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MNSB Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
23.850
Open
23.820
VWAP
23.72
Vol
32.24K
Mkt Cap
172.26M
Low
23.750
Amount
764.68K
EV/EBITDA(TTM)
10.52
Total Shares
7.32M
EV
244.28M
EV/OCF(TTM)
39.39
P/S(TTM)
2.60
MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank (the Bank) and MainStreet Community Capital, LLC. The Bank is a community bank focused on serving the borrowing, cash management and depository needs of retail customers, small to medium-sized businesses, and professionals. Its products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans. The Bank offers a range of deposit products that include demand, negotiable order of withdrawal (NOW), money market and savings accounts as well as certificates of deposit. It provides a full range of consumer and commercial deposit products, including online banking with bill pay, cash management, sweep accounts, wire transfer, check imaging, remote deposit capture and courier services.
Show More

Events Timeline

(ET)
2025-11-26
09:03:47
MainStreet Bancshares Reveals CFO Thomas Chmelik's Retirement Plan
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2025-07-22 (ET)
2025-07-22
07:34:43
MainStreet Bancshares reports Q2 EPS 53c vs. 27c last year
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2025-07-07 (ET)
2025-07-07
12:28:47
MainStreet Bank appoints Alex Vari as CFO
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2025-04-21 (ET)
2025-04-21
08:56:30
MainStreet Bancshares reports Q1 EPS 25c vs. 36c last year
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2025-01-27 (ET)
2025-01-27
07:25:35
MainStreet Bancshares reports Q4 EPS ($2.20) vs. 61c a year ago
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2024-10-28 (ET)
2024-10-28
08:04:39
MainStreet Bancshares reports Q3 EPS vs. last year
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News

seekingalpha
9.5
04-20seekingalpha
PinnedMainStreet Bancshares Q1 Highlights: Earnings and Buyback
  • Earnings Performance: MainStreet Bancshares reported a Q1 GAAP EPS of $0.48, indicating stability in profitability, as the company continues to show positive growth despite market challenges.
  • Revenue Insights: The company achieved revenue of $17.9 million in Q1, demonstrating resilience in its operations and the ability to generate substantial income in the current economic environment.
  • Share Buyback Initiative: During the quarter, the company executed a buyback of 273,448 shares, a move that not only enhances EPS but also reflects management's confidence in the company's value, likely leading to positive shareholder returns.
  • Capital Adequacy: The book value per common share ended the quarter at $25.63, indicating strong capitalization for both the company and the bank, which supports future growth and investment opportunities.
Yahoo Finance
9.5
04-21Yahoo Finance
MainStreet Bancshares Reports Strong Earnings Growth
  • Earnings Growth: MainStreet Bancshares Inc increased its earnings per share to $0.48, driven by disciplined share repurchases and a 5% rise in net interest income, indicating robust profitability amidst competitive pressures.
  • Strong Asset Quality: The company maintained strong asset quality with a post-stress common equity tier one ratio of 11%, showcasing its resilience and enhancing investor confidence in its financial stability.
  • Branch Expansion: The new branch in Middleburg, Virginia successfully accumulated over $100 million in low-cost core deposits, further expanding the company's footprint and strengthening its position in a highly competitive deposit market.
  • Efficiency Control Goals: With a target efficiency ratio in the low 50% range, the company demonstrated effective expense control in the current quarter, and if this momentum continues, it will significantly enhance overall operational efficiency.
PRnewswire
8.5
02-20PRnewswire
MainStreet Bank Opens New Branch in Middleburg
  • Branch Opening: MainStreet Bank has opened a new branch at 10 North Pendleton Street in Middleburg, marking its official entry into Virginia's Hunt Country, which demonstrates the bank's commitment to the local community and its values.
  • Community Engagement: Chairman Jeff W. Dick emphasized that Middleburg is not just a location but a legacy, and the bank aims to support local traditions and land conservation through quality financial services, thereby strengthening community ties.
  • Team Expertise: The new branch features a seasoned team led by business banker Devon Porter and commercial lender Blair Horne, showcasing MainStreet Bank's dedication to personalized service and its intent to build strong relationships within the community.
  • Technological Edge: MainStreet Bank was the first in the Washington, D.C. area to offer a comprehensive online business banking solution, boasting over 55,000 free ATMs, and is committed to enhancing customer experience through innovative technology, further solidifying its market position.
Newsfilter
8.5
02-20Newsfilter
MainStreet Bank Opens New Branch in Middleburg, Virginia
  • Branch Opening: MainStreet Bank has opened a new branch at 10 North Pendleton Street in Middleburg, Virginia, marking its official entry into the historic Hunt Country and demonstrating its commitment to the local community.
  • Community Engagement Commitment: Chairman Jeff W. Dick stated that opening this branch is not just about business expansion but also about integrating into a community that values tradition and land conservation, aiming to provide the financial support the town deserves.
  • Local Team Advantage: The new branch is operated by a seasoned local team, including business banker Devon Porter and commercial lender Blair Horne, emphasizing the bank's strength in delivering personalized service.
  • Technological Innovation and Service: MainStreet Bank offers over 55,000 free ATMs and a fully integrated online and mobile banking solution, committed to enhancing customer experience through advanced technology, thereby solidifying its market position.
NASDAQ.COM
2.0
01-26NASDAQ.COM
MainStreet (MNSB) Q1 2025 Earnings Call Transcript
seekingalpha
9.5
01-26seekingalpha
MainStreet Bancshares Reports Strong Q4 Earnings
  • Earnings Performance: MainStreet Bancshares reported a GAAP EPS of $1.76 for Q4, indicating a significant improvement in profitability and reflecting enhanced competitiveness in the market.
  • Revenue Growth: The company achieved revenue of $73.57 million in Q4, showing year-over-year growth that underscores steady business expansion and a growing customer base, further solidifying its market position.
  • Financial Health: Financial information from MainStreet Bancshares reveals a strong balance sheet that supports future growth strategies and offers stable return potential for shareholders.
  • Investor Confidence: Following the earnings report, market confidence in MainStreet Bancshares is expected to rise, likely driving up its stock price and attracting more investor interest in the company's long-term growth potential.

