HFBL Valuation

Home Federal Bancorp Inc of Louisiana

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15.850

+0.36(2.324%)1D

HFBL Relative Valuation

HFBL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HFBL is overvalued; if below, it's undervalued.

Historical Valuation

Home Federal Bancorp Inc of Louisiana (HFBL) is now in the Fair zone, suggesting that its current forward PS ratio of 15.49 is considered Fairly compared with the five-year average of 0.00. The fair price of Home Federal Bancorp Inc of Louisiana (HFBL) is between to according to relative valuation methord.

Relative Value

Fair Zone

Current Price：15.85

Fair

0.00

Trailing

Forward

0.00

EV/EBITDA

Home Federal Bancorp Inc of Louisiana. (HFBL) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Home Federal Bancorp Inc of Louisiana. (HFBL) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

15.49

Home Federal Bancorp Inc of Louisiana. (HFBL) has a current PS of 15.49. The 5-year average PS is 0.16. The thresholds are as follows: Strongly Undervalued below -2.98, Undervalued between -2.98 and -1.41, Fairly Valued between 1.72 and -1.41, Overvalued between 1.72 and 3.29, and Strongly Overvalued above 3.29. The current Forward PS of 15.49 falls within the Strongly Overvalued range.

0.00

P/OCF

Home Federal Bancorp Inc of Louisiana. (HFBL) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Home Federal Bancorp Inc of Louisiana. (HFBL) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Home Federal Bancorp Inc of Louisiana (HFBL) has a current Price-to-Book (P/B) ratio of 0.82. Compared to its 3-year average P/B ratio of 0.82 , the current P/B ratio is approximately 0.94% higher. Relative to its 5-year average P/B ratio of 0.93, the current P/B ratio is about -11.90% higher. Home Federal Bancorp Inc of Louisiana (HFBL) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 12.73%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.64% , the current FCF yield is about -100.00% lower.

0.82

P/B

Median3y

0.82

Median5y

0.93

0.00

FCF Yield

Median3y

12.73

Median5y

12.64

Competitors Valuation Multiple

The average P/S ratio for HFBL's competitors is 13.45, providing a benchmark for relative valuation. Home Federal Bancorp Inc of Louisiana Corp (HFBL) exhibits a P/S ratio of 15.49, which is 15.13% above the industry average. Given its robust revenue growth of 17.07%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

HFBL.O

Home Federal Bancorp Inc of Louisiana

Texas Community Bancshares Inc

First Seacoast Bancorp Inc

Broadway Financial Corp

Performance Decomposition

Market capitalization of HFBL increased by 26.61% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 19.76 to 28.68.

The secondary factor is the Revenue Growth, contributed 17.07%to the performance.

Overall, the performance of HFBL in the past 1 year is driven by Margin Expansion. Which is more sustainable.

17.