LCNB Corp. is a financial holding company. The Company operates, through its wholly owned subsidiary, LCNB National Bank (the Bank). The Bank provides full banking services, including wealth management and investment services, to customers primarily in Southwestern Ohio, Franklin County Ohio, Boone County, Kentucky, and contiguous areas. The Bank’s loan products include commercial and industrial loans, commercial and residential real estate loans, agricultural loans, construction loans, various types of consumer loans, and small business administration loans. The Bank's residential mortgage lending activities consist primarily of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. Consumer lending activities include automobile, boat, home improvement and personal loans. Its other services include safe deposit boxes, night depositories, cashier's checks, and bank-by-mail.
