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MTB Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
221.550
Open
218.040
VWAP
219.45
Vol
999.38K
Mkt Cap
32.27B
Low
217.110
Amount
219.31M
EV/EBITDA(TTM)
12.72
Total Shares
146.92M
EV
51.70B
EV/OCF(TTM)
--
P/S(TTM)
4.00
M&T Bank Corporation is a financial holding company. The Company’s principal banking subsidiary, M&T Bank, provides banking products and services with a branch and ATM network spanning the eastern United States from Maine to Virginia and Washington, D.C. Trust-related services are provided in select markets in the United States and abroad by its Wilmington Trust-affiliated companies and by M&T Bank. Its segments include Commercial Bank, Retail Bank and Institutional Services and Wealth Management. The Commercial Bank segment provides a range of credit products and banking services to middle-market and large commercial customers, mainly within the markets served by the Company. The Retail Bank segment provides a wide range of services to consumers and small businesses through the Company’s branch network and several other delivery channels. The Institutional Services and Wealth Management segment provides a variety of trustee, agency, investment management and administrative services.
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Events Timeline

(ET)
2026-04-15
16:30:00
Major Averages Close Mixed as Bank of America and Morgan Stanley Beat Q1 Earnings
select
2026-04-15
12:00:00
Dow Jones Falls, S&P 500 and Nasdaq Rise
select
2026-04-15
09:00:00
Stock Futures Flat, Morgan Stanley Up 2%
select
2026-04-15
05:40:00
M&T Bank Reports Q1 CET1 Capital Ratio at 10.33%
select

News

seekingalpha
9.5
04-15seekingalpha
M&T Bank Q1 2026 Earnings Call Insights
  • Net Interest Income Performance: M&T Bank reported taxable equivalent net interest income of $1.76 billion in Q1, with a net interest margin of 3.71%, reflecting positive impacts from fixed-rate repricing and deposit discipline despite a decline from the previous quarter.
  • Loan and Deposit Dynamics: Commercial loans increased by $1.5 billion to $63.8 billion, while average total deposits decreased by $0.8 billion to $164.3 billion, indicating challenges in market competition and liquidity management.
  • Accelerated Capital Buybacks: The bank executed $1.25 billion in share repurchases during Q1, representing over 3.5% of shares outstanding as of the end of 2025, demonstrating a proactive approach to capital management while lowering the CET1 ratio to a 10% floor.
  • Improved Expenses and Credit Metrics: Although non-interest expenses rose to $1.44 billion with an efficiency ratio of 58.3%, net charge-offs decreased to 31 basis points and criticized loans fell to $6.6 billion, indicating an improvement in asset quality.
NASDAQ.COM
2.0
04-15NASDAQ.COM
M&T Bank (MTB) Q1 2026 Earnings Call Transcript
seekingalpha
9.5
04-15seekingalpha
M&T Bank Exceeds Earnings Estimates with Positive Outlook
  • Earnings Beat: M&T Bank reported Q1 operating EPS of $4.18, surpassing the analyst estimate of $4.01, although it decreased from $4.72 in Q4 2025, it shows a significant increase from $3.38 in Q1 2025, indicating sustained profitability improvement.
  • Optimistic Revenue Guidance: The company expects 2026 net interest income to range between $7.2B and $7.35B, slightly above the Visible Alpha consensus of $7.26B, while fee income is projected between $2.675B and $2.775B, exceeding market expectations, reflecting successful revenue diversification efforts.
  • Loan and Deposit Trends: Average loans rose to $138.4B from $137.6B in the previous quarter, while average deposits fell to $164.3B, indicating a dual challenge of expanding loan business while managing deposit outflows.
  • Expense and Loss Provisions: The expected GAAP expenses for 2026 are between $5.5B and $5.6B, aligning with Visible Alpha consensus, while the provision for credit losses is set at $140M, up from $125M in the prior quarter, reflecting a cautious approach to potential risks.
NASDAQ.COM
1.0
04-15NASDAQ.COM
M&T Bank to Host Q1 2026 Earnings Call
  • Earnings Call Announcement: M&T Bank Corp. will host a conference call on April 15, 2026, at 8:00 AM ET to discuss its Q1 2026 earnings results, aiming to provide investors and analysts with the latest financial insights and company strategies.
  • Access Details: Investors can access the live webcast by visiting M&T Bank's official website or by dialing (800) 347-7315 for US participants and (785) 424-1755 for international participants, with conference ID # MTBQ126 to ensure smooth access for attendees.
  • Replay Information: After the call, investors can listen to a replay by dialing (800) 723-5759 for US participants or (402) 220-2662 for international participants, offering a convenient way for those unable to attend live to obtain key information.
  • Source Disclaimer: The views expressed in this article are solely those of the author and do not necessarily reflect the views of Nasdaq, Inc., reminding investors to exercise caution when interpreting the information.
seekingalpha
9.5
04-15seekingalpha
M&T Bank Q1 Earnings Exceed Expectations
  • Strong Earnings Performance: M&T Bank reported a Q1 non-GAAP EPS of $4.18, beating expectations by $0.17, which demonstrates the bank's robust profitability in an uncertain market, thereby boosting investor confidence.
  • Significant Revenue Growth: The bank's revenue reached $2.44 billion, reflecting a 5.2% year-over-year increase and exceeding market expectations by $10 million, indicating positive progress in revenue diversification and customer base expansion.
  • Improved Net Interest Margin: The net interest margin widened from 3.69% in Q4 2025 to 3.71%, primarily due to a decline in funding costs that outpaced the reduction in yields on earning assets, showcasing the bank's adaptability to changing interest rate environments.
  • Share Buyback Program: M&T Bank authorized a $5 billion share buyback program aimed at enhancing shareholder value and boosting market confidence, signaling the company's optimistic outlook for future performance.
NASDAQ.COM
9.5
04-15NASDAQ.COM
M&T Bank Reports Increased Q1 Earnings
  • Significant Earnings Growth: M&T Bank's Q1 earnings reached $620 million, translating to an EPS of $4.13, compared to $547 million and $3.32 per share last year, indicating a robust improvement in profitability.
  • Modest Revenue Increase: The bank reported revenues of $1.75 billion for the quarter, up 3.6% from $1.69 billion a year ago, demonstrating the company's ability to achieve consistent revenue growth in a stable market environment.
  • Strong Financial Performance: The dual growth in earnings and revenue reflects M&T Bank's success in effectively managing costs and enhancing operational efficiency, strengthening its market position in a competitive banking landscape.
  • Optimistic Future Outlook: With economic recovery and an improving interest rate environment, M&T Bank is poised to continue its earnings growth, further solidifying its leadership position in the regional market.
Wall Street analysts forecast MTB stock price to rise
13 Analyst Rating
Wall Street analysts forecast MTB stock price to rise
4 Buy
9 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
210.00
Averages
229.25
High
251.00
Current: 0.000
sliders
Low
210.00
Averages
229.25
High
251.00
Cantor Fitzgerald
Dave Rochester
Overweight
maintain
$255 -> $253
AI Analysis
2026-04-17
New
Reason
Cantor Fitzgerald
Dave Rochester
Price Target
$255 -> $253
AI Analysis
2026-04-17
New
maintain
Overweight
Reason
Cantor Fitzgerald analyst Dave Rochester lowered the firm's price target on M&T Bank to $253 from $255 and keeps an Overweight rating on the shares. M&T Bank enjoys a higher-quality deposit franchise, strong capital generation, and above- peer expected EPS growth and ROTCE, as management continues to execute on credit, the re-acceleration of loan growth in FY26, and expense control while investing in growth and regulatory enhancements, driving greater capabilities and efficiencies at the bank, building momentum in the recent success of the bank's fee-based businesses, and maintaining a robust buyback, the analyst tells investors in a research note.
RBC Capital
Gerard Cassidy
Outperform
maintain
$220 -> $225
2026-04-16
New
Reason
RBC Capital
Gerard Cassidy
Price Target
$220 -> $225
2026-04-16
New
maintain
Outperform
Reason
RBC Capital analyst Gerard Cassidy raised the firm's price target on M&T Bank to $225 from $220 and keeps an Outperform rating on the shares after its better than expected Q1 results. The bank "through-the-cycle" outperforms on credit, which is increasingly a topic of conversation among investors given the uncertain economic and geopolitical environment, the analyst tells investors in a research note, and its management knows that in order to create long-term shareholder value, it must avoid credit bubbles by adhering to strong underwriting standards, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for MTB
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Valuation Metrics

