Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. PICS
PICS logo

PICS Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
11.490
Open
10.980
VWAP
10.76
Vol
379.43K
Mkt Cap
1.36B
Low
10.300
Amount
4.08M
EV/EBITDA(TTM)
--
Total Shares
129.59M
EV
30.34M
EV/OCF(TTM)
--
P/S(TTM)
0.80
Picpay Holdings Netherlands BV is a Brazil-based company which engages in the digital financial services business sector. The Company delivers mobile and financial solutions through a comprehensive ecosystem serving consumers and businesses across Brazil and operates in three business segments. The Consumer Banking segment provides digital wallets, payments, credit products, insurance, and investment solutions designed to simplify personal financial management. The Small and Medium-Sized Businesses segment offers payment acquiring services, business accounts, credit options, and corporate benefits to support merchant operations and growth. The Audiences and Ecosystem Integration segment enhances engagement through digital commerce, travel and entertainment services, gamified experiences, and advertising solutions that connect brands with an active user base. The Ads segment allows brands to advertise through placements within the app.
Show More

Events Timeline

(ET)
2026-06-02
17:10:00
PicPay Expects Q2 Credit Portfolio to Reach R$31.0B
select
2026-06-02
17:10:00
PicPay Reports Q1 Gross Profit of R$1.1B, Up 44%
select
2026-03-19 (ET)
2026-03-19
12:10:00
PicPay Shares Drop 18.7% to $12.87
select
2026-03-19
10:10:00
PicPay Shares Drop 22.6% to $12.26
select

News

PRnewswire
8.5
06-18PRnewswire
PinnedPicS Shares Plunge 52% Post-IPO, Class Action Filed
  • Stock Price Plunge: PicS shares have fallen over 52% from the $19 IPO price to below $9, resulting in losses exceeding $10 per share, which has severely impacted investor confidence and raised concerns about the company's financial health.
  • Shift in Credit Model: Prior to October 2023, PicS operated an asset-light model, earning commissions by distributing loans from third-party partners, but shifted to direct credit origination, leading to credit products accounting for 52% of total revenue by Q4 2025.
  • Disclosure of Internal Review: In December 2025, just weeks before the IPO, PicS conducted an internal review that revealed deficiencies in its credit evaluation policies, implementing significant changes including renegotiation of delinquency tracking and advanced machine learning techniques, resulting in a R$590 million reclassification that was not disclosed to IPO investors.
  • Legal Action Risks: The lawsuit alleges that PicS failed to provide accurate information regarding its credit origination practices and the health of its loan portfolio at the time of the IPO, with investors having until August 4, 2026, to seek lead plaintiff status for potential compensation.
Globenewswire
7.0
14:47 PMGlobenewswire
Notice to Shareholders of PicS N.V. Regarding Class Action Lawsuit
  • Lawsuit Background: The Gross Law Firm has issued a notice encouraging shareholders who purchased PicS N.V. (NASDAQ: PICS) shares during the January 30, 2026 IPO to contact them regarding potential lead plaintiff status, indicating significant legal risks for the company.
  • Allegation Details: The lawsuit alleges that PicS N.V. failed to disclose deficiencies in its credit evaluation procedures prior to the IPO, leading to a reclassification of approximately R$590 million in credit exposures and an incremental expected credit loss of R$88 million, severely impacting the company's financial health.
  • Rising Credit Risks: In Q4 2025, PicS N.V. experienced a Stage 3 formation rate exceeding 7%, significantly higher than historical trends, reflecting a deterioration in credit quality prior to the IPO, which may expose investors to increased loss risks.
  • Shareholder Action Steps: Shareholders must register for the class action by August 4, 2026, and upon registration, they will receive real-time updates on the case's progress, demonstrating the company's commitment to protecting shareholder rights.
PRnewswire
7.0
13:56 PMPRnewswire
PicS Faces Securities Class Action Lawsuit Post-IPO
  • Post-IPO Stock Plunge: PicS issued 22.9 million shares at $19 each during its January 30, 2026 IPO, but by the time of the lawsuit, shares had fallen to $9.82, representing a decline of over 51%, indicating severe market concerns regarding its credit evaluation procedures.
  • Legal Action Context: Hagens Berman law firm has initiated a class action lawsuit on behalf of investors, alleging that PicS failed to adequately disclose deficiencies in its credit evaluation processes, resulting in substantial investor losses, with a lead plaintiff deadline set for August 4, 2026.
  • Rising Credit Risk: The lawsuit claims that PicS identified deficiencies in its credit evaluation procedures in December 2025, leading to the reclassification of approximately R$590 million of exposures from Stage 2 to Stage 3 and an additional R$88 million in expected credit losses in Q4 2025.
  • Spike in Default Rates: The default rate for PicS surged from 3.8% in Q3 2025 to over 7% in Q4 2025, a significant deviation from the trends disclosed in the IPO documents, further exacerbating investor confidence issues.
PRnewswire
7.0
13:56 PMPRnewswire
PICS Faces Securities Fraud Class Action Lawsuit
  • Lawsuit Background: Kessler Topaz Meltzer & Check, LLP has filed a securities fraud class action against PICS N.V. on behalf of investors who purchased Class A common stock during the January 30, 2026 IPO, highlighting serious concerns regarding the company's financial transparency.
  • IPO Document Issues: The lawsuit alleges that PICS's IPO documents contained materially false and misleading statements, failing to disclose deficiencies identified in a December 2025 credit evaluation, which led to the reclassification of approximately R$590 million in exposures and an additional R$88 million in expected credit loss.
  • Stock Price Plummet: At the time of the lawsuit filing, PICS's stock price had fallen to below $9 per share, representing a more than 50% decline from the IPO price of $19, indicating a pessimistic market outlook on the company's future prospects.
  • Investor Action Recommendations: PICS investors are advised to seek lead plaintiff status in the class action by August 4, 2026, representing all investors in the litigation, which underscores the significant legal risks that could impact shareholder value.
Globenewswire
7.0
13:47 PMGlobenewswire
PicS N.V. Faces Class Action Lawsuit for IPO Misrepresentation
  • Class Action Filed: The Schall Law Firm has initiated a class action lawsuit against PicS N.V., alleging violations of federal securities laws related to its January 30, 2026, IPO, encouraging investors to contact the firm by August 4, 2026, to participate.
  • Misrepresentation Uncovered: The complaint reveals that PicS made false and misleading statements during the IPO period, particularly regarding its credit evaluation procedures, resulting in significant investor losses once the truth was disclosed.
  • Internal Investigation Findings: An internal investigation by the company revealed insufficient credit evaluation procedures, leading to a significant reclassification of exposures and substantial charges, which heightened investor concerns about the company's financial stability.
  • Investor Rights Advocacy: The Schall Law Firm, specializing in securities class action lawsuits, urges affected investors to join the lawsuit for compensation, emphasizing that until the class is certified, investors are not legally represented.
Globenewswire
7.0
06-18Globenewswire
PicS Faces Shareholder Class Action Lawsuit
  • Lawsuit Background: PicS N.V. is facing a shareholder class action lawsuit for allegedly making false and misleading statements during its January 2026 IPO, which resulted in undisclosed adverse facts leading to investor losses.
  • Credit Evaluation Deficiencies: The lawsuit claims that PicS identified deficiencies in its credit evaluation procedures in December 2025, resulting in the reclassification of approximately R$590 million of exposures to Stage 3, leading to an additional R$88 million expected credit loss (ECL).
  • Rising Default Risks: In Q4 2025, PicS experienced a Stage 3 formation rate exceeding 7%, significantly deviating from historical trends and not disclosed in the Offering Documents, indicating major failures in the company's risk management practices.
  • Business Impact: The company's entry into riskier business lines has led to deteriorating customer credit quality and heightened default risks, resulting in undisclosed adverse financial and operational trends that severely impair the company's business and financial results.

