Historical Valuation
Peoples Bancorp of North Carolina Inc (PEBK) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Peoples Bancorp of North Carolina Inc (PEBK) is between -- to -- according to relative valuation methord.
Relative Value
Fair Zone
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Current Price：35.94
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Peoples Bancorp of North Carolina Inc (PEBK) has a current Price-to-Book (P/B) ratio of 1.27. Compared to its 3-year average P/B ratio of 1.21 , the current P/B ratio is approximately 4.63% higher. Relative to its 5-year average P/B ratio of 1.20, the current P/B ratio is about 5.62% higher. Peoples Bancorp of North Carolina Inc (PEBK) has a Forward Free Cash Flow (FCF) yield of approximately 10.59%. Compared to its 3-year average FCF yield of 12.63%, the current FCF yield is approximately -16.13% lower. Relative to its 5-year average FCF yield of 12.41% , the current FCF yield is about -14.68% lower.
P/B
Median3y
1.21
Median5y
1.20
FCF Yield
Median3y
12.63
Median5y
12.41
Competitors Valuation Multiple
AI Analysis for PEBK
The average P/S ratio for PEBK competitors is 1.27, providing a benchmark for relative valuation. Peoples Bancorp of North Carolina Inc Corp (PEBK.O) exhibits a P/S ratio of 0.00, which is -100% above the industry average. Given its robust revenue growth of 4.52%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for PEBK
1Y
3Y
5Y
Market capitalization of PEBK increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of PEBK in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is PEBK currently overvalued or undervalued?
Peoples Bancorp of North Carolina Inc (PEBK) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Peoples Bancorp of North Carolina Inc (PEBK) is between to according to relative valuation methord.
What is Peoples Bancorp of North Carolina Inc (PEBK) fair value?
PEBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Peoples Bancorp of North Carolina Inc (PEBK) is between to according to relative valuation methord.
How does PEBK's valuation metrics compare to the industry average?
The average P/S ratio for PEBK's competitors is 1.27, providing a benchmark for relative valuation. Peoples Bancorp of North Carolina Inc Corp (PEBK) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 4.52%, this premium appears unsustainable.
What is the current P/B ratio for Peoples Bancorp of North Carolina Inc (PEBK) as of Jan 09 2026?
As of Jan 09 2026, Peoples Bancorp of North Carolina Inc (PEBK) has a P/B ratio of 1.27. This indicates that the market values PEBK at 1.27 times its book value.
What is the current FCF Yield for Peoples Bancorp of North Carolina Inc (PEBK) as of Jan 09 2026?
As of Jan 09 2026, Peoples Bancorp of North Carolina Inc (PEBK) has a FCF Yield of 10.59%. This means that for every dollar of Peoples Bancorp of North Carolina Inc’s market capitalization, the company generates 10.59 cents in free cash flow.
What is the current Forward P/E ratio for Peoples Bancorp of North Carolina Inc (PEBK) as of Jan 09 2026?
As of Jan 09 2026, Peoples Bancorp of North Carolina Inc (PEBK) has a Forward P/E ratio of 0.00. This means the market is willing to pay $0.00 for every dollar of Peoples Bancorp of North Carolina Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Peoples Bancorp of North Carolina Inc (PEBK) as of Jan 09 2026?
As of Jan 09 2026, Peoples Bancorp of North Carolina Inc (PEBK) has a Forward P/S ratio of 0.00. This means the market is valuing PEBK at $0.00 for every dollar of expected revenue over the next 12 months.