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MNSB Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
22.270
Open
22.150
VWAP
22.02
Vol
90.91K
Mkt Cap
162.35M
Low
21.750
Amount
2.00M
EV/EBITDA(TTM)
10.36
Total Shares
7.37M
EV
240.57M
EV/OCF(TTM)
38.80
P/S(TTM)
2.41
MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank (the Bank) and MainStreet Community Capital, LLC. The Bank is a community bank focused on serving the borrowing, cash management and depository needs of retail customers, small to medium-sized businesses, and professionals. Its products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans. The Bank offers a range of deposit products that include demand, negotiable order of withdrawal (NOW), money market and savings accounts as well as certificates of deposit. It provides a full range of consumer and commercial deposit products, including online banking with bill pay, cash management, sweep accounts, wire transfer, check imaging, remote deposit capture and courier services.
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Events Timeline

(ET)
2025-11-26
09:03:47
MainStreet Bancshares Reveals CFO Thomas Chmelik's Retirement Plan
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2025-07-22 (ET)
2025-07-22
07:34:43
MainStreet Bancshares reports Q2 EPS 53c vs. 27c last year
select
2025-07-07 (ET)
2025-07-07
12:28:47
MainStreet Bank appoints Alex Vari as CFO
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2025-04-21 (ET)
2025-04-21
08:56:30
MainStreet Bancshares reports Q1 EPS 25c vs. 36c last year
select
2025-01-27 (ET)
2025-01-27
07:25:35
MainStreet Bancshares reports Q4 EPS ($2.20) vs. 61c a year ago
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2024-10-28 (ET)
2024-10-28
08:04:39
MainStreet Bancshares reports Q3 EPS vs. last year
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News

PRnewswire
8.5
02-20PRnewswire
MainStreet Bank Opens New Branch in Middleburg
  • Branch Opening: MainStreet Bank has opened a new branch at 10 North Pendleton Street in Middleburg, marking its official entry into Virginia's Hunt Country, which demonstrates the bank's commitment to the local community and its values.
  • Community Engagement: Chairman Jeff W. Dick emphasized that Middleburg is not just a location but a legacy, and the bank aims to support local traditions and land conservation through quality financial services, thereby strengthening community ties.
  • Team Expertise: The new branch features a seasoned team led by business banker Devon Porter and commercial lender Blair Horne, showcasing MainStreet Bank's dedication to personalized service and its intent to build strong relationships within the community.
  • Technological Edge: MainStreet Bank was the first in the Washington, D.C. area to offer a comprehensive online business banking solution, boasting over 55,000 free ATMs, and is committed to enhancing customer experience through innovative technology, further solidifying its market position.
Newsfilter
8.5
02-20Newsfilter
MainStreet Bank Opens New Branch in Middleburg, Virginia
  • Branch Opening: MainStreet Bank has opened a new branch at 10 North Pendleton Street in Middleburg, Virginia, marking its official entry into the historic Hunt Country and demonstrating its commitment to the local community.
  • Community Engagement Commitment: Chairman Jeff W. Dick stated that opening this branch is not just about business expansion but also about integrating into a community that values tradition and land conservation, aiming to provide the financial support the town deserves.
  • Local Team Advantage: The new branch is operated by a seasoned local team, including business banker Devon Porter and commercial lender Blair Horne, emphasizing the bank's strength in delivering personalized service.
  • Technological Innovation and Service: MainStreet Bank offers over 55,000 free ATMs and a fully integrated online and mobile banking solution, committed to enhancing customer experience through advanced technology, thereby solidifying its market position.
NASDAQ.COM
2.0
01-26NASDAQ.COM
MainStreet (MNSB) Q1 2025 Earnings Call Transcript
seekingalpha
9.5
01-26seekingalpha
MainStreet Bancshares Reports Strong Q4 Earnings
  • Earnings Performance: MainStreet Bancshares reported a GAAP EPS of $1.76 for Q4, indicating a significant improvement in profitability and reflecting enhanced competitiveness in the market.
  • Revenue Growth: The company achieved revenue of $73.57 million in Q4, showing year-over-year growth that underscores steady business expansion and a growing customer base, further solidifying its market position.
  • Financial Health: Financial information from MainStreet Bancshares reveals a strong balance sheet that supports future growth strategies and offers stable return potential for shareholders.
  • Investor Confidence: Following the earnings report, market confidence in MainStreet Bancshares is expected to rise, likely driving up its stock price and attracting more investor interest in the company's long-term growth potential.
Newsfilter
2.0
2025-11-26Newsfilter
MainStreet Bancshares Appoints Alex Vari as New Company CFO Following Chmelik's Retirement
  • Executive Transition: MainStreet Bancshares announced that CFO Thomas J. Chmelik will retire on December 31, 2025, with Alex Vari set to assume the role, ensuring continuity and stability in the company's financial management.
  • Leadership Experience Transfer: Chmelik's extensive background in community banking, having served as CFO for multiple successful banks, positions Vari, who has gained investor interaction experience under Chmelik's mentorship, to maintain high standards of financial transparency.
  • Banking Business Model: MainStreet Bank operates a branch-lite model with six full-service centers in the Washington, D.C. area, offering a diverse range of commercial lending products that enhance its competitiveness in the small business financing market.
  • Market Positioning: As a Nasdaq-listed company trading on the Russell 2000 index, MainStreet Bancshares holds an
NASDAQ.COM
5.0
2025-11-26NASDAQ.COM
MainStreet Bancshares Appoints Alex Vari as CFO Following Thomas Chmelik's Retirement
  • New CFO Appointment: MainStreet Bancshares, Inc. has appointed Alex Vari as the new chief financial officer, succeeding Thomas Chmelik, who will retire on December 31.

