HMN Relative Valuation
HMN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HMN is overvalued; if below, it's undervalued.
Historical Valuation
Horace Mann Educators Corp (HMN) is now in the Fair zone, suggesting that its current forward PE ratio of 10.11 is considered Fairly compared with the five-year average of 16.85. The fair price of Horace Mann Educators Corp (HMN) is between 28.68 to 116.30 according to relative valuation methord.
Relative Value
Fair Zone
28.68-116.30
Current Price：44.34
Fair
10.09
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Horace Mann Educators Corp. (HMN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Horace Mann Educators Corp. (HMN) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
1.00
PS
Horace Mann Educators Corp. (HMN) has a current PS of 1.00. The 5-year average PS is 1.02. The thresholds are as follows: Strongly Undervalued below 0.70, Undervalued between 0.70 and 0.86, Fairly Valued between 1.18 and 0.86, Overvalued between 1.18 and 1.34, and Strongly Overvalued above 1.34. The current Forward PS of 1.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Horace Mann Educators Corp. (HMN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Horace Mann Educators Corp. (HMN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Horace Mann Educators Corp (HMN) has a current Price-to-Book (P/B) ratio of 1.26. Compared to its 3-year average P/B ratio of 1.23 , the current P/B ratio is approximately 2.39% higher. Relative to its 5-year average P/B ratio of 1.15, the current P/B ratio is about 9.82% higher. Horace Mann Educators Corp (HMN) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 21.09%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 17.66% , the current FCF yield is about -100.00% lower.
1.26
P/B
Median3y
1.23
Median5y
1.15
33.95
FCF Yield
Median3y
21.09
Median5y
17.66
Competitors Valuation Multiple
The average P/S ratio for HMN's competitors is , providing a benchmark for relative valuation. Horace Mann Educators Corp Corp (HMN) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 6.97%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of HMN increased by 13.59% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 8.42 to 13.37.
The secondary factor is the Revenue Growth, contributed 6.97%to the performance.
Overall, the performance of HMN in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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