JKHY PE Ratio & Valuation,Is JKHY Overvalued

JKHY Relative Valuation

JKHY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, JKHY is overvalued; if below, it's undervalued.

Historical Valuation

Jack Henry & Associates Inc (JKHY) is now in the Fair zone, suggesting that its current forward PE ratio of 29.57 is considered Fairly compared with the five-year average of 32.45. The fair price of Jack Henry & Associates Inc (JKHY) is between 177.04 to 219.30 according to relative valuation methord.

Relative Value

Fair Zone

177.04-219.30

Current Price：187.09

Fair

29.57

16.71

EV/EBITDA

Jack Henry & Associates Inc. (JKHY) has a current EV/EBITDA of 16.71. The 5-year average EV/EBITDA is 18.16. The thresholds are as follows: Strongly Undervalued below 13.83, Undervalued between 13.83 and 16.00, Fairly Valued between 20.33 and 16.00, Overvalued between 20.33 and 22.49, and Strongly Overvalued above 22.49. The current Forward EV/EBITDA of 16.71 falls within the Historic Trend Line -Fairly Valued range.

22.44

EV/EBIT

Jack Henry & Associates Inc. (JKHY) has a current EV/EBIT of 22.44. The 5-year average EV/EBIT is 25.10. The thresholds are as follows: Strongly Undervalued below 18.88, Undervalued between 18.88 and 21.99, Fairly Valued between 28.22 and 21.99, Overvalued between 28.22 and 31.33, and Strongly Overvalued above 31.33. The current Forward EV/EBIT of 22.44 falls within the Historic Trend Line -Fairly Valued range.

5.34

Jack Henry & Associates Inc. (JKHY) has a current PS of 5.34. The 5-year average PS is 5.74. The thresholds are as follows: Strongly Undervalued below 4.28, Undervalued between 4.28 and 5.01, Fairly Valued between 6.46 and 5.01, Overvalued between 6.46 and 7.19, and Strongly Overvalued above 7.19. The current Forward PS of 5.34 falls within the Historic Trend Line -Fairly Valued range.

19.24

P/OCF

Jack Henry & Associates Inc. (JKHY) has a current P/OCF of 19.24. The 5-year average P/OCF is 23.61. The thresholds are as follows: Strongly Undervalued below 14.74, Undervalued between 14.74 and 19.17, Fairly Valued between 28.04 and 19.17, Overvalued between 28.04 and 32.47, and Strongly Overvalued above 32.47. The current Forward P/OCF of 19.24 falls within the Historic Trend Line -Fairly Valued range.

32.56

P/FCF

Jack Henry & Associates Inc. (JKHY) has a current P/FCF of 32.56. The 5-year average P/FCF is 40.40. The thresholds are as follows: Strongly Undervalued below 19.87, Undervalued between 19.87 and 30.13, Fairly Valued between 50.66 and 30.13, Overvalued between 50.66 and 60.93, and Strongly Overvalued above 60.93. The current Forward P/FCF of 32.56 falls within the Historic Trend Line -Fairly Valued range.

Jack Henry & Associates Inc (JKHY) has a current Price-to-Book (P/B) ratio of 6.26. Compared to its 3-year average P/B ratio of 6.77 , the current P/B ratio is approximately -7.53% higher. Relative to its 5-year average P/B ratio of 7.79, the current P/B ratio is about -19.72% higher. Jack Henry & Associates Inc (JKHY) has a Forward Free Cash Flow (FCF) yield of approximately 4.39%. Compared to its 3-year average FCF yield of 3.70%, the current FCF yield is approximately 18.57% lower. Relative to its 5-year average FCF yield of 3.65% , the current FCF yield is about 20.18% lower.

6.26

P/B

Median3y

6.77

Median5y

7.79

4.39

FCF Yield

Median3y

3.70

Median5y

3.65

Competitors Valuation Multiple

The average P/S ratio for JKHY's competitors is 5.14, providing a benchmark for relative valuation. Jack Henry & Associates Inc Corp (JKHY) exhibits a P/S ratio of 5.34, which is 4.03% above the industry average. Given its robust revenue growth of 7.28%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of JKHY increased by 6.96% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 19.83 to 22.33.

The secondary factor is the Revenue Growth, contributed 7.28%to the performance.

Overall, the performance of JKHY in the past 1 year is driven by Margin Expansion. Which is more sustainable.

7.28%

600.98M → 644.74M

Revenue Growth

12.61%

19.83 → 22.33

Margin Expansion

-12.93%

32.72 → 28.49

P/E Change

6.96%

175.30 → 187.50

Mkt Cap Growth

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Frequently Asked Questions

Is Jack Henry & Associates Inc (JKHY) currently overvalued or undervalued?

What is Jack Henry & Associates Inc (JKHY) fair value?

JKHY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Jack Henry & Associates Inc (JKHY) is between 177.04 to 219.30 according to relative valuation methord.

How does JKHY's valuation metrics compare to the industry average?

What is the current P/B ratio for Jack Henry & Associates Inc (JKHY) as of Dec 15 2025?

As of Dec 15 2025, Jack Henry & Associates Inc (JKHY) has a P/B ratio of 6.26. This indicates that the market values JKHY at 6.26 times its book value.

What is the current FCF Yield for Jack Henry & Associates Inc (JKHY) as of Dec 15 2025?

As of Dec 15 2025, Jack Henry & Associates Inc (JKHY) has a FCF Yield of 4.39%. This means that for every dollar of Jack Henry & Associates Inc’s market capitalization, the company generates 4.39 cents in free cash flow.

What is the current Forward P/E ratio for Jack Henry & Associates Inc (JKHY) as of Dec 15 2025?

As of Dec 15 2025, Jack Henry & Associates Inc (JKHY) has a Forward P/E ratio of 29.57. This means the market is willing to pay $29.57 for every dollar of Jack Henry & Associates Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Jack Henry & Associates Inc (JKHY) as of Dec 15 2025?

As of Dec 15 2025, Jack Henry & Associates Inc (JKHY) has a Forward P/S ratio of 5.34. This means the market is valuing JKHY at $5.34 for every dollar of expected revenue over the next 12 months.

JKHY Valuation