INBK
First Internet Bancorp
$
19.300
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
19.3799
Open
18.720
VWAP
19.19
Vol
100.76K
Mkt Cap
168.03M
Low
18.375
Amount
1.93M
EV/EBITDA(TTM)
--
Total Shares
8.66M
EV
511.99M
EV/OCF(TTM)
5.61
P/S(TTM)
1.63
First Internet Bancorp is a bank holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management.
Show More
Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q2
FY2026Q1
FY2025Q4
35.50M
+21.8%
0.967
+4733.35%
34.13M
+29.96%
0.783
+612.12%
32.80M
+32.78%
0.490
+19.51%
Estimates Revision
The market is revising Downward the revenue expectations for First Internet Bancorp (INBK) for FY2025, with the revenue forecasts being adjusted by -2.76% over the past three months. During the same period, the stock price has changed by -23.75%.
Revenue Estimates for FY2025
Revise Downward
-2.76%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
-215.27%
In Past 3 Month
Stock Price
Go Down
-23.75%
In Past 3 Month
3 Analyst Rating
Wall Street analysts forecast INBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for INBK is 28.50 USD with a low forecast of 25.00 USD and a high forecast of 35.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 19.300
Low
25.00
Averages
28.50
High
35.00
Current: 19.300
Low
25.00
Averages
28.50
High
35.00
Piper Sandler
Neutral
downgrade
$22
2025-10-27
Reason
Piper Sandler
Price Target
$22
2025-10-27
downgrade
Neutral
Reason
Piper Sandler lowered the firm's price target on First Internet Bancorp to $22 from $25.50 and keeps a Neutral rating on the shares. While the firm is positive on the steps management is undertaking to improve First Internet Bancorp's profitability profile, Piper believes its valuation will likely remain below peers until more consistent and improving asset quality metrics re-emerge.
Keefe Bruyette
Tim Switzer
Market Perform
downgrade
$27 -> $25
2025-10-24
Reason
Keefe Bruyette
Tim Switzer
Price Target
$27 -> $25
2025-10-24
downgrade
Market Perform
Reason
Keefe Bruyette analyst Tim Switzer lowered the firm's price target on First Internet Bancorp to $25 from $27 and keeps a Market Perform rating on the shares. The bank's Q3 results were broadly below expectations as credit issues within the small business and franchise finance portfolios continued, the analyst tells investors in a research note.
Keefe Bruyette
Timothy Switzer
Market Perform
downgrade
$30 -> $27
2025-07-28
Reason
Keefe Bruyette
Timothy Switzer
Price Target
$30 -> $27
2025-07-28
downgrade
Market Perform
Reason
Keefe Bruyette analyst Timothy Switzer lowered the firm's price target on First Internet Bancorp to $27 from $30 and keeps a Market Perform rating on the shares.
Piper Sandler
Neutral
downgrade
$27 -> $26
2025-07-28
Reason
Piper Sandler
Price Target
$27 -> $26
2025-07-28
downgrade
Neutral
Reason
Piper Sandler lowered the firm's price target on First Internet Bancorp to $26 from $27 and keeps a Neutral rating on the shares. The firm continues to believe the company remains a credit quality "show me" story following a third consecutive quarter of elevated NCOs tied to SBA and franchise finance loans. Piper remains on the sidelines until more consistent asset quality metrics re-emerge and given First Internet's sub-optimal profitability outlook.
Hovde Group
Outperform
to
NULL
downgrade
$39 -> $28
2025-04-25
Reason
Hovde Group
Price Target
$39 -> $28
2025-04-25
downgrade
Outperform
to
NULL
Reason
Hovde Group lowered the firm's price target on First Internet Bancorp to $28 from $39 and keeps an Outperform rating on the shares.
Hovde Group
Brett Rabatin
Buy
Maintains
$44 → $39
2025-04-02
Reason
Hovde Group
Brett Rabatin
Price Target
$44 → $39
2025-04-02
Maintains
Buy
Reason
Hovde Group lowered the firm's price target on First Internet Bancorp to $39 from $44 and keeps an Outperform rating on the shares.
See All Ratings
Valuation Metrics
The current forward P/E ratio for First Internet Bancorp (INBK.O) is 5.83, compared to its 5-year average forward P/E of 9.67. For a more detailed relative valuation and DCF analysis to assess First Internet Bancorp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Undervalued
5Y Average PE
9.67
Current PE
5.83
Overvalued PE
13.32
Undervalued PE
6.02
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
N/A
5Y Average PS
2.76
Current PS
0.00
Overvalued PS
3.65
Undervalued PS
1.87
Financials
Annual
Quarterly
FY2025Q3
YoY :
-89.36%
3.35M
Total Revenue
FY2025Q3
YoY :
-819.47%
-54.54M
Operating Profit
FY2025Q3
YoY :
-695.04%
-41.59M
Net Income after Tax
FY2025Q3
YoY :
-695.00%
-4.76
EPS - Diluted
FY2025Q3
YoY :
-166.17%
-346.39M
Free Cash Flow
FY2025Q3
YoY :
-86.75%
86.52
FCF Margin - %
FY2025Q3
YoY :
-5689.37%
-1.24K
Net Margin - %
FY2025Q3
YoY :
-100.00%
N/A
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
4
187.9K
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
1
10.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
4
187.9K
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
INBK News & Events
Events Timeline
2025-10-22 (ET)
2025-10-22
16:55:40
First Internet Bancorp Announces Q3 Adjusted EPS of $1.43, Exceeding Consensus Estimate of 64 Cents
2025-09-10 (ET)
2025-09-10
16:39:24
First Internet Bancorp to offload nearly $1 billion in financing loans to Blackstone
2025-07-23 (ET)
2025-07-23
17:29:12
First Internet Bancorp reports Q2 adjusted EPS 2c, consensus 31c
Sign Up For More Events
Sign Up For More Events
News
9.5
10-23NASDAQ.COMTranscript of First Earnings Call for Internet INBK
9.5
10-22NASDAQ.COMFirst Internet (INBK) Q3 Earnings: Analyzing Key Metrics Against Expectations
5.0
10-20NewsfilterFirst Internet Bank Introduces Zelle® for Business Clients
Sign Up For More News
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FAQ
What is First Internet Bancorp (INBK) stock price today?
The current price of INBK is 19.3 USD — it has increased 3.32 % in the last trading day.
What is First Internet Bancorp (INBK)'s business?
What is the price predicton of INBK Stock?
What is First Internet Bancorp (INBK)'s revenue for the last quarter?
What is First Internet Bancorp (INBK)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for First Internet Bancorp (INBK)'s fundamentals?
How many employees does First Internet Bancorp (INBK). have?