Valuation Metrics

The current forward P/E ratio for MainStreet Bancshares Inc (MNSB.O) is 12.39, compared to its 5-year average forward P/E of 11.30. For a more detailed relative valuation and DCF analysis to assess MainStreet Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
11.30
Current PE
12.39
Overvalued PE
15.26
Undervalued PE
7.34

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
1.89
Current PS
0.00
Overvalued PS
2.82
Undervalued PS
0.97

Financials

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Frequently Asked Questions

What is MainStreet Bancshares Inc (MNSB) stock price today?

The current price of MNSB is 23.56 USD — it has increased 0.17

What is MainStreet Bancshares Inc (MNSB)'s business?

MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank (the Bank) and MainStreet Community Capital, LLC. The Bank is a community bank focused on serving the borrowing, cash management and depository needs of retail customers, small to medium-sized businesses, and professionals. Its products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans. The Bank offers a range of deposit products that include demand, negotiable order of withdrawal (NOW), money market and savings accounts as well as certificates of deposit. It provides a full range of consumer and commercial deposit products, including online banking with bill pay, cash management, sweep accounts, wire transfer, check imaging, remote deposit capture and courier services.

What is the price predicton of MNSB Stock?

Wall Street analysts forecast MNSB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MNSB is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is MainStreet Bancshares Inc (MNSB)'s revenue for the last quarter?

MainStreet Bancshares Inc revenue for the last quarter amounts to 17.33M USD, increased 10.71

What is MainStreet Bancshares Inc (MNSB)'s earnings per share (EPS) for the last quarter?

MainStreet Bancshares Inc. EPS for the last quarter amounts to 0.46 USD, decreased -120.91

How many employees does MainStreet Bancshares Inc (MNSB). have?

MainStreet Bancshares Inc (MNSB) has 171 emplpoyees as of April 23 2026.

What is MainStreet Bancshares Inc (MNSB) market cap?

Today MNSB has the market capitalization of 172.26M USD.