The current forward P/E ratio for M&T Bank Corp (MTB.N) is 11.67, compared to its 5-year average forward P/E of 10.65. For a more detailed relative valuation and DCF analysis to assess M&T Bank Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.65
Current PE
11.67
Overvalued PE
12.25
Undervalued PE
9.04

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.53
Current EV/EBITDA
7.99
Overvalued EV/EBITDA
2.68
Undervalued EV/EBITDA
-1.62

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.86
Current PS
3.12
Overvalued PS
3.24
Undervalued PS
2.47

Financials

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Whales Holding MTB

P
Polaris Capital Management, LLC
Holding
MTB
+13.49%
3M Return
B
BNY Mellon Advisors, Inc.
Holding
MTB
+11.65%
3M Return
S
Smead Capital Management, Inc.
Holding
MTB
+8.36%
3M Return
M
Miller Howard Investments, Inc.
Holding
MTB
+7.50%
3M Return
R
RNC Capital Management LLC
Holding
MTB
+7.41%
3M Return
G
General American Investors Company, Inc.
Holding
MTB
+7.28%
3M Return

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Frequently Asked Questions

What is M&T Bank Corp (MTB) stock price today?

The current price of MTB is 219.68 USD — it has increased 0.41

What is M&T Bank Corp (MTB)'s business?

M&T Bank Corporation is a financial holding company. The Company’s principal banking subsidiary, M&T Bank, provides banking products and services with a branch and ATM network spanning the eastern United States from Maine to Virginia and Washington, D.C. Trust-related services are provided in select markets in the United States and abroad by its Wilmington Trust-affiliated companies and by M&T Bank. Its segments include Commercial Bank, Retail Bank and Institutional Services and Wealth Management. The Commercial Bank segment provides a range of credit products and banking services to middle-market and large commercial customers, mainly within the markets served by the Company. The Retail Bank segment provides a wide range of services to consumers and small businesses through the Company’s branch network and several other delivery channels. The Institutional Services and Wealth Management segment provides a variety of trustee, agency, investment management and administrative services.

What is the price predicton of MTB Stock?

Wall Street analysts forecast MTB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MTB is229.25 USD with a low forecast of 210.00 USD and a high forecast of 251.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is M&T Bank Corp (MTB)'s revenue for the last quarter?

M&T Bank Corp revenue for the last quarter amounts to 2.11B USD, increased 4.04

What is M&T Bank Corp (MTB)'s earnings per share (EPS) for the last quarter?

M&T Bank Corp. EPS for the last quarter amounts to 4.13 USD, increased 24.77

How many employees does M&T Bank Corp (MTB). have?

M&T Bank Corp (MTB) has 21839 emplpoyees as of April 21 2026.

What is M&T Bank Corp (MTB) market cap?

Today MTB has the market capitalization of 32.27B USD.