Should You Buy Heritage Insurance Holdings Inc (HRTG) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/29
BUY for a beginner long-term investor right now. The setup is fundamentally strong (2025/Q3 profit and EPS surged, with a highlighted ~49% ROE in the latest analyst note) and Wall Street is positive with a higher target ($34) vs the current ~$25.72. Near-term technicals are slightly weak and the pattern-based outlook leans mildly negative over the next week/month, but for an impatient long-term buyer the current price area near support looks acceptable rather than waiting for an “ideal” dip.
Technical Analysis
Trend/momentum is mixed-to-soft. MACD histogram is negative (-0.0452) but contracting (bearish momentum fading). RSI(6) ~43.9 is neutral-to-slightly weak (not oversold). Moving averages are converging, suggesting consolidation rather than a strong trend. Key levels: Pivot 25.862 (price 25.72 is slightly below pivot), support S1 25.217 then S2 24.818; resistance R1 26.508 then R2 26.907. Short-horizon pattern stats imply mild downside bias (-1.81% next week, -2.44% next month), so this is more of a long-term accumulation entry than a momentum breakout buy.
Intellectia Proprietary Trading Signals
- [AI Stock Picker](module://ai_stock_pick): No signal on given stock today.
- [SwingMax](module://swingmax): No signal on given stock recently.
Analyst Ratings and Price Target Trends
Recent trend: positive. On 2025-11-07, Piper Sandler raised its price target to $34 (from $28) and maintained an Overweight rating after quarterly results. Wall Street pro view: exceptional bottom-line/ROE performance supports upside from current levels. Con view: elevated attritional losses are a key risk factor that could pressure future results if they persist.
Wall Street analysts forecast HRTG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HRTG is 35.5 USD with a low forecast of 34 USD and a high forecast of 37 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast HRTG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HRTG is 35.5 USD with a low forecast of 34 USD and a high forecast of 37 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 26.070

Current: 26.070
