Historical Valuation
Nicolet Bankshares Inc (NIC) is now in the Fair zone, suggesting that its current forward PE ratio of 10.94 is considered Fairly compared with the five-year average of 12.58. The fair price of Nicolet Bankshares Inc (NIC) is between 121.41 to 156.03 according to relative valuation methord.
Relative Value
Fair Zone
121.41-156.03
Current Price：123.58
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Nicolet Bankshares Inc (NIC) has a current Price-to-Book (P/B) ratio of 1.46. Compared to its 3-year average P/B ratio of 1.29 , the current P/B ratio is approximately 13.77% higher. Relative to its 5-year average P/B ratio of 1.30, the current P/B ratio is about 12.65% higher. Nicolet Bankshares Inc (NIC) has a Forward Free Cash Flow (FCF) yield of approximately 8.62%. Compared to its 3-year average FCF yield of 7.65%, the current FCF yield is approximately 12.64% lower. Relative to its 5-year average FCF yield of 8.30% , the current FCF yield is about 3.75% lower.
P/B
Median3y
1.29
Median5y
1.30
FCF Yield
Median3y
7.65
Median5y
8.30
Competitors Valuation Multiple
AI Analysis for NIC
The average P/S ratio for NIC competitors is 2.87, providing a benchmark for relative valuation. Nicolet Bankshares Inc Corp (NIC.N) exhibits a P/S ratio of 3.86, which is 34.73% above the industry average. Given its robust revenue growth of 14.76%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for NIC
1Y
3Y
5Y
Market capitalization of NIC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of NIC in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is NIC currently overvalued or undervalued?
Nicolet Bankshares Inc (NIC) is now in the Fair zone, suggesting that its current forward PE ratio of 10.94 is considered Fairly compared with the five-year average of 12.58. The fair price of Nicolet Bankshares Inc (NIC) is between 121.41 to 156.03 according to relative valuation methord.
What is Nicolet Bankshares Inc (NIC) fair value?
NIC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Nicolet Bankshares Inc (NIC) is between 121.41 to 156.03 according to relative valuation methord.
How does NIC's valuation metrics compare to the industry average?
The average P/S ratio for NIC's competitors is 2.87, providing a benchmark for relative valuation. Nicolet Bankshares Inc Corp (NIC) exhibits a P/S ratio of 3.86, which is 34.73% above the industry average. Given its robust revenue growth of 14.76%, this premium appears unsustainable.
What is the current P/B ratio for Nicolet Bankshares Inc (NIC) as of Jan 10 2026?
As of Jan 10 2026, Nicolet Bankshares Inc (NIC) has a P/B ratio of 1.46. This indicates that the market values NIC at 1.46 times its book value.
What is the current FCF Yield for Nicolet Bankshares Inc (NIC) as of Jan 10 2026?
As of Jan 10 2026, Nicolet Bankshares Inc (NIC) has a FCF Yield of 8.62%. This means that for every dollar of Nicolet Bankshares Inc’s market capitalization, the company generates 8.62 cents in free cash flow.
What is the current Forward P/E ratio for Nicolet Bankshares Inc (NIC) as of Jan 10 2026?
As of Jan 10 2026, Nicolet Bankshares Inc (NIC) has a Forward P/E ratio of 10.94. This means the market is willing to pay $10.94 for every dollar of Nicolet Bankshares Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Nicolet Bankshares Inc (NIC) as of Jan 10 2026?
As of Jan 10 2026, Nicolet Bankshares Inc (NIC) has a Forward P/S ratio of 3.86. This means the market is valuing NIC at $3.86 for every dollar of expected revenue over the next 12 months.