PEBO Valuation

Peoples Bancorp Inc

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28.590

+0.12(0.421%)1D

Overview
Forecast
Valuation
Earnings

PEBO Relative Valuation

PEBO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PEBO is overvalued; if below, it's undervalued.

Historical Valuation

Peoples Bancorp Inc (PEBO) is now in the Fair zone, suggesting that its current forward PE ratio of 8.76 is considered Fairly compared with the five-year average of 10.32. The fair price of Peoples Bancorp Inc (PEBO) is between 25.60 to 41.94 according to relative valuation methord.

Relative Value

Fair Zone

25.60-41.94

Current Price：28.59

Fair

8.76

Trailing

Forward

0.00

EV/EBITDA

Peoples Bancorp Inc. (PEBO) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Peoples Bancorp Inc. (PEBO) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.12

Peoples Bancorp Inc. (PEBO) has a current PS of 2.12. The 5-year average PS is 2.31. The thresholds are as follows: Strongly Undervalued below 1.65, Undervalued between 1.65 and 1.98, Fairly Valued between 2.63 and 1.98, Overvalued between 2.63 and 2.96, and Strongly Overvalued above 2.96. The current Forward PS of 2.12 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Peoples Bancorp Inc. (PEBO) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Peoples Bancorp Inc. (PEBO) has a current P/FCF of 0.00. The 5-year average P/FCF is 2.65. The thresholds are as follows: Strongly Undervalued below -20.81, Undervalued between -20.81 and -9.08, Fairly Valued between 14.38 and -9.08, Overvalued between 14.38 and 26.11, and Strongly Overvalued above 26.11. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

Peoples Bancorp Inc (PEBO) has a current Price-to-Book (P/B) ratio of 0.86. Compared to its 3-year average P/B ratio of 0.98 , the current P/B ratio is approximately -11.78% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about -12.33% higher. Peoples Bancorp Inc (PEBO) has a Forward Free Cash Flow (FCF) yield of approximately 15.44%. Compared to its 3-year average FCF yield of 13.65%, the current FCF yield is approximately 13.06% lower. Relative to its 5-year average FCF yield of 14.20% , the current FCF yield is about 8.73% lower.

0.86

P/B

Median3y

0.98

Median5y

0.98

15.44

FCF Yield

Median3y

13.65

Median5y

14.20

Competitors Valuation Multiple

The average P/S ratio for PEBO's competitors is 2.44, providing a benchmark for relative valuation. Peoples Bancorp Inc Corp (PEBO) exhibits a P/S ratio of 2.12, which is -13.10% above the industry average. Given its robust revenue growth of 0.99%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Berkshire Hills Bancorp Inc

Tompkins Financial Corp

First Mid Bancshares Inc

3.41

10.79%

895.58M

Performance Decomposition

Market capitalization of PEBO decreased by 8.74% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 8.26 to 9.73.

The secondary factor is the Revenue Growth, contributed 0.99%to the performance.

Overall, the performance of PEBO in the past 1 year is driven by P/E Change. Which is more unsustainable.

0.99%

100.71M → 101.71M

Revenue Growth

-27.60%

28.80 → 20.85

Margin Expansion

17.87%

8.26 → 9.73

P/E Change

-8.74%