MNY PE Ratio & Valuation,Is MNY Overvalued

MNY Relative Valuation

MNY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, MNY is overvalued; if below, it's undervalued.

Historical Valuation

MoneyHero Ltd (MNY) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 31.27. The fair price of MoneyHero Ltd (MNY) is between NaN to NaN according to relative valuation methord.

Relative Value

Fair Zone

NaN-NaN

Current Price：1.31

Fair

118.02

6.60

EV/EBITDA

MoneyHero Ltd. (MNY) has a current EV/EBITDA of 6.60. The 5-year average EV/EBITDA is 0.04. The thresholds are as follows: Strongly Undervalued below -8.14, Undervalued between -8.14 and -4.05, Fairly Valued between 4.13 and -4.05, Overvalued between 4.13 and 8.22, and Strongly Overvalued above 8.22. The current Forward EV/EBITDA of 6.60 falls within the Overvalued range.

23.10

EV/EBIT

MoneyHero Ltd. (MNY) has a current EV/EBIT of 23.10. The 5-year average EV/EBIT is 0.92. The thresholds are as follows: Strongly Undervalued below -10.55, Undervalued between -10.55 and -4.81, Fairly Valued between 6.66 and -4.81, Overvalued between 6.66 and 12.39, and Strongly Overvalued above 12.39. The current Forward EV/EBIT of 23.10 falls within the Strongly Overvalued range.

0.55

MoneyHero Ltd. (MNY) has a current PS of 0.55. The 5-year average PS is 0.25. The thresholds are as follows: Strongly Undervalued below -0.32, Undervalued between -0.32 and -0.03, Fairly Valued between 0.54 and -0.03, Overvalued between 0.54 and 0.82, and Strongly Overvalued above 0.82. The current Forward PS of 0.55 falls within the Overvalued range.

47.33

P/OCF

MoneyHero Ltd. (MNY) has a current P/OCF of 47.33. The 5-year average P/OCF is -3.61. The thresholds are as follows: Strongly Undervalued below -32.99, Undervalued between -32.99 and -18.30, Fairly Valued between 11.07 and -18.30, Overvalued between 11.07 and 25.76, and Strongly Overvalued above 25.76. The current Forward P/OCF of 47.33 falls within the Strongly Overvalued range.

-58.54

P/FCF

MoneyHero Ltd. (MNY) has a current P/FCF of -58.54. The 5-year average P/FCF is -4.72. The thresholds are as follows: Strongly Undervalued below -26.78, Undervalued between -26.78 and -15.75, Fairly Valued between 6.31 and -15.75, Overvalued between 6.31 and 17.35, and Strongly Overvalued above 17.35. The current Forward P/FCF of -58.54 falls within the Strongly Undervalued range.

MoneyHero Ltd (MNY) has a current Price-to-Book (P/B) ratio of 1.49. Compared to its 3-year average P/B ratio of 0.48 , the current P/B ratio is approximately 212.20% higher. Relative to its 5-year average P/B ratio of 0.57, the current P/B ratio is about 161.27% higher. MoneyHero Ltd (MNY) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of -9.01%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of -7.37% , the current FCF yield is about -100.00% lower.

1.49

P/B

Median3y

0.48

Median5y

0.57

0.00

FCF Yield

Median3y

-9.01

Median5y

-7.37

Competitors Valuation Multiple

The average P/S ratio for MNY's competitors is , providing a benchmark for relative valuation. MoneyHero Ltd Corp (MNY) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 0.88%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of MNY increased by 16.96% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -1.07 to -2.95.

The secondary factor is the Revenue Growth, contributed 0.88%to the performance.

Overall, the performance of MNY in the past 1 year is driven by P/E Change. Which is more unsustainable.

0.88%

20.94M → 21.12M

Revenue Growth

-160.21%

27.32 → -16.45

Margin Expansion

176.29%

-1.07 → -2.95

P/E Change

16.96%

1.12 → 1.31

Mkt Cap Growth

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Frequently Asked Questions

Is MoneyHero Ltd (MNY) currently overvalued or undervalued?

What is MoneyHero Ltd (MNY) fair value?

MNY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of MoneyHero Ltd (MNY) is between NaN to NaN according to relative valuation methord.

How does MNY's valuation metrics compare to the industry average?

What is the current P/B ratio for MoneyHero Ltd (MNY) as of Dec 16 2025?

As of Dec 16 2025, MoneyHero Ltd (MNY) has a P/B ratio of 1.49. This indicates that the market values MNY at 1.49 times its book value.

What is the current FCF Yield for MoneyHero Ltd (MNY) as of Dec 16 2025?

As of Dec 16 2025, MoneyHero Ltd (MNY) has a FCF Yield of 0.00%. This means that for every dollar of MoneyHero Ltd’s market capitalization, the company generates 0.00 cents in free cash flow.

What is the current Forward P/E ratio for MoneyHero Ltd (MNY) as of Dec 16 2025?

As of Dec 16 2025, MoneyHero Ltd (MNY) has a Forward P/E ratio of 118.02. This means the market is willing to pay $118.02 for every dollar of MoneyHero Ltd’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for MoneyHero Ltd (MNY) as of Dec 16 2025?

As of Dec 16 2025, MoneyHero Ltd (MNY) has a Forward P/S ratio of 0.00. This means the market is valuing MNY at $0.00 for every dollar of expected revenue over the next 12 months.

MNY Valuation