Valuation Metrics

The current forward P/E ratio for Pics NV (PICS.O) is 7.49, compared to its 5-year average forward P/E of 8.55. For a more detailed relative valuation and DCF analysis to assess Pics NV's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.55
Current PE
7.49
Overvalued PE
9.87
Undervalued PE
7.23

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-1.09
Current EV/EBITDA
0.15
Overvalued EV/EBITDA
0.12
Undervalued EV/EBITDA
-2.31

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.10
Current PS
0.07
Overvalued PS
0.14
Undervalued PS
0.07

Financials

AI Analysis
Annual
Quarterly

Whales Holding PICS

J
J&F Participações Ltda.
Holding
PICS
-11.39%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Pics NV (PICS) stock price today?

The current price of PICS is 10.5 USD — it has decreased -4.46

What is Pics NV (PICS)'s business?

Picpay Holdings Netherlands BV is a Brazil-based company which engages in the digital financial services business sector. The Company delivers mobile and financial solutions through a comprehensive ecosystem serving consumers and businesses across Brazil and operates in three business segments. The Consumer Banking segment provides digital wallets, payments, credit products, insurance, and investment solutions designed to simplify personal financial management. The Small and Medium-Sized Businesses segment offers payment acquiring services, business accounts, credit options, and corporate benefits to support merchant operations and growth. The Audiences and Ecosystem Integration segment enhances engagement through digital commerce, travel and entertainment services, gamified experiences, and advertising solutions that connect brands with an active user base. The Ads segment allows brands to advertise through placements within the app.

What is the price predicton of PICS Stock?

Wall Street analysts forecast PICS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for PICS is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Pics NV (PICS)'s revenue for the last quarter?

Pics NV revenue for the last quarter amounts to 2.46B USD, increased 51.38

What is Pics NV (PICS)'s earnings per share (EPS) for the last quarter?

Pics NV. EPS for the last quarter amounts to 1.17 USD, increased 101.72

How many employees does Pics NV (PICS). have?

Pics NV (PICS) has 4629 emplpoyees as of June 19 2026.

What is Pics NV (PICS) market cap?

Today PICS has the market capitalization of 1.36B USD.