JKHY Relative Valuation
JKHY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, JKHY is overvalued; if below, it's undervalued.
Historical Valuation
Jack Henry & Associates Inc (JKHY) is now in the Fair zone, suggesting that its current forward PE ratio of 27.78 is considered Fairly compared with the five-year average of 32.51. The fair price of Jack Henry & Associates Inc (JKHY) is between 173.88 to 216.52 according to relative valuation methord.
Relative Value
Fair Zone
173.88-216.52
Current Price：176.13
Fair
28.45
PE
1Y
3Y
5Y
Trailing
Forward
15.70
EV/EBITDA
Jack Henry & Associates Inc. (JKHY) has a current EV/EBITDA of 15.70. The 5-year average EV/EBITDA is 18.19. The thresholds are as follows: Strongly Undervalued below 13.85, Undervalued between 13.85 and 16.02, Fairly Valued between 20.36 and 16.02, Overvalued between 20.36 and 22.53, and Strongly Overvalued above 22.53. The current Forward EV/EBITDA of 15.70 falls within the Undervalued range.
21.08
EV/EBIT
Jack Henry & Associates Inc. (JKHY) has a current EV/EBIT of 21.08. The 5-year average EV/EBIT is 25.15. The thresholds are as follows: Strongly Undervalued below 18.89, Undervalued between 18.89 and 22.02, Fairly Valued between 28.28 and 22.02, Overvalued between 28.28 and 31.40, and Strongly Overvalued above 31.40. The current Forward EV/EBIT of 21.08 falls within the Undervalued range.
5.02
PS
Jack Henry & Associates Inc. (JKHY) has a current PS of 5.02. The 5-year average PS is 5.74. The thresholds are as follows: Strongly Undervalued below 4.28, Undervalued between 4.28 and 5.01, Fairly Valued between 6.47 and 5.01, Overvalued between 6.47 and 7.20, and Strongly Overvalued above 7.20. The current Forward PS of 5.02 falls within the Historic Trend Line -Fairly Valued range.
18.07
P/OCF
Jack Henry & Associates Inc. (JKHY) has a current P/OCF of 18.07. The 5-year average P/OCF is 23.63. The thresholds are as follows: Strongly Undervalued below 14.79, Undervalued between 14.79 and 19.21, Fairly Valued between 28.05 and 19.21, Overvalued between 28.05 and 32.47, and Strongly Overvalued above 32.47. The current Forward P/OCF of 18.07 falls within the Undervalued range.
29.55
P/FCF
Jack Henry & Associates Inc. (JKHY) has a current P/FCF of 29.55. The 5-year average P/FCF is 40.38. The thresholds are as follows: Strongly Undervalued below 19.79, Undervalued between 19.79 and 30.09, Fairly Valued between 50.68 and 30.09, Overvalued between 50.68 and 60.97, and Strongly Overvalued above 60.97. The current Forward P/FCF of 29.55 falls within the Undervalued range.
Jack Henry & Associates Inc (JKHY) has a current Price-to-Book (P/B) ratio of 5.88. Compared to its 3-year average P/B ratio of 6.80 , the current P/B ratio is approximately -13.56% higher. Relative to its 5-year average P/B ratio of 7.80, the current P/B ratio is about -24.65% higher. Jack Henry & Associates Inc (JKHY) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 3.70%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 3.65% , the current FCF yield is about -100.00% lower.
6.02
P/B
Median3y
6.80
Median5y
7.80
4.67
FCF Yield
Median3y
3.70
Median5y
3.65
Competitors Valuation Multiple
The average P/S ratio for JKHY's competitors is 4.38, providing a benchmark for relative valuation. Jack Henry & Associates Inc Corp (JKHY) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of 7.28%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of JKHY increased by 2.88% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 19.83 to 22.33.
The secondary factor is the Revenue Growth, contributed 7.28%to the performance.
Overall, the performance of JKHY in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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