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KFFB Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
4.490
Open
4.490
VWAP
4.49
Vol
615.00
Mkt Cap
36.31M
Low
4.490
Amount
2.76K
EV/EBITDA(TTM)
59.89
Total Shares
8.09M
EV
83.49M
EV/OCF(TTM)
8.22
P/S(TTM)
4.32
Kentucky First Federal Bancorp is the holding company for First Federal Savings and Loan Association of Hazard, Hazard, Kentucky (First Federal of Hazard) and First Federal Savings Bank of Kentucky, Frankfort, Kentucky (First Federal of Kentucky) (collectively, the Banks). The Company's operations consist primarily of operating the Banks as two independent, community-oriented savings institutions. First Federal of Hazard is engaged in the business of attracting deposits from the general public and using such funds to originate, when available, loans secured by first mortgages on owner-occupied, residential real estate and, occasionally, other loans secured by real estate. First Federal of Kentucky is engaged in the business of attracting deposits from the general public and the origination primarily of adjustable-rate loans secured by first mortgages on owner-occupied and non-owner-occupied one-to four-family residences in Franklin, Boyle, Garrard and surrounding counties in Kentucky.
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Events Timeline

(ET)
2026-02-19
15:30:00
Kentucky First Federal Bancorp Terminates Agreement with OCC
select
2025-10-08 (ET)
2025-10-08
17:05:46
Hulette Appointed CEO of Kentucky First Federal
select

News

CNBC
8.5
19:01 PMCNBC
White House Launches Trump Accomplishments App
  • App Functionality: The White House has launched a smartphone app designed to showcase President Trump's second-term accomplishments while providing unfiltered news updates, allowing users to report information to ICE, thereby enhancing government-public interaction.
  • Price Transparency: The app lists prices for everyday items like eggs and milk, showing year-over-year declines, reflecting the Trump administration's efforts in price control, although it omits mention of other items that have increased in price.
  • Drug Price Decline: The app highlights a 0.7% year-over-year decline in prescription drug costs, with Trump claiming this as a result of his policies, although the actual impact of these policies remains unclear, potentially affecting public trust in the government.
  • Investment Commitments: The app includes information on investment pledges from foreign countries and large corporations in the U.S., aiming to demonstrate the Trump administration's efforts in economic recovery, although the app's failure to livestream Trump's remarks diminished user experience.
Newsfilter
7.0
02-19Newsfilter
Kentucky First Federal Bancorp Terminates Regulatory Agreement
  • Regulatory Agreement Termination: Kentucky First Federal Bancorp announced that the OCC has terminated its formal written agreement, indicating the bank successfully addressed regulatory issues in less than 20 months, which enhances market confidence.
  • Capital Requirements Eased: With the termination of the agreement, the bank is no longer considered in 'troubled condition' and individual minimum capital requirements will not be enforced, although the bank's capital levels continue to exceed these requirements, reflecting improved financial health.
  • Positive Management Statement: CEO R. Clay Hulette expressed gratitude for the team's efforts and the OCC's recognition, stating that this progress will help enhance customer trust and promote business growth.
  • Optimistic Future Outlook: Following the agreement's termination, the bank can operate more flexibly, which is expected to strengthen its competitiveness in the financial services market and create better conditions for future shareholder dividends.
Newsfilter
9.5
02-10Newsfilter
Kentucky First Federal Bancorp Reports Significant Quarterly Net Income Growth
  • Quarterly Net Income Growth: For the three months ended December 31, 2025, Kentucky First Federal Bancorp reported a net income of $304,000 or $0.04 diluted earnings per share, a substantial increase of $291,000 compared to $13,000 in the same period of 2024, indicating a significant improvement in profitability.
  • Increase in Net Interest Income: Net interest income rose by $618,000 or 30.3% to $2.7 million, primarily driven by an increase in interest income of $392,000 (8.2%) and a decrease in interest expense of $226,000 (8.2%), reflecting effective management in a favorable interest rate environment.
  • Asset and Liability Changes: As of December 31, 2025, total assets reached $375.3 million, an increase of $4.1 million (1.1%) from June 30, 2025, with net loans increasing by $2.6 million (0.8%), demonstrating continued growth in the lending business.
  • Rising Non-Interest Expenses: Non-interest expenses increased by $220,000 (10%) to $2.4 million, primarily due to a surge in data processing expenses by $118,000 (110.3%), indicating ongoing investments in technology while also highlighting challenges in cost control.
Newsfilter
9.5
2024-11-12Newsfilter
Kentucky First Federal Bancorp Releases Earnings
  • Financial Performance: Kentucky First Federal Bancorp reported a net loss of $15,000 for the quarter ending September 30, 2024, an improvement from a net loss of $175,000 in the same quarter of 2023, primarily due to increased net interest income and non-interest income despite higher expenses.

