ISTR Valuation

Investar Holding Corp

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23.440

-0.17(-0.720%)1D

Overview
Forecast
Valuation
Earnings

ISTR Relative Valuation

ISTR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ISTR is overvalued; if below, it's undervalued.

Historical Valuation

Investar Holding Corp (ISTR) is now in the Fair zone, suggesting that its current forward PE ratio of 10.69 is considered Fairly compared with the five-year average of 12.47. The fair price of Investar Holding Corp (ISTR) is between 9.77 to 37.46 according to relative valuation methord.

Relative Value

Fair Zone

9.77-37.46

Current Price：23.44

Fair

10.69

Trailing

Forward

0.00

EV/EBITDA

Investar Holding Corp. (ISTR) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Investar Holding Corp. (ISTR) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

1.83

Investar Holding Corp. (ISTR) has a current PS of 1.83. The 5-year average PS is 2.02. The thresholds are as follows: Strongly Undervalued below 1.36, Undervalued between 1.36 and 1.69, Fairly Valued between 2.35 and 1.69, Overvalued between 2.35 and 2.68, and Strongly Overvalued above 2.68. The current Forward PS of 1.83 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Investar Holding Corp. (ISTR) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Investar Holding Corp. (ISTR) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Investar Holding Corp (ISTR) has a current Price-to-Book (P/B) ratio of 0.90. Compared to its 3-year average P/B ratio of 0.75 , the current P/B ratio is approximately 20.46% higher. Relative to its 5-year average P/B ratio of 0.79, the current P/B ratio is about 14.17% higher. Investar Holding Corp (ISTR) has a Forward Free Cash Flow (FCF) yield of approximately 5.32%. Compared to its 3-year average FCF yield of 16.15%, the current FCF yield is approximately -67.03% lower. Relative to its 5-year average FCF yield of 14.29% , the current FCF yield is about -62.73% lower.

0.90

P/B

Median3y

0.75

Median5y

0.79

5.32

FCF Yield

Median3y

16.15

Median5y

14.29

Competitors Valuation Multiple

The average P/S ratio for ISTR's competitors is 0.80, providing a benchmark for relative valuation. Investar Holding Corp Corp (ISTR) exhibits a P/S ratio of 1.83, which is 129.87% above the industry average. Given its robust revenue growth of 15.92%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

ISTR.O

Investar Holding Corp

Princeton Bancorp Inc

Hawthorn Bancshares Inc

Virginia National Bankshares Corp

Performance Decomposition

Market capitalization of ISTR increased by 21.48% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 17.59M to 20.40M.

The secondary factor is the P/E Change, contributed 10.03%to the performance.

Overall, the performance of ISTR in the past 1 year is driven by Revenue Growth. Which is more sustainable.

15.92%

17.59M → 20.40M

Revenue Growth

-4.47%

23.06 → 22.03

Margin Expansion

10.03%

9.52 → 10.47

P/E Change

21.48%