  • Continued Role for Chmelik: Despite his retirement, Chmelik will remain as Senior Executive Vice President and Secretary of the Bank and Company until December 31, 2027.

  • Current Position of Vari: Alex Vari is currently serving as the finance chief and Executive Vice President of MainStreet Bank.

  • Stock Performance: On the day prior to the announcement, MNSB shares closed at $19.43, reflecting a 3.35% increase on the Nasdaq.

Valuation Metrics

The current forward P/E ratio for MainStreet Bancshares Inc (MNSB.O) is 10.03, compared to its 5-year average forward P/E of 11.23. For a more detailed relative valuation and DCF analysis to assess MainStreet Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
11.23
Current PE
10.03
Overvalued PE
15.27
Undervalued PE
7.19

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
1.90
Current PS
0.00
Overvalued PS
2.83
Undervalued PS
0.98

Financials

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Frequently Asked Questions

What is MainStreet Bancshares Inc (MNSB) stock price today?

The current price of MNSB is 22.04 USD — it has increased 1.05

What is MainStreet Bancshares Inc (MNSB)'s business?

MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank (the Bank) and MainStreet Community Capital, LLC. The Bank is a community bank focused on serving the borrowing, cash management and depository needs of retail customers, small to medium-sized businesses, and professionals. Its products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans. The Bank offers a range of deposit products that include demand, negotiable order of withdrawal (NOW), money market and savings accounts as well as certificates of deposit. It provides a full range of consumer and commercial deposit products, including online banking with bill pay, cash management, sweep accounts, wire transfer, check imaging, remote deposit capture and courier services.

What is the price predicton of MNSB Stock?

Wall Street analysts forecast MNSB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MNSB is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is MainStreet Bancshares Inc (MNSB)'s revenue for the last quarter?

MainStreet Bancshares Inc revenue for the last quarter amounts to 17.33M USD, increased 10.71

What is MainStreet Bancshares Inc (MNSB)'s earnings per share (EPS) for the last quarter?

MainStreet Bancshares Inc. EPS for the last quarter amounts to 0.46 USD, decreased -120.91

How many employees does MainStreet Bancshares Inc (MNSB). have?

MainStreet Bancshares Inc (MNSB) has 171 emplpoyees as of March 31 2026.

What is MainStreet Bancshares Inc (MNSB) market cap?

Today MNSB has the market capitalization of 162.35M USD.