PB Valuation

Prosperity Bancshares Inc

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68.790

-0.27(-0.391%)1D

Overview
Forecast
Valuation
Earnings

PB Relative Valuation

PB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PB is overvalued; if below, it's undervalued.

Historical Valuation

Prosperity Bancshares Inc (PB) is now in the Undervalued zone, suggesting that its current forward PE ratio of 11.55 is considered Undervalued compared with the five-year average of 12.58. The fair price of Prosperity Bancshares Inc (PB) is between 70.67 to 81.15 according to relative valuation methord. Compared to the current price of 69.06 USD , Prosperity Bancshares Inc is Undervalued By 2.28%.

Relative Value

Fair Zone

70.67-81.15

Current Price：69.06

2.28%

Undervalued

11.55

Trailing

Forward

0.00

EV/EBITDA

Prosperity Bancshares Inc. (PB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Prosperity Bancshares Inc. (PB) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

4.78

Prosperity Bancshares Inc. (PB) has a current PS of 4.78. The 5-year average PS is 5.37. The thresholds are as follows: Strongly Undervalued below 4.25, Undervalued between 4.25 and 4.81, Fairly Valued between 5.93 and 4.81, Overvalued between 5.93 and 6.49, and Strongly Overvalued above 6.49. The current Forward PS of 4.78 falls within the Undervalued range.

0.00

P/OCF

Prosperity Bancshares Inc. (PB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Prosperity Bancshares Inc. (PB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Prosperity Bancshares Inc (PB) has a current Price-to-Book (P/B) ratio of 0.87. Compared to its 3-year average P/B ratio of 0.89 , the current P/B ratio is approximately -2.46% higher. Relative to its 5-year average P/B ratio of 0.94, the current P/B ratio is about -8.34% higher. Prosperity Bancshares Inc (PB) has a Forward Free Cash Flow (FCF) yield of approximately 4.91%. Compared to its 3-year average FCF yield of 8.20%, the current FCF yield is approximately -40.14% lower. Relative to its 5-year average FCF yield of 8.67% , the current FCF yield is about -43.34% lower.

0.87

P/B

Median3y

0.89

Median5y

0.94

4.91

FCF Yield

Median3y

8.20

Median5y

8.67

Competitors Valuation Multiple

The average P/S ratio for PB's competitors is 3.91, providing a benchmark for relative valuation. Prosperity Bancshares Inc Corp (PB) exhibits a P/S ratio of 4.78, which is 22.31% above the industry average. Given its robust revenue growth of 0.35%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

PB.N

Prosperity Bancshares Inc

Synovus Financial Corp

Columbia Banking System Inc

2.17

5.14%

5.60B

Performance Decomposition

Market capitalization of PB decreased by 2.72% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 37.32 to 45.04.

The secondary factor is the Revenue Growth, contributed 0.35%to the performance.

Overall, the performance of PB in the past 1 year is driven by Margin Expansion. Which is more sustainable.

0.35%

299.01M → 300.06M

Revenue Growth

20.69%

37.32 → 45.04

Margin Expansion

-23.76%

16.51 → 12.59

P/E Change

-2.72%