Should I Buy LU? LU 2026 Analysis

Should You Buy Lufax Holding Ltd (LU) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

2.670

1 Day change

-0.74%

52 Week Range

4.570

Analysis Updated At

2026/01/26

Lufax Holding Ltd (LU) is not a strong buy at this time for a beginner investor with a long-term focus. The company's financial performance is significantly deteriorating, with a sharp decline in revenue, net income, and EPS. Technical indicators suggest a neutral to bearish trend, and there are no significant positive catalysts or trading signals to support a buy decision. The options data also indicates bearish sentiment with a high put-call volume ratio. Given the lack of positive momentum and weak fundamentals, holding off on this investment is advisable.

Technical Analysis

The MACD is slightly positive, but the RSI is neutral, and the moving averages indicate a bearish trend (SMA_200 > SMA_20 > SMA_5). The stock is trading near its pivot point of 2.652, with support at 2.58 and resistance at 2.725. Overall, the technical indicators suggest a neutral to bearish trend.

Options Data

Bullish

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

The high put-call volume ratio indicates bearish sentiment in the options market.

Technical Summary

Sell

Buy

Positive Catalysts

NULL identified. There is no recent news, no significant insider or hedge fund activity, and no recent congress trading data.

Neutral/Negative Catalysts

The company's financial performance has deteriorated significantly in Q3 2024, with a 31.15% YoY revenue drop, a net income decline of -1032.85% YoY, and an EPS drop of -275.00% YoY. Additionally, the options market shows bearish sentiment, and there are no positive trading signals.

Financial Performance

In Q3 2024, the company's revenue dropped by 31.15% YoY to $5.54 billion. Net income fell to -$874.81 million, a decline of 1032.85% YoY, and EPS dropped to -0.56, down 275.00% YoY. Gross margin remained flat at 0%.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No recent analyst rating or price target changes are available for this stock.

Analyst Rating

Wall Street analysts forecast LU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LU is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy