PFS Relative Valuation
PFS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PFS is overvalued; if below, it's undervalued.
Historical Valuation
Provident Financial Services Inc (PFS) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.72 is considered Undervalued compared with the five-year average of 9.83. The fair price of Provident Financial Services Inc (PFS) is between 24.39 to 31.44 according to relative valuation methord. Compared to the current price of 20.03 USD , Provident Financial Services Inc is Undervalued By 17.89%.
Relative Value
Fair Zone
24.39-31.44
Current Price：20.03
17.89%
Undervalued
8.72
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Provident Financial Services Inc. (PFS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Provident Financial Services Inc. (PFS) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.84
PS
Provident Financial Services Inc. (PFS) has a current PS of 2.84. The 5-year average PS is 2.82. The thresholds are as follows: Strongly Undervalued below 1.19, Undervalued between 1.19 and 2.01, Fairly Valued between 3.64 and 2.01, Overvalued between 3.64 and 4.45, and Strongly Overvalued above 4.45. The current Forward PS of 2.84 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Provident Financial Services Inc. (PFS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Provident Financial Services Inc. (PFS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Provident Financial Services Inc (PFS) has a current Price-to-Book (P/B) ratio of 0.95. Compared to its 3-year average P/B ratio of 0.84 , the current P/B ratio is approximately 11.92% higher. Relative to its 5-year average P/B ratio of 0.93, the current P/B ratio is about 1.93% higher. Provident Financial Services Inc (PFS) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 14.12%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 11.57% , the current FCF yield is about -100.00% lower.
0.95
P/B
Median3y
0.84
Median5y
0.93
23.30
FCF Yield
Median3y
14.12
Median5y
11.57
Competitors Valuation Multiple
The average P/S ratio for PFS's competitors is , providing a benchmark for relative valuation. Provident Financial Services Inc Corp (PFS) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 5.99%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PFS increased by 7.51% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 23.37 to 34.07.
The secondary factor is the Revenue Growth, contributed 5.99%to the performance.
Overall, the performance of PFS in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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