Historical Valuation
Lake Shore Bancorp Inc (LSBK) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Lake Shore Bancorp Inc (LSBK) is between -- to -- according to relative valuation methord.
Relative Value
Fair Zone
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Current Price：14.96
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Lake Shore Bancorp Inc (LSBK) has a current Price-to-Book (P/B) ratio of 0.77. Compared to its 3-year average P/B ratio of 0.80 , the current P/B ratio is approximately -3.83% higher. Relative to its 5-year average P/B ratio of 0.86, the current P/B ratio is about -10.34% higher. Lake Shore Bancorp Inc (LSBK) has a Forward Free Cash Flow (FCF) yield of approximately 8.06%. Compared to its 3-year average FCF yield of 6.94%, the current FCF yield is approximately 16.18% lower. Relative to its 5-year average FCF yield of 7.63% , the current FCF yield is about 5.71% lower.
P/B
Median3y
0.80
Median5y
0.86
FCF Yield
Median3y
6.94
Median5y
7.63
Competitors Valuation Multiple
AI Analysis for LSBK
The average P/S ratio for LSBK competitors is 0.72, providing a benchmark for relative valuation. Lake Shore Bancorp Inc Corp (LSBK.O) exhibits a P/S ratio of 0.00, which is -100% above the industry average. Given its robust revenue growth of 20.71%, this premium appears sustainable.
Performance Decomposition
AI Analysis for LSBK
1Y
3Y
5Y
Market capitalization of LSBK increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of LSBK in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is LSBK currently overvalued or undervalued?
Lake Shore Bancorp Inc (LSBK) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Lake Shore Bancorp Inc (LSBK) is between to according to relative valuation methord.
What is Lake Shore Bancorp Inc (LSBK) fair value?
LSBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Lake Shore Bancorp Inc (LSBK) is between to according to relative valuation methord.
How does LSBK's valuation metrics compare to the industry average?
The average P/S ratio for LSBK's competitors is 0.72, providing a benchmark for relative valuation. Lake Shore Bancorp Inc Corp (LSBK) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 20.71%, this premium appears sustainable.
What is the current P/B ratio for Lake Shore Bancorp Inc (LSBK) as of Jan 11 2026?
As of Jan 11 2026, Lake Shore Bancorp Inc (LSBK) has a P/B ratio of 0.77. This indicates that the market values LSBK at 0.77 times its book value.
What is the current FCF Yield for Lake Shore Bancorp Inc (LSBK) as of Jan 11 2026?
As of Jan 11 2026, Lake Shore Bancorp Inc (LSBK) has a FCF Yield of 8.06%. This means that for every dollar of Lake Shore Bancorp Inc’s market capitalization, the company generates 8.06 cents in free cash flow.
What is the current Forward P/E ratio for Lake Shore Bancorp Inc (LSBK) as of Jan 11 2026?
As of Jan 11 2026, Lake Shore Bancorp Inc (LSBK) has a Forward P/E ratio of 0.00. This means the market is willing to pay $0.00 for every dollar of Lake Shore Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Lake Shore Bancorp Inc (LSBK) as of Jan 11 2026?
As of Jan 11 2026, Lake Shore Bancorp Inc (LSBK) has a Forward P/S ratio of 0.00. This means the market is valuing LSBK at $0.00 for every dollar of expected revenue over the next 12 months.