MCHB Relative Valuation
MCHB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, MCHB is overvalued; if below, it's undervalued.
Historical Valuation
Mechanics Bancorp (MCHB) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 15.40. The fair price of Mechanics Bancorp (MCHB) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price：15.16
Fair
13.07
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Mechanics Bancorp. (MCHB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Mechanics Bancorp. (MCHB) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
3.85
PS
Mechanics Bancorp. (MCHB) has a current PS of 3.85. The 5-year average PS is 1.56. The thresholds are as follows: Strongly Undervalued below -1.64, Undervalued between -1.64 and -0.04, Fairly Valued between 3.15 and -0.04, Overvalued between 3.15 and 4.75, and Strongly Overvalued above 4.75. The current Forward PS of 3.85 falls within the Overvalued range.
0.00
P/OCF
Mechanics Bancorp. (MCHB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Mechanics Bancorp. (MCHB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Mechanics Bancorp (MCHB) has a current Price-to-Book (P/B) ratio of 1.18. Compared to its 3-year average P/B ratio of 0.91 , the current P/B ratio is approximately 29.36% higher. Relative to its 5-year average P/B ratio of 0.91, the current P/B ratio is about 29.36% higher. Mechanics Bancorp (MCHB) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 3.50%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 3.50% , the current FCF yield is about -100.00% lower.
1.21
P/B
Median3y
0.91
Median5y
0.91
4.55
FCF Yield
Median3y
3.50
Median5y
3.50
Competitors Valuation Multiple
The average P/S ratio for MCHB's competitors is , providing a benchmark for relative valuation. Mechanics Bancorp Corp (MCHB) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 297.20%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of MCHB increased by 32.75% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 36.66M to 145.61M.
The secondary factor is the P/E Change, contributed 26.29%to the performance.
Overall, the performance of MCHB in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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What is the current FCF Yield for Mechanics Bancorp (MCHB) as of Dec 05 2025?
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