Historical Valuation
Intercorp Financial Services Inc (IFS) is now in the Fair zone, suggesting that its current forward PE ratio of 7.67 is considered Fairly compared with the five-year average of 7.36. The fair price of Intercorp Financial Services Inc (IFS) is between 42.25 to 52.92 according to relative valuation methord.
Relative Value
Fair Zone
42.25-52.92
Current Price：44.92
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Intercorp Financial Services Inc (IFS) has a current Price-to-Book (P/B) ratio of 1.33. Compared to its 3-year average P/B ratio of 1.13 , the current P/B ratio is approximately 18.08% higher. Relative to its 5-year average P/B ratio of 1.19, the current P/B ratio is about 11.54% higher. Intercorp Financial Services Inc (IFS) has a Forward Free Cash Flow (FCF) yield of approximately -12.52%. Compared to its 3-year average FCF yield of -0.26%, the current FCF yield is approximately 4798.04% lower. Relative to its 5-year average FCF yield of 2.54% , the current FCF yield is about -591.88% lower.
P/B
Median3y
1.13
Median5y
1.19
FCF Yield
Median3y
-0.26
Median5y
2.54
Competitors Valuation Multiple
AI Analysis for IFS
The average P/S ratio for IFS competitors is 3.29, providing a benchmark for relative valuation. Intercorp Financial Services Inc Corp (IFS.N) exhibits a P/S ratio of 2.36, which is -28.32% above the industry average. Given its robust revenue growth of 5.01%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for IFS
1Y
3Y
5Y
Market capitalization of IFS increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of IFS in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is IFS currently overvalued or undervalued?
Intercorp Financial Services Inc (IFS) is now in the Fair zone, suggesting that its current forward PE ratio of 7.67 is considered Fairly compared with the five-year average of 7.36. The fair price of Intercorp Financial Services Inc (IFS) is between 42.25 to 52.92 according to relative valuation methord.
What is Intercorp Financial Services Inc (IFS) fair value?
IFS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Intercorp Financial Services Inc (IFS) is between 42.25 to 52.92 according to relative valuation methord.
How does IFS's valuation metrics compare to the industry average?
The average P/S ratio for IFS's competitors is 3.29, providing a benchmark for relative valuation. Intercorp Financial Services Inc Corp (IFS) exhibits a P/S ratio of 2.36, which is -28.32% above the industry average. Given its robust revenue growth of 5.01%, this premium appears unsustainable.
What is the current P/B ratio for Intercorp Financial Services Inc (IFS) as of Jan 09 2026?
As of Jan 09 2026, Intercorp Financial Services Inc (IFS) has a P/B ratio of 1.33. This indicates that the market values IFS at 1.33 times its book value.
What is the current FCF Yield for Intercorp Financial Services Inc (IFS) as of Jan 09 2026?
As of Jan 09 2026, Intercorp Financial Services Inc (IFS) has a FCF Yield of -12.52%. This means that for every dollar of Intercorp Financial Services Inc’s market capitalization, the company generates -12.52 cents in free cash flow.
What is the current Forward P/E ratio for Intercorp Financial Services Inc (IFS) as of Jan 09 2026?
As of Jan 09 2026, Intercorp Financial Services Inc (IFS) has a Forward P/E ratio of 7.67. This means the market is willing to pay $7.67 for every dollar of Intercorp Financial Services Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Intercorp Financial Services Inc (IFS) as of Jan 09 2026?
As of Jan 09 2026, Intercorp Financial Services Inc (IFS) has a Forward P/S ratio of 2.36. This means the market is valuing IFS at $2.36 for every dollar of expected revenue over the next 12 months.