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PBHC Valuation

Pathfinder Bancorp Inc (MARYLAND)
$
14.990
+0.13(0.875%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

PBHC Relative Valuation

PBHC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PBHC is overvalued; if below, it's undervalued.

Historical Valuation

Pathfinder Bancorp Inc (MARYLAND) (PBHC) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Pathfinder Bancorp Inc (MARYLAND) (PBHC) is between to according to relative valuation methord.
Relative Value
Fair Zone
-
Current Price:15.40
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
0.75
P/B
Median3y
0.82
Median5y
0.81
15.09
FCF Yield
Median3y
13.77
Median5y
24.38

Competitors Valuation Multiple

The average P/S ratio for PBHC's competitors is 1.23, providing a benchmark for relative valuation. Pathfinder Bancorp Inc (MARYLAND) Corp (PBHC) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 15.43%, this premium appears unsustainable.

FAQ

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Is Pathfinder Bancorp Inc (MARYLAND) (PBHC) currently overvalued or undervalued?

Pathfinder Bancorp Inc (MARYLAND) (PBHC) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Pathfinder Bancorp Inc (MARYLAND) (PBHC) is between to according to relative valuation methord.
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What is Pathfinder Bancorp Inc (MARYLAND) (PBHC) fair value?

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How does PBHC's valuation metrics compare to the industry average?

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What is the current P/B ratio for Pathfinder Bancorp Inc (MARYLAND) (PBHC) as of Jul 25 2025?

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What is the current FCF Yield for Pathfinder Bancorp Inc (MARYLAND) (PBHC) as of Jul 25 2025?

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What is the current Forward P/E ratio for Pathfinder Bancorp Inc (MARYLAND) (PBHC) as of Jul 25 2025?

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What is the current Forward P/S ratio for Pathfinder Bancorp Inc (MARYLAND) (PBHC) as of Jul 25 2025?