NBBK Valuation
NB Bancorp Inc
$
18.070
NBBK Relative Valuation
NBBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, NBBK is overvalued; if below, it's undervalued.
Historical Valuation
NB Bancorp Inc (NBBK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.46 is considered Undervalued compared with the five-year average of 13.59. The fair price of NB Bancorp Inc (NBBK) is between 21.17 to 28.63 according to relative valuation methord. Compared to the current price of 18.07 USD , NB Bancorp Inc is Undervalued By 14.66%.
Relative Value
Fair Zone
21.17-28.63
Current Price：18.07
14.66%
Undervalued
9.46
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
NB Bancorp Inc. (NBBK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
NB Bancorp Inc. (NBBK) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
18.07
PS
NB Bancorp Inc. (NBBK) has a current PS of 18.07. The 5-year average PS is 0.20. The thresholds are as follows: Strongly Undervalued below -3.57, Undervalued between -3.57 and -1.69, Fairly Valued between 2.09 and -1.69, Overvalued between 2.09 and 3.97, and Strongly Overvalued above 3.97. The current Forward PS of 18.07 falls within the Strongly Overvalued range.
0.00
P/OCF
NB Bancorp Inc. (NBBK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
NB Bancorp Inc. (NBBK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
NB Bancorp Inc (NBBK) has a current Price-to-Book (P/B) ratio of 0.87. Compared to its 3-year average P/B ratio of 0.93 , the current P/B ratio is approximately -7.16% higher. Relative to its 5-year average P/B ratio of 0.93, the current P/B ratio is about -7.16% higher. NB Bancorp Inc (NBBK) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 6.29%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 6.29% , the current FCF yield is about -100.00% lower.
0.87
P/B
Median3y
0.93
Median5y
0.93
0.00
FCF Yield
Median3y
6.29
Median5y
6.29
Competitors Valuation Multiple
The average P/S ratio for NBBK's competitors is 28.88, providing a benchmark for relative valuation. NB Bancorp Inc Corp (NBBK) exhibits a P/S ratio of 18.07, which is -37.43% above the industry average. Given its robust revenue growth of 21.44%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
NBBK.O
NB Bancorp Inc
18.07
Average P/S: 28.88
21.44%
719.66M
HTBK.O
Heritage Commerce Corp
10.40
18.78%
637.29M
GSBC.O
Great Southern Bancorp Inc
55.70
5.10%
627.51M
IBCP.O
Independent Bank Corp (Michigan)
30.22
9.63%
625.30M
ORRF.O
Orrstown Financial Services Inc
33.28
1.76%
648.99M
MCBS.O
Metrocity Bankshares Inc
25.61
3.24%
654.02M
Performance Decomposition
1Y
3Y
5Y
Market capitalization of NBBK decreased by 10.28% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 19.69 to 29.71.
The secondary factor is the Revenue Growth, contributed 21.44%to the performance.
Overall, the performance of NBBK in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
Is NB Bancorp Inc (NBBK) currently overvalued or undervalued?
NB Bancorp Inc (NBBK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.46 is considered Undervalued compared with the five-year average of 13.59. The fair price of NB Bancorp Inc (NBBK) is between 21.17 to 28.63 according to relative valuation methord. Compared to the current price of 18.07 USD , NB Bancorp Inc is Undervalued By 14.66% .
What is NB Bancorp Inc (NBBK) fair value?
How does NBBK's valuation metrics compare to the industry average?
What is the current P/B ratio for NB Bancorp Inc (NBBK) as of Nov 03 2025?
What is the current FCF Yield for NB Bancorp Inc (NBBK) as of Nov 03 2025?
What is the current Forward P/E ratio for NB Bancorp Inc (NBBK) as of Nov 03 2025?