  • Balance Sheet Highlights: As of September 30, 2024, total assets were $375.7 million with a slight increase in loans and deposits, while shareholders' equity rose to $48.2 million, reflecting a book value per share of $5.96.

Newsfilter
9.5
2024-09-18Newsfilter
Kentucky First Federal Bancorp Announces Fiscal Year Results
  • Financial Performance Overview: Kentucky First Federal Bancorp reported a goodwill impairment charge of $947,000 leading to a net loss of $1.1 million for the quarter ending June 30, 2024, compared to a net income of $42,000 in the same period last year. The company also experienced a significant decline in net interest income and overall earnings due to increased expenses and lower stock prices.

  • Balance Sheet Changes: As of June 30, 2024, total assets increased to $374.9 million, primarily driven by a rise in loans and cash equivalents, while shareholders' equity decreased to $48 million mainly due to the goodwill impairment and net losses. The book value per share was reported at $5.94, down from $6.27 the previous year.

Newsfilter
5.0
2024-09-04Newsfilter
Kentucky First Federal Bancorp Announces Appointment of Director, Selection of Chairman
  • Board Appointment: R. Clay Hulette has been appointed to the board of directors of Kentucky First Federal Bancorp, with plans to run for a two-year term at the annual meeting on November 14, 2024, following the retirement of Tony Whitaker.

  • Leadership Changes: Walter G. Ecton, Jr. has been elected as Chairman of the Board, bringing extensive experience from his long-standing involvement with the company since its inception in 2005.

Valuation Metrics

The current forward P/E ratio for Kentucky First Federal Bancorp (KFFB.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Kentucky First Federal Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.01
Current PS
0.00
Overvalued PS
0.18
Undervalued PS
-0.16

Financials

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Frequently Asked Questions

What is Kentucky First Federal Bancorp (KFFB) stock price today?

The current price of KFFB is 4.49 USD — it has increased 3.46

What is Kentucky First Federal Bancorp (KFFB)'s business?

Kentucky First Federal Bancorp is the holding company for First Federal Savings and Loan Association of Hazard, Hazard, Kentucky (First Federal of Hazard) and First Federal Savings Bank of Kentucky, Frankfort, Kentucky (First Federal of Kentucky) (collectively, the Banks). The Company's operations consist primarily of operating the Banks as two independent, community-oriented savings institutions. First Federal of Hazard is engaged in the business of attracting deposits from the general public and using such funds to originate, when available, loans secured by first mortgages on owner-occupied, residential real estate and, occasionally, other loans secured by real estate. First Federal of Kentucky is engaged in the business of attracting deposits from the general public and the origination primarily of adjustable-rate loans secured by first mortgages on owner-occupied and non-owner-occupied one-to four-family residences in Franklin, Boyle, Garrard and surrounding counties in Kentucky.

What is the price predicton of KFFB Stock?

Wall Street analysts forecast KFFB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for KFFB is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Kentucky First Federal Bancorp (KFFB)'s revenue for the last quarter?

Kentucky First Federal Bancorp revenue for the last quarter amounts to 2.17M USD, increased 17.07

What is Kentucky First Federal Bancorp (KFFB)'s earnings per share (EPS) for the last quarter?

Kentucky First Federal Bancorp. EPS for the last quarter amounts to 0.04 USD, decreased

How many employees does Kentucky First Federal Bancorp (KFFB). have?

Kentucky First Federal Bancorp (KFFB) has 54 emplpoyees as of March 27 2026.

What is Kentucky First Federal Bancorp (KFFB) market cap?

Today KFFB has the market capitalization of 36.31M USD.