PDLB Relative Valuation
PDLB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PDLB is overvalued; if below, it's undervalued.
Historical Valuation
Ponce Financial Group Inc (PDLB) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of -35.07. The fair price of Ponce Financial Group Inc (PDLB) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price：15.93
Fair
12.60
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Ponce Financial Group Inc. (PDLB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Ponce Financial Group Inc. (PDLB) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.00
PS
Ponce Financial Group Inc. (PDLB) has a current PS of 0.00. The 5-year average PS is 2.74. The thresholds are as follows: Strongly Undervalued below -1.13, Undervalued between -1.13 and 0.81, Fairly Valued between 4.67 and 0.81, Overvalued between 4.67 and 6.60, and Strongly Overvalued above 6.60. The current Forward PS of 0.00 falls within the Undervalued range.
0.00
P/OCF
Ponce Financial Group Inc. (PDLB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Ponce Financial Group Inc. (PDLB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Ponce Financial Group Inc (PDLB) has a current Price-to-Book (P/B) ratio of 1.20. Compared to its 3-year average P/B ratio of 0.87 , the current P/B ratio is approximately 37.33% higher. Relative to its 5-year average P/B ratio of 0.97, the current P/B ratio is about 23.90% higher. Ponce Financial Group Inc (PDLB) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 0.24%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 0.19% , the current FCF yield is about -100.00% lower.
1.19
P/B
Median3y
0.87
Median5y
0.97
11.53
FCF Yield
Median3y
0.24
Median5y
0.19
Competitors Valuation Multiple
The average P/S ratio for PDLB's competitors is 0.00, providing a benchmark for relative valuation. Ponce Financial Group Inc Corp (PDLB) exhibits a P/S ratio of 0.00, which is NaN% above the industry average. Given its robust revenue growth of 41.40%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PDLB increased by 22.08% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 13.76 to 26.03.
The secondary factor is the Revenue Growth, contributed 41.40%to the performance.
Overall, the performance of PDLB in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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