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PICS Overview

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Intellectia

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High
11.650
Open
11.400
VWAP
11.26
Vol
567.73K
Mkt Cap
1.43B
Low
10.910
Amount
6.39M
EV/EBITDA(TTM)
--
Total Shares
129.59M
EV
--
EV/OCF(TTM)
--
P/S(TTM)
--
Picpay Holdings Netherlands BV is a Brazil-based company which engages in the digital financial services business sector. The Company delivers mobile and financial solutions through a comprehensive ecosystem serving consumers and businesses across Brazil and operates in three business segments. The Consumer Banking segment provides digital wallets, payments, credit products, insurance, and investment solutions designed to simplify personal financial management. The Small and Medium-Sized Businesses segment offers payment acquiring services, business accounts, credit options, and corporate benefits to support merchant operations and growth. The Audiences and Ecosystem Integration segment enhances engagement through digital commerce, travel and entertainment services, gamified experiences, and advertising solutions that connect brands with an active user base. The Ads segment allows brands to advertise through placements within the app.
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Events Timeline

(ET)
2026-03-19
12:10:00
PicPay Shares Drop 18.7% to $12.87
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2026-03-19
10:10:00
PicPay Shares Drop 22.6% to $12.26
select
2026-03-18 (ET)
2026-03-18
16:50:00
PicPay Reports Q4 Adjusted Net Income of R$188.2M
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News

renaissancecapital
8.5
15:09 PMrenaissancecapital
IPO Market Faces Delays Amid Volatility
  • Market Volatility Impact: The IPO market faced significant volatility in Q1 2026 due to tech sell-offs, tariff turmoil, private credit issues, and the war in the Middle East, which grounded new issuance before it could take off.
  • Decline in IPO Count: The quarter ended with 34 IPOs raising a total of $9.9 billion, reflecting a notable decrease in deal count compared to previous periods, indicating that market uncertainty is suppressing new issuances.
  • Support from Large Offerings: Among the 34 IPOs, 22 raised over $100 million, including Forgent, an electrical equipment maker that raised over $1 billion, demonstrating ongoing investor appetite for larger transactions despite overall market challenges.
  • Increased Valuation Pressure: The previous year's tech IPO revival faded as valuation multiples collapsed amid fears of disruption from AI, yet investors still showed some interest in new offerings, highlighting a complex market sentiment.
seekingalpha
8.5
03-19seekingalpha
PicPay Files for U.S. IPO Amid Strong Q4 Earnings
  • Strong Financial Performance: PicS reported an adjusted net income of R$188.2 million in Q4, demonstrating the company's profitability and growth potential despite facing intense competition in the fintech sector.
  • Significant Revenue Growth: The company achieved revenue of R$3.01 billion in Q4, indicating an increase compared to the previous year, which reflects its expanding market share in Brazil's fintech landscape and boosts investor confidence.
  • IPO Plans Initiated: PicPay has officially filed for a U.S. IPO, aiming to raise capital through the public markets to support its expansion plans, which is expected to attract the attention of international investors.
  • Optimistic Market Outlook: While some analysts suggest staying away from the stock at its current price, the company's strong financial data and IPO plans may attract more investors in the future, potentially driving the stock price upward.
Newsfilter
9.5
03-18Newsfilter
PicPay Announces Fourth Quarter 2025 Results
  • Earnings Announcement: PicPay today released its financial results for the fourth quarter of 2025, with specific data and a letter to shareholders available on the company's Investor Relations website, indicating ongoing growth in the digital banking sector.
  • Conference Call Scheduled: The company will host a conference call and earnings webcast at 5:00 p.m. Eastern Time (6:00 p.m. Brasilia time) to discuss the financial results in detail and engage with investors.
  • Customer Base Expansion: As one of Brazil's largest digital banks, PicPay continues to attract consumers and businesses by offering a diverse range of financial products and services, including digital wallets, credit cards, loans, investments, and insurance, enhancing its competitive position in the market.
  • Two-Sided Ecosystem: PicPay operates a two-sided ecosystem that bridges consumers and businesses, aiming to enhance user experience and drive business growth through innovative financial solutions.
CNBC
8.0
03-05CNBC
Macron Unveils Major Update to France's Nuclear Deterrence Policy
  • Nuclear Deterrence Evolution: President Macron announced an increase in nuclear warheads and cooperation with European nations like Germany and Poland for nuclear exercises, demonstrating France's commitment to enhancing its nuclear deterrent in the face of multiple threats, aiming to bolster national security and regional stability.
  • Forward Deterrence Strategy: The 'forward deterrence' doctrine emphasizes the importance of an independent nuclear deterrent, as Macron maintains that he will not provide explicit guarantees to allies regarding nuclear weapon use, thereby ensuring France's sovereignty in nuclear decision-making despite domestic and international pressures.
  • International Security Cooperation: France and Germany's joint commitment to concrete cooperation in nuclear exercises highlights France's leadership role in European security matters while addressing calls for transparency in nuclear weapon usage, aiming to strengthen trust with allies.
  • Election Context Consideration: Macron's speech is seen as a strategic move ahead of the upcoming presidential election, showcasing his firm stance on national security to counter potential far-right challenges, ensuring continuity and stability in policy.
CNBC
6.0
02-24CNBC
Key Wall Street Rating Changes Overview
  • Morgan Stanley Upgrade: Morgan Stanley upgraded Booking Holdings from equal weight to overweight, citing the online travel company's stock as undervalued, with expectations that it will continue to dominate the travel market and leverage robust customer data to drive high-margin direct business.
  • JPMorgan's View on Domino's: JPMorgan upgraded Domino's from neutral to overweight, based on its steady market share and value-driven business model, indicating a good buying opportunity at the current stock price of approximately $400.
  • RBC's Assessment of Blackstone: RBC initiated coverage on Blackstone with an outperform rating, highlighting the private equity firm's dual benefits from retail growth and an improving real estate cycle, which are expected to drive nearly 20% earnings growth.
  • UBS Upgrade for America Movil: UBS upgraded America Movil from neutral to buy, revising its price target from $23.60 to $30.00, reflecting the upside potential in the Latin American telecommunications market.
Newsfilter
9.5
02-23Newsfilter
PicPay to Release Q4 and Full Year 2025 Financial Results
  • Earnings Release Schedule: PicPay will announce its Q4 and full-year financial results for the year ending December 31, 2025, on March 18, 2026, after market close, reflecting the company's commitment to transparency and likely attracting investor interest.
  • Conference Call Details: The company will host a conference call at 6:00 PM Brasília Time on the same day to discuss its financial results, providing an opportunity for direct interaction between investors and management, which may enhance market confidence.
  • Customer Base Growth: As of Q3 2025, PicPay serves over 66 million customers, with 42 million active users, indicating strong growth momentum in Brazil's digital banking sector and further solidifying its market position.
  • Strong Financial Performance: In the first nine months of 2025, PicPay recorded total revenue and financial income of R$7.3 billion (approximately US$1.37 billion) and a net profit of R$313.8 million (approximately US$59 million), demonstrating sustained profitability and boosting investor confidence.

