NECB stock closed at $24.8 on January 31, 2025, down 0.96% during regular trading and slightly lower in post-market at $24.76. Bulls may view the stock as undervalued due to its consistent dividend payout ($0.15 per share on February 5, 2025) and potential for recovery despite recent earnings misses. However, risks tied to construction loans and declining revenue (-31.5% YoY) could limit upside momentum.