HUIZ PE Ratio & Valuation,Is HUIZ Overvalued

HUIZ Relative Valuation

HUIZ's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HUIZ is overvalued; if below, it's undervalued.

Historical Valuation

Huize Holding Ltd (HUIZ) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.12 is considered Undervalued compared with the five-year average of 5.81. The fair price of Huize Holding Ltd (HUIZ) is between 2.80 to 3.85 according to relative valuation methord. Compared to the current price of 2.26 USD , Huize Holding Ltd is Undervalued By 19.36%.

Relative Value

Fair Zone

2.80-3.85

Current Price：2.26

19.36%

Undervalued

4.42

1.53

EV/EBITDA

Huize Holding Ltd. (HUIZ) has a current EV/EBITDA of 1.53. The 5-year average EV/EBITDA is 5.12. The thresholds are as follows: Strongly Undervalued below -71.98, Undervalued between -71.98 and -33.43, Fairly Valued between 43.68 and -33.43, Overvalued between 43.68 and 82.23, and Strongly Overvalued above 82.23. The current Forward EV/EBITDA of 1.53 falls within the Historic Trend Line -Fairly Valued range.

2.47

EV/EBIT

Huize Holding Ltd. (HUIZ) has a current EV/EBIT of 2.47. The 5-year average EV/EBIT is 0.76. The thresholds are as follows: Strongly Undervalued below -64.36, Undervalued between -64.36 and -31.80, Fairly Valued between 33.32 and -31.80, Overvalued between 33.32 and 65.87, and Strongly Overvalued above 65.87. The current Forward EV/EBIT of 2.47 falls within the Historic Trend Line -Fairly Valued range.

0.12

Huize Holding Ltd. (HUIZ) has a current PS of 0.12. The 5-year average PS is 0.34. The thresholds are as follows: Strongly Undervalued below -0.34, Undervalued between -0.34 and -0.00, Fairly Valued between 0.68 and -0.00, Overvalued between 0.68 and 1.02, and Strongly Overvalued above 1.02. The current Forward PS of 0.12 falls within the Historic Trend Line -Fairly Valued range.

15.94

P/OCF

Huize Holding Ltd. (HUIZ) has a current P/OCF of 15.94. The 5-year average P/OCF is 6.57. The thresholds are as follows: Strongly Undervalued below -9.43, Undervalued between -9.43 and -1.43, Fairly Valued between 14.56 and -1.43, Overvalued between 14.56 and 22.56, and Strongly Overvalued above 22.56. The current Forward P/OCF of 15.94 falls within the Overvalued range.

0.00

P/FCF

Huize Holding Ltd. (HUIZ) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Huize Holding Ltd (HUIZ) has a current Price-to-Book (P/B) ratio of 0.46. Compared to its 3-year average P/B ratio of 0.78 , the current P/B ratio is approximately -40.86% higher. Relative to its 5-year average P/B ratio of 1.41, the current P/B ratio is about -67.04% higher. Huize Holding Ltd (HUIZ) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 0.84%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of -2.01% , the current FCF yield is about -100.00% lower.

0.46

P/B

Median3y

0.78

Median5y

1.41

0.00

FCF Yield

Median3y

0.84

Median5y

-2.01

Competitors Valuation Multiple

The average P/S ratio for HUIZ's competitors is 0.27, providing a benchmark for relative valuation. Huize Holding Ltd Corp (HUIZ) exhibits a P/S ratio of 0.12, which is -54.8% above the industry average. Given its robust revenue growth of 40.22%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of HUIZ decreased by 31.10% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 6.60 to 10.50.

The secondary factor is the Revenue Growth, contributed 40.22%to the performance.

Overall, the performance of HUIZ in the past 1 year is driven by P/E Change. Which is more unsustainable.

40.22%

282.95M → 396.75M

Revenue Growth

-130.43%

-8.15 → 2.48

Margin Expansion

59.11%

6.60 → 10.50

P/E Change

-31.10%

3.28 → 2.26

Mkt Cap Growth

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Frequently Asked Questions

Is Huize Holding Ltd (HUIZ) currently overvalued or undervalued?

What is Huize Holding Ltd (HUIZ) fair value?

HUIZ's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Huize Holding Ltd (HUIZ) is between 2.80 to 3.85 according to relative valuation methord.

How does HUIZ's valuation metrics compare to the industry average?

The average P/S ratio for HUIZ's competitors is 0.27, providing a benchmark for relative valuation. Huize Holding Ltd Corp (HUIZ) exhibits a P/S ratio of 0.12, which is -54.80% above the industry average. Given its robust revenue growth of 40.22%, this premium appears sustainable.

What is the current P/B ratio for Huize Holding Ltd (HUIZ) as of Jan 08 2026?

As of Jan 08 2026, Huize Holding Ltd (HUIZ) has a P/B ratio of 0.46. This indicates that the market values HUIZ at 0.46 times its book value.

What is the current FCF Yield for Huize Holding Ltd (HUIZ) as of Jan 08 2026?

As of Jan 08 2026, Huize Holding Ltd (HUIZ) has a FCF Yield of 0.00%. This means that for every dollar of Huize Holding Ltd’s market capitalization, the company generates 0.00 cents in free cash flow.

What is the current Forward P/E ratio for Huize Holding Ltd (HUIZ) as of Jan 08 2026?

As of Jan 08 2026, Huize Holding Ltd (HUIZ) has a Forward P/E ratio of 4.42. This means the market is willing to pay $4.42 for every dollar of Huize Holding Ltd’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Huize Holding Ltd (HUIZ) as of Jan 08 2026?

As of Jan 08 2026, Huize Holding Ltd (HUIZ) has a Forward P/S ratio of 0.12. This means the market is valuing HUIZ at $0.12 for every dollar of expected revenue over the next 12 months.

HUIZ Valuation