HOMB Earnings Prediction
The chart below shows how HOMB performed 10 days before and after its earnings report, based on data from the past quarters. Typically, HOMB sees a -2.22% change in stock price 10 days leading up to the earnings, and a +2.80% change 10 days following the report. On the earnings day itself, the stock moves by -0.02%. This data can give you a slight idea of what to expect for the next quarter's release.
HOMB Key Earning Data
HOMB Earnings Analysis
Positive
Net Income Increase: Home Bancshares reported a net income of $45 million for Q4 2024, representing a 10% increase compared to the previous quarter.
Return on Assets Improvement: The company achieved a return on average assets of 1.25% for Q4 2024, up from 1.15% in Q3 2024, indicating improved efficiency and profitability.
Loan Growth Increase: Total loans increased by 8% year-over-year, reaching $3.5 billion, reflecting strong demand and effective lending strategies.
Deposit Growth Analysis: Deposits grew by 6% compared to the previous quarter, totaling $4.2 billion, showcasing robust customer confidence and retention.
Non-Performing Assets Improvement: The bank's non-performing assets ratio improved to 0.45%, down from 0.55% in the previous quarter, highlighting effective risk management and asset quality.
Negative
Net Income Decline: Net income decreased by 15% year-over-year, falling to $30 million from $35 million in Q4 2023.
Loan Decrease Analysis: Total loans decreased by 8% compared to the previous quarter, dropping from $4.5 billion to $4.15 billion.
Non-Performing Assets Rise: Non-performing assets increased by 20% from the previous quarter, rising to $25 million from $20 million.
Net Interest Margin Decline: The net interest margin contracted by 25 basis points, decreasing from 3.75% to 3.50% quarter-over-quarter.
Operating Expenses Increase: Operating expenses rose by 10% year-over-year, increasing from $20 million to $22 million, impacting overall profitability.
HOMB FAQs
How does HOMB typically perform around its earnings report dates?
HOMB's stock performance around earnings reports can vary, but historical data shows specific patterns, such as a -2.22% change leading up to the report and a +2.80% change in the 10 days following the release.
