC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

PNC Financial Services Group Inc. (PNC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

PNC Financial Services Group Inc (PNC) has a current Price-to-Book (P/B) ratio of 1.32. Compared to its 3-year average P/B ratio of 1.40 , the current P/B ratio is approximately -5.30% higher. Relative to its 5-year average P/B ratio of 1.42, the current P/B ratio is about -7.07% higher. PNC Financial Services Group Inc (PNC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 14.39%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 11.92% , the current FCF yield is about -100.00% lower.

1.32

P/B

Median3y

1.40

Median5y

1.42

0.00

FCF Yield

Median3y

14.39

Median5y

11.92

Competitors Valuation Multiple

The average P/S ratio for PNC's competitors is 2.31, providing a benchmark for relative valuation. PNC Financial Services Group Inc Corp (PNC) exhibits a P/S ratio of 3.23, which is 40.18% above the industry average. Given its robust revenue growth of 2.16%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

PNC.N

PNC Financial Services Group Inc

Banco Bilbao Vizcaya Argentaria SA

Banco Santander Brasil SA

Lloyds Banking Group PLC

2.28

252.02B

Performance Decomposition

Market capitalization of PNC increased by 6.78% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 27.69 to 30.15.

The secondary factor is the Revenue Growth, contributed 2.16%to the performance.

Overall, the performance of PNC in the past 1 year is driven by Margin Expansion. Which is more sustainable.

2.16%

5.33B → 5.45B

Revenue Growth

8.88%

27.69 → 30.15

Margin Expansion

-4.26%

13.82 → 13.23

P/E Change

6.78%