Valuation Metrics

The current forward P/E ratio for Pics NV (PICS.O) is --, compared to its 5-year average forward P/E of --. For a more detailed relative valuation and DCF analysis to assess Pics NV's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
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5Y Average PE
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Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
Current EV/EBITDA
NaN
Overvalued EV/EBITDA
Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
Current PS
NaN
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Financials

AI Analysis
Annual
Quarterly

Whales Holding PICS

J
J&F Participações Ltda.
Holding
PICS
-16.30%
3M Return

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Frequently Asked Questions

What is Pics NV (PICS) stock price today?

The current price of PICS is 11.23 USD — it has increased 1.72

What is Pics NV (PICS)'s business?

Picpay Holdings Netherlands BV is a Brazil-based company which engages in the digital financial services business sector. The Company delivers mobile and financial solutions through a comprehensive ecosystem serving consumers and businesses across Brazil and operates in three business segments. The Consumer Banking segment provides digital wallets, payments, credit products, insurance, and investment solutions designed to simplify personal financial management. The Small and Medium-Sized Businesses segment offers payment acquiring services, business accounts, credit options, and corporate benefits to support merchant operations and growth. The Audiences and Ecosystem Integration segment enhances engagement through digital commerce, travel and entertainment services, gamified experiences, and advertising solutions that connect brands with an active user base. The Ads segment allows brands to advertise through placements within the app.

What is the price predicton of PICS Stock?

Wall Street analysts forecast PICS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for PICS is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Pics NV (PICS)'s revenue for the last quarter?

Pics NV revenue for the last quarter amounts to 2.05B USD, increased 82.70

What is Pics NV (PICS)'s earnings per share (EPS) for the last quarter?

Pics NV. EPS for the last quarter amounts to 0.72 USD, decreased -1.37

How many employees does Pics NV (PICS). have?

Pics NV (PICS) has 4202 emplpoyees as of March 25 2026.

What is Pics NV (PICS) market cap?

Today PICS has the market capitalization of 1.43B USD.