Historical Valuation
Provident Financial Services Inc (PFS) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.60 is considered Undervalued compared with the five-year average of 9.79. The fair price of Provident Financial Services Inc (PFS) is between 27.09 to 34.18 according to relative valuation methord. Compared to the current price of 20.09 USD , Provident Financial Services Inc is Undervalued By 25.83%.
Relative Value
Fair Zone
27.09-34.18
Current Price：20.09
25.83%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Provident Financial Services Inc (PFS) has a current Price-to-Book (P/B) ratio of 0.93. Compared to its 3-year average P/B ratio of 0.84 , the current P/B ratio is approximately 10.66% higher. Relative to its 5-year average P/B ratio of 0.93, the current P/B ratio is about 0.30% higher. Provident Financial Services Inc (PFS) has a Forward Free Cash Flow (FCF) yield of approximately 23.55%. Compared to its 3-year average FCF yield of 14.43%, the current FCF yield is approximately 63.12% lower. Relative to its 5-year average FCF yield of 11.86% , the current FCF yield is about 98.48% lower.
P/B
Median3y
0.84
Median5y
0.93
FCF Yield
Median3y
14.43
Median5y
11.86
Competitors Valuation Multiple
AI Analysis for PFS
The average P/S ratio for PFS competitors is 4.81, providing a benchmark for relative valuation. Provident Financial Services Inc Corp (PFS.N) exhibits a P/S ratio of 2.81, which is -41.55% above the industry average. Given its robust revenue growth of 5.99%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for PFS
1Y
3Y
5Y
Market capitalization of PFS increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of PFS in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is PFS currently overvalued or undervalued?
Provident Financial Services Inc (PFS) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.60 is considered Undervalued compared with the five-year average of 9.79. The fair price of Provident Financial Services Inc (PFS) is between 27.09 to 34.18 according to relative valuation methord. Compared to the current price of 20.09 USD , Provident Financial Services Inc is Undervalued By 25.83% .
What is Provident Financial Services Inc (PFS) fair value?
PFS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Provident Financial Services Inc (PFS) is between 27.09 to 34.18 according to relative valuation methord.
How does PFS's valuation metrics compare to the industry average?
The average P/S ratio for PFS's competitors is 4.81, providing a benchmark for relative valuation. Provident Financial Services Inc Corp (PFS) exhibits a P/S ratio of 2.81, which is -41.55% above the industry average. Given its robust revenue growth of 5.99%, this premium appears unsustainable.
What is the current P/B ratio for Provident Financial Services Inc (PFS) as of Jan 10 2026?
As of Jan 10 2026, Provident Financial Services Inc (PFS) has a P/B ratio of 0.93. This indicates that the market values PFS at 0.93 times its book value.
What is the current FCF Yield for Provident Financial Services Inc (PFS) as of Jan 10 2026?
As of Jan 10 2026, Provident Financial Services Inc (PFS) has a FCF Yield of 23.55%. This means that for every dollar of Provident Financial Services Inc’s market capitalization, the company generates 23.55 cents in free cash flow.
What is the current Forward P/E ratio for Provident Financial Services Inc (PFS) as of Jan 10 2026?
As of Jan 10 2026, Provident Financial Services Inc (PFS) has a Forward P/E ratio of 8.60. This means the market is willing to pay $8.60 for every dollar of Provident Financial Services Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Provident Financial Services Inc (PFS) as of Jan 10 2026?
As of Jan 10 2026, Provident Financial Services Inc (PFS) has a Forward P/S ratio of 2.81. This means the market is valuing PFS at $2.81 for every dollar of expected revenue over the next 12 months.