OVLY PE Ratio & Valuation,Is OVLY Overvalued

OVLY Relative Valuation

OVLY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, OVLY is overvalued; if below, it's undervalued.

Historical Valuation

Oak Valley Bancorp (OVLY) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Oak Valley Bancorp (OVLY) is between -- to -- according to relative valuation methord.

Relative Value

Fair Zone

-----

Current Price：30.63

Fair

0.00

EV/EBITDA

Oak Valley Bancorp. (OVLY) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Oak Valley Bancorp. (OVLY) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.00

Oak Valley Bancorp. (OVLY) has a current PS of 0.00. The 5-year average PS is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward PS of 0.00 falls within the Strongly Undervalued range.

0.00

P/OCF

Oak Valley Bancorp. (OVLY) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Oak Valley Bancorp. (OVLY) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Oak Valley Bancorp (OVLY) has a current Price-to-Book (P/B) ratio of 1.26. Compared to its 3-year average P/B ratio of 1.31 , the current P/B ratio is approximately -3.71% higher. Relative to its 5-year average P/B ratio of 1.24, the current P/B ratio is about 1.90% higher. Oak Valley Bancorp (OVLY) has a Forward Free Cash Flow (FCF) yield of approximately 8.23%. Compared to its 3-year average FCF yield of 11.69%, the current FCF yield is approximately -29.65% lower. Relative to its 5-year average FCF yield of 10.65% , the current FCF yield is about -22.78% lower.

1.26

P/B

Median3y

1.31

Median5y

1.24

8.23

FCF Yield

Median3y

11.69

Median5y

10.65

Competitors Valuation Multiple

The average P/S ratio for OVLY's competitors is 1.57, providing a benchmark for relative valuation. Oak Valley Bancorp Corp (OVLY) exhibits a P/S ratio of 0.00, which is -100% above the industry average. Given its robust revenue growth of 8.18%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of OVLY increased by 3.32% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 9.66 to 10.69.

The secondary factor is the Revenue Growth, contributed 8.18%to the performance.

Overall, the performance of OVLY in the past 1 year is driven by P/E Change. Which is more unsustainable.

8.18%

17.88M → 19.34M

Revenue Growth

-15.52%

40.97 → 34.61

Margin Expansion

10.66%

9.66 → 10.69

P/E Change

3.32%

29.25 → 30.22

Mkt Cap Growth

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Frequently Asked Questions

Is Oak Valley Bancorp (OVLY) currently overvalued or undervalued?

What is Oak Valley Bancorp (OVLY) fair value?

OVLY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Oak Valley Bancorp (OVLY) is between to according to relative valuation methord.

How does OVLY's valuation metrics compare to the industry average?

The average P/S ratio for OVLY's competitors is 1.57, providing a benchmark for relative valuation. Oak Valley Bancorp Corp (OVLY) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 8.18%, this premium appears unsustainable.

What is the current P/B ratio for Oak Valley Bancorp (OVLY) as of Dec 15 2025?

As of Dec 15 2025, Oak Valley Bancorp (OVLY) has a P/B ratio of 1.26. This indicates that the market values OVLY at 1.26 times its book value.

What is the current FCF Yield for Oak Valley Bancorp (OVLY) as of Dec 15 2025?

As of Dec 15 2025, Oak Valley Bancorp (OVLY) has a FCF Yield of 8.23%. This means that for every dollar of Oak Valley Bancorp’s market capitalization, the company generates 8.23 cents in free cash flow.

What is the current Forward P/E ratio for Oak Valley Bancorp (OVLY) as of Dec 15 2025?

As of Dec 15 2025, Oak Valley Bancorp (OVLY) has a Forward P/E ratio of 0.00. This means the market is willing to pay $0.00 for every dollar of Oak Valley Bancorp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Oak Valley Bancorp (OVLY) as of Dec 15 2025?

As of Dec 15 2025, Oak Valley Bancorp (OVLY) has a Forward P/S ratio of 0.00. This means the market is valuing OVLY at $0.00 for every dollar of expected revenue over the next 12 months.

OVLY Valuation

OVLY Valuation

OVLY Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Oak Valley Bancorp (OVLY) currently overvalued or undervalued?

What is Oak Valley Bancorp (OVLY) fair value?

How does OVLY's valuation metrics compare to the industry average?

What is the current P/B ratio for Oak Valley Bancorp (OVLY) as of Dec 15 2025?

What is the current FCF Yield for Oak Valley Bancorp (OVLY) as of Dec 15 2025?

What is the current Forward P/E ratio for Oak Valley Bancorp (OVLY) as of Dec 15 2025?

What is the current Forward P/S ratio for Oak Valley Bancorp (OVLY) as of Dec 15 2025?