MVBF Valuation

MVB Financial Corp

Add to Watchlist

Advanced Chart

23.620

-0.1(-0.422%)1D

Overview
Forecast
Valuation
Earnings

MVBF Relative Valuation

MVBF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, MVBF is overvalued; if below, it's undervalued.

Historical Valuation

MVB Financial Corp (MVBF) is now in the Fair zone, suggesting that its current forward PE ratio of 16.95 is considered Fairly compared with the five-year average of 16.39. The fair price of MVB Financial Corp (MVBF) is between 13.47 to 29.30 according to relative valuation methord.

Relative Value

Fair Zone

13.47-29.30

Current Price：23.62

Fair

16.95

Trailing

Forward

0.00

EV/EBITDA

MVB Financial Corp. (MVBF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

MVB Financial Corp. (MVBF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.10

MVB Financial Corp. (MVBF) has a current PS of 2.10. The 5-year average PS is 2.24. The thresholds are as follows: Strongly Undervalued below 0.74, Undervalued between 0.74 and 1.49, Fairly Valued between 2.99 and 1.49, Overvalued between 2.99 and 3.74, and Strongly Overvalued above 3.74. The current Forward PS of 2.10 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

MVB Financial Corp. (MVBF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

MVB Financial Corp. (MVBF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

MVB Financial Corp (MVBF) has a current Price-to-Book (P/B) ratio of 0.99. Compared to its 3-year average P/B ratio of 0.99 , the current P/B ratio is approximately -0.47% higher. Relative to its 5-year average P/B ratio of 1.23, the current P/B ratio is about -19.99% higher. MVB Financial Corp (MVBF) has a Forward Free Cash Flow (FCF) yield of approximately 12.37%. Compared to its 3-year average FCF yield of 11.63%, the current FCF yield is approximately 6.41% lower. Relative to its 5-year average FCF yield of 14.62% , the current FCF yield is about -15.33% lower.

0.99

P/B

Median3y

0.99

Median5y

1.23

12.37

FCF Yield

Median3y

11.63

Median5y

14.62

Competitors Valuation Multiple

The average P/S ratio for MVBF's competitors is 2.22, providing a benchmark for relative valuation. MVB Financial Corp Corp (MVBF) exhibits a P/S ratio of 2.10, which is -5.37% above the industry average. Given its robust revenue growth of -16.57%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

CoastalSouth Bancshares Inc

Loss

255.05M

CZNC.O

Citizens & Northern Corp

West Bancorporation Inc

3.18

13.76%

316.79M

Performance Decomposition

Market capitalization of MVBF increased by 5.43% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 12.72 to 16.18.

The secondary factor is the Margin Expansion, contributed -5.26%to the performance.

Overall, the performance of MVBF in the past 1 year is driven by P/E Change. Which is more unsustainable.

-16.57%

37.58M → 31.35M

Revenue Growth

-5.26%

11.98 → 11.35

Margin Expansion

27.26%

12.72 → 16.18

P/E Change

5.43%