ISBA Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

1 Analyst Rating

Wall Street analysts forecast ISBA stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for ISBA is 38.50 USD with a low forecast of 38.50 USD and a high forecast of 38.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

1 Hold

0 Sell

Hold

Current: 49.060

Low

38.50

Averages

38.50

High

38.50

Current: 49.060

Low

38.50

Averages

38.50

High

38.50

Piper Sandler

Nathan Race

Neutral

maintain

$34

2025-10-31

Reason

Piper Sandler

Nathan Race

Price Target

$34

2025-10-31

maintain

Neutral

Reason

Piper Sandler analyst Nathan Race raised the firm's price target on Isabella Bank to $38.50 from $34 and keeps a Neutral rating on the shares. The firm is increasingly positive on Isabella Bank following very strong Q3 results that included 7% PPNR upside driven by stronger net interest income with double digits growth on both balance sheet sides.

Piper Sandler

Neutral

downgrade

$34 -> $37

2025-07-29

Reason

Piper Sandler

Price Target

$34 -> $37

2025-07-29

downgrade

Neutral

Reason

Piper Sandler lowered the firm's price target on Isabella Bank to $34 from $37.50 and keeps a Neutral rating on the shares. Piper Sandler raised the firm's price target on Isabella Bank to $37 from $34.50 and keeps a Neutral rating on the shares. The firm notes the company again generated very solid results in Q2 as PPNR exceeded its estimate by 10% driven by stronger net interest income and core fee income. Piper continues to believe Isabella Bank is a compelling long-term holding given its improving profitability outlook via clear visibility of prospects for additional net interest margin with fixed rate asset upward re-pricing and excess liquidity re-deployment as well as low-to-mid-single-digit growth expectations in loans and deposits.

Valuation Metrics

The current forward P/E ratio for Isabella Bank Corp (ISBA.O) is 17.00, compared to its 5-year average forward P/E of 12.92. For a more detailed relative valuation and DCF analysis to assess Isabella Bank Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

12.92

Current PE

17.00

Overvalued PE

14.29

Undervalued PE

11.55

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

3.07

Current PS

4.25

Overvalued PS

3.49

Undervalued PS

2.65

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

ISBA News & Events

Events Timeline

No data

News

4.0

09:00 AMNASDAQ.COM

Top Strong Buy Stocks for December 15: JOYY, VRT, and Others

2.0

12-10NASDAQ.COM

Isabella Bank (ISBA) Rises 5.4%: Could This Signal More Growth Ahead?

6.5

12-08NASDAQ.COM

Invest in 5 Small-Cap Stocks During the 2025 Rally for Increased Profits in 2026

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Frequently Asked Questions

What is Isabella Bank Corp (ISBA) stock price today?

The current price of ISBA is 49.06 USD — it has increased 0 % in the last trading day.

What is Isabella Bank Corp (ISBA)'s business?

Isabella Bank Corporation is a financial services holding company. The Company's wholly owned subsidiary, Isabella Bank (the Bank) offers lending and deposit services, trust and investment services, and various insurance-related products. It offers personal and commercial lending, as well as investment, trust, and estate planning services. The Bank has locations throughout eight Mid-Michigan counties: Bay, Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw. It offers a range of banking and wealth management services to businesses, institutions, individuals and their families. Its lending activities include loans for commercial and agricultural operations and real estate purposes, residential real estate loans, and consumer loans. Its deposit services include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and Internet banking, and automated teller machines (ATMs).

What is the price predicton of ISBA Stock?

What is Isabella Bank Corp (ISBA)'s revenue for the last quarter?

Isabella Bank Corp revenue for the last quarter amounts to 19.50M USD, increased 11.83 % YoY.

What is Isabella Bank Corp (ISBA)'s earnings per share (EPS) for the last quarter?

Isabella Bank Corp. EPS for the last quarter amounts to 0.71 USD, increased 61.36 % YoY.

What changes have occurred in the market's expectations for Isabella Bank Corp (ISBA)'s fundamentals?

The market is revising No Change the revenue expectations for Isabella Bank Corporation (ISBA) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 47.55%.

How many employees does Isabella Bank Corp (ISBA). have?

Isabella Bank Corp (ISBA) has 368 emplpoyees as of December 15 2025.

What is Isabella Bank Corp (ISBA) market cap?

Today ISBA has the market capitalization of 359.86M USD.