PEBK Valuation
Peoples Bancorp of North Carolina Inc
$
31.000
- Overview
- Forecast
- Valuation
- Earnings
PEBK Relative Valuation
PEBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PEBK is overvalued; if below, it's undervalued.
Historical Valuation
Peoples Bancorp of North Carolina Inc (PEBK) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Peoples Bancorp of North Carolina Inc (PEBK) is between to according to relative valuation methord.
Relative Value
Fair Zone
-
Current Price：31.00
Fair
0.00
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Peoples Bancorp of North Carolina Inc. (PEBK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Peoples Bancorp of North Carolina Inc. (PEBK) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.00
PS
Peoples Bancorp of North Carolina Inc. (PEBK) has a current PS of 0.00. The 5-year average PS is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward PS of 0.00 falls within the Strongly Undervalued range.
0.00
P/OCF
Peoples Bancorp of North Carolina Inc. (PEBK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Peoples Bancorp of North Carolina Inc. (PEBK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Peoples Bancorp of North Carolina Inc (PEBK) has a current Price-to-Book (P/B) ratio of 1.04. Compared to its 3-year average P/B ratio of 1.26 , the current P/B ratio is approximately -17.00% higher. Relative to its 5-year average P/B ratio of 1.17, the current P/B ratio is about -11.20% higher. Peoples Bancorp of North Carolina Inc (PEBK) has a Forward Free Cash Flow (FCF) yield of approximately 13.57%. Compared to its 3-year average FCF yield of 12.61%, the current FCF yield is approximately 7.67% lower. Relative to its 5-year average FCF yield of 12.06% , the current FCF yield is about 12.61% lower.
1.04
P/B
Median3y
1.26
Median5y
1.17
13.57
FCF Yield
Median3y
12.61
Median5y
12.06
Competitors Valuation Multiple
The average P/S ratio for PEBK's competitors is 1.49, providing a benchmark for relative valuation. Peoples Bancorp of North Carolina Inc Corp (PEBK) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 8.66%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
PEBK.O
Peoples Bancorp of North Carolina Inc
Loss
Average P/S: 1.49
8.66%
169.30M
CBFV.O
CB Financial Services Inc
2.74
6.20%
163.03M
UBFO.O
United Security Bancshares
Loss
2.80%
157.99M
MNSB.O
MainStreet Bancshares Inc
Loss
19.33%
167.22M
HNVR.O
Hanover Bancorp Inc
1.92
9.55%
159.67M
PNBK.O
Patriot National Bancorp Inc
4.32
-15.48%
138.45M
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PEBK increased by 4.05% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 14.60M to 15.87M.
The secondary factor is the P/E Change, contributed -1.74%to the performance.
Overall, the performance of PEBK in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
Is Peoples Bancorp of North Carolina Inc (PEBK) currently overvalued or undervalued?
Peoples Bancorp of North Carolina Inc (PEBK) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Peoples Bancorp of North Carolina Inc (PEBK) is between to according to relative valuation methord.
What is Peoples Bancorp of North Carolina Inc (PEBK) fair value?
How does PEBK's valuation metrics compare to the industry average?
What is the current P/B ratio for Peoples Bancorp of North Carolina Inc (PEBK) as of Aug 13 2025?
What is the current FCF Yield for Peoples Bancorp of North Carolina Inc (PEBK) as of Aug 13 2025?
What is the current Forward P/E ratio for Peoples Bancorp of North Carolina Inc (PEBK) as of Aug 13 2025?