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MCBS.O Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
30.050
Open
29.870
VWAP
29.99
Vol
2.84K
Mkt Cap
860.36M
Low
29.870
Amount
85.26K
EV/EBITDA(TTM)
9.90
Total Shares
28.76M
EV
999.52M
EV/OCF(TTM)
--
P/S(TTM)
5.11
MetroCity Bankshares, Inc. is a bank holding company. It operates through its banking subsidiary, Metro City Bank (the Bank), which is a Georgia state-chartered commercial bank. It offers a suite of loan and deposit products. The Bank operates over 30 full-service branches and two loan production offices across Alabama, California, Florida, Georgia, New Jersey, New York, Texas, and Virginia. It offers customary banking services, such as consumer and commercial checking accounts, savings accounts, certificates of deposit, commercial and consumer loans, including single-family residential loans, money transfers and a variety of other banking services. It offers traditional depository products, including checking, savings, money market and certificates of deposits. It also offers a full suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and mobile banking solutions.
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Events Timeline

(ET)
2026-01-30
08:30:00
Q4 Net Interest Margin at 3.73%
select
2025-11-14 (ET)
2025-11-14
08:36:52
MetroCity Bankshares and First IC Anticipate Merger Completion by December 1
select
2025-07-15 (ET)
2025-07-15
16:58:12
MetroCity, First IC get regulatory, shareholder approval for merger
select
2025-04-18 (ET)
2025-04-18
11:45:30
MetroCity Bankshares reports Q1 EPS 63c vs. 57c last year
select
2025-03-17 (ET)
2025-03-17
08:02:23
MetroCity Bankshares to acquire First IC Corporation in cash, stock transaction
select
2024-10-16 (ET)
2024-10-16
15:56:45
MetroCity declares 23c per share dividend, continues share repurchase program
select

News

CNBC
8.0
03-07CNBC
Canadians Boycott U.S. Goods Amid Tariff Tensions
  • Escalating Boycott: Since early 2025, Canadians have expressed anger towards U.S. President Trump's tariff policies and sovereignty claims, leading to a growing number of consumers opting not to purchase American goods, indicating a new social and economic order is forming.
  • Changing Consumer Behavior: According to a Leger survey, over 60% of Canadians reported avoiding U.S.-made alcohol and produce, with more than half trying not to buy from U.S. retailers or websites, a trend expected to persist over the next six months.
  • Tourism Impact: Canadian air travel to the U.S. has dropped nearly 18%, while car crossings fell 27% year-over-year, significantly impacting U.S. retailers that rely on Canadian tourists, particularly in Maine and North Dakota.
  • Tense Economic Relations: The trade relationship between Canada and the U.S. is under strain, with economists warning that the percentage of Canadian imports from the U.S. has hit record lows, potentially affecting Canada's inflation and GDP in the long term.
PRnewswire
9.5
01-30PRnewswire
MetroCity Bank Reports Q4 2025 Net Income Growth
  • Net Income Growth: MetroCity Bank reported a net income of $18.3 million for Q4 2025, reflecting a 6.0% increase from Q3 2025, primarily driven by higher net interest and noninterest income, indicating robust performance in the market.
  • Successful Acquisition Integration: The completion of the acquisition of First IC Corporation on December 1, 2025, enhances MetroCity's competitive position and financial flexibility, expected to provide better services to customers.
  • Interest Income Increase: Interest income for Q4 2025 reached $60.3 million, an 11.6% increase from Q3 2025, mainly due to rising loan and investment balances, showcasing the effectiveness of the company's expansion strategy in the lending market.
  • Significant Noninterest Income Growth: Noninterest income for Q4 was $7.8 million, a 26.5% increase from Q3, primarily driven by higher residential mortgage loan sales, demonstrating success in diversifying revenue sources.
Newsfilter
9.5
01-30Newsfilter
MetroCity Bank Reports 6% Increase in Q4 2025 Net Income
  • Net Income Growth: MetroCity Bank reported a net income of $18.3 million for Q4 2025, reflecting a 6% increase from Q3 2025, primarily driven by a $4.1 million rise in net interest income and a $1.6 million increase in noninterest income, showcasing the company's success in diversifying its revenue streams.
  • Significant Increase in Loans and Deposits: As of Q4 2025, total loans held for investment surged to $4.1 billion, a 36.6% increase quarter-over-quarter, while total deposits reached $3.65 billion, up 35.4%, indicating a stronger customer trust and inflow of funds amidst competitive market conditions.
  • Rising Efficiency Ratio: The efficiency ratio for Q4 2025 stood at 46.7%, significantly up from 38.7% in Q3 2025, reflecting challenges in cost control that may impact future profitability and operational effectiveness.
  • Successful Acquisition Integration: MetroCity completed its acquisition of First IC on December 1, 2025, enhancing its competitive position and expected to achieve greater financial flexibility and long-term growth potential through resource and customer base integration.
seekingalpha
8.0
01-21seekingalpha
MetroCity Bankshares (MCBS) Declares $0.25 Quarterly Dividend with 3.51% Yield
  • Quarterly Dividend Announcement: MetroCity Bankshares has declared a quarterly dividend of $0.25 per share, maintaining consistency with previous distributions, which reflects the company's stable cash flow and profitability.
  • Yield Performance: The forward yield of 3.51% provides investors with a relatively attractive return, enhancing the company's appeal in the competitive banking sector.
  • Shareholder Rights Assurance: The dividend will be payable on February 13, with a record date of February 4 and an ex-dividend date also on February 4, ensuring shareholders receive timely returns and boosting investor confidence.
  • Financial Health Indicator: The dividend payment underscores MetroCity Bankshares' robust financial condition, supporting its strategy for continued shareholder returns in the future and further solidifying its market position.
PRnewswire
8.0
01-21PRnewswire
MetroCity Bankshares Declares $0.25 Quarterly Cash Dividend
  • Quarterly Cash Dividend: MetroCity Bankshares has declared a cash dividend of $0.25 per share, payable on February 13, 2026, reflecting the company's stable financial condition and commitment to shareholder returns.
  • Record Date for Shareholders: The record date for this dividend is set for February 4, 2026, ensuring that investors holding shares before this date will receive the dividend, thereby enhancing investor confidence in holding the stock.
  • Business Background: MetroCity Bankshares is a bank holding company based in Georgia, with its wholly-owned subsidiary, Metro City Bank, operating 30 full-service branches across various states, showcasing its market penetration in diverse communities.
  • Market Coverage: Metro City Bank operates in multi-ethnic communities across Alabama, California, Florida, and other states, indicating the company's commitment to serving a diverse customer base and further solidifying its market position.
PRnewswire
8.5
2025-12-02PRnewswire
MetroCity Acquires First IC, Reaches $4.8 Billion in Assets
  • Acquisition Completed: MetroCity Bankshares successfully completed its acquisition of First IC Corporation on December 1, 2025, resulting in total assets of approximately $4.8 billion, significantly enhancing the company's competitive position in the banking sector.
  • Loan and Deposit Growth: Following the acquisition, MetroCity's total loans reached $4.0 billion and total deposits amounted to $3.6 billion, further increasing its financial flexibility to support future business expansion initiatives.
  • Branch Network Expansion: MetroCity now operates 30 full-service branches and two loan production offices across eight states, including Alabama and California, which enhances its service capabilities in multiple markets and strengthens its regional presence.
  • Strategic Partnership Benefits: Chairman and CEO Nack Paek emphasized that this merger will create better banking services, positively impacting the economic development of the communities served, reflecting the company's commitment to its customers.
Wall Street analysts forecast MCBS.O stock price to rise
1 Analyst Rating
Wall Street analysts forecast MCBS.O stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
31.00
Averages
31.00
High
31.00
Current: 0.000
sliders
Low
31.00
Averages
31.00
High
31.00
Keefe Bruyette
Market Perform
maintain
$31 -> $32
AI Analysis
2026-03-23
Reason
Keefe Bruyette
Price Target
$31 -> $32
AI Analysis
2026-03-23
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on MetroCity Bankshares to $32 from $31 and keeps a Market Perform rating on the shares. MetroCity Bankshares remains a highly profitable bank, the analyst tells investors in a research note.
Keefe Bruyette
Kelly Motta
Market Perform
downgrade
$33 -> $31
2025-10-21
Reason
Keefe Bruyette
Kelly Motta
Price Target
$33 -> $31
2025-10-21
downgrade
Market Perform
Reason
Keefe Bruyette analyst Kelly Motta lowered the firm's price target on MetroCity Bankshares to $31 from $33 and keeps a Market Perform rating on the shares. MetroCity Bankshares continues to generate leading profitability with an ROA of 1.9% and a ROTCE of 16% in 3Q25, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for Metrocity Bankshares Inc (MCBS.O) is 0.00, compared to its 5-year average forward P/E of 9.56. For a more detailed relative valuation and DCF analysis to assess Metrocity Bankshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
9.56
Current PE
0.00
Overvalued PE
11.10
Undervalued PE
8.02

