Should I Buy PBFS? PBFS 2026 Analysis

Should You Buy Pioneer Bancorp Inc (PBFS) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

14.150

1 Day change

1.14%

52 Week Range

14.940

Analysis Updated At

2026/01/30

Buy now for a momentum/swing attempt. PBFS is in a technically bullish trend (stacked moving averages, positive and expanding MACD) and hedge fund buying surged last quarter (+334.54%), which supports near-term upside even without a news catalyst. With pre-market at 13.99, price is pressing the first resistance area (~14.02); a clean push through that level favors a quick continuation move, while the main near-term risk is a pullback if it fails and slips back toward ~13.62 pivot / ~13.23 support.

Technical Analysis

Trend/Setup: Bullish. The moving averages are aligned positively (SMA_5 > SMA_20 > SMA_200), indicating an established uptrend. Momentum: MACD histogram is +0.0429 and expanding, confirming strengthening upside momentum. RSI: RSI_6 = 65.26 (neutral-to-firm). Not yet an extreme overbought reading, but it’s elevated enough that breakouts may be prone to brief pullbacks. Key levels: Pivot 13.623. Resistance: R1 14.018, R2 14.262. Support: S1 13.228, S2 12.983. Pre-market 13.99 is just below R1, so the stock is at a decision point. Pattern-based probabilistic trend: Similar-pattern analysis shows ~60% odds of gains of ~+1.48% next day, +2.85% next week, +9.73% next month, consistent with the bullish technical backdrop. Intellectia Proprietary Trading Signals - [AI Stock Picker](module://ai_stock_pick): no signal on given stock today. - [SwingMax](module://swingmax): No signal on given stock recently.

Options Data

Positive Catalysts

Strong technical uptrend (bullish MA stack) with improving momentum (positive, expanding MACD).
Hedge funds are buying aggressively: buying amount increased 334.54% over the last quarter.
Revenue growth in the latest reported quarter (2025/Q
was +12.07% YoY, supporting top-line momentum.

Neutral/Negative Catalysts

Profitability weakened in the latest quarter (2025/Q3): net income -8.24% YoY and EPS -28.00% YoY, which can cap valuation expansion.
No recent news catalysts in the last week; upside is mostly technical/positioning-driven.
Price is sitting just under a key resistance (R1 ~14.02); rejection there could trigger a short-term pullback toward pivot/support.

Financial Performance

Latest quarter: 2025/Q3. Revenue rose to 22.92M (+12.07% YoY), but earnings quality softened: net income fell to 4.33M (-8.24% YoY) and EPS declined to 0.18 (-28.00% YoY). Overall: top-line growth is solid, but margin/earnings pressure is a clear negative trend to monitor.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating or price target change data was provided, so a Wall Street pros/cons consensus view cannot be confirmed from this dataset. From the available fundamentals, the key 'pro' would be revenue growth; the key 'con' is declining EPS/net income in the latest quarter. Politician/congress trading: no recent congress trading data available in the last 90 days.

Analyst Rating

Wall Street analysts forecast PBFS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PBFS is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold

Sell

Current: 13.990

Low

Averages

High