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.75
Current EV/EBITDA
7.51
Overvalued EV/EBITDA
3.97
Undervalued EV/EBITDA
-2.48

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.17
Current PS
3.95
Overvalued PS
4.85
Undervalued PS
3.48

Financials

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Frequently Asked Questions

What is Metrocity Bankshares Inc (MCBS.O) stock price today?

The current price of MCBS.O is 30.05 USD — it has increased 0.43

What is Metrocity Bankshares Inc (MCBS.O)'s business?

MetroCity Bankshares, Inc. is a bank holding company. It operates through its banking subsidiary, Metro City Bank (the Bank), which is a Georgia state-chartered commercial bank. It offers a suite of loan and deposit products. The Bank operates over 30 full-service branches and two loan production offices across Alabama, California, Florida, Georgia, New Jersey, New York, Texas, and Virginia. It offers customary banking services, such as consumer and commercial checking accounts, savings accounts, certificates of deposit, commercial and consumer loans, including single-family residential loans, money transfers and a variety of other banking services. It offers traditional depository products, including checking, savings, money market and certificates of deposits. It also offers a full suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and mobile banking solutions.

What is the price predicton of MCBS.O Stock?

Wall Street analysts forecast MCBS.O stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCBS.O is31.00 USD with a low forecast of 31.00 USD and a high forecast of 31.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Metrocity Bankshares Inc (MCBS.O)'s revenue for the last quarter?

Metrocity Bankshares Inc revenue for the last quarter amounts to 43.02M USD, increased 23.56

What is Metrocity Bankshares Inc (MCBS.O)'s earnings per share (EPS) for the last quarter?

Metrocity Bankshares Inc. EPS for the last quarter amounts to 0.68 USD, increased 6.25

How many employees does Metrocity Bankshares Inc (MCBS.O). have?

Metrocity Bankshares Inc (MCBS.O) has 317 emplpoyees as of April 07 2026.

What is Metrocity Bankshares Inc (MCBS.O) market cap?

Today MCBS.O has the market capitalization of 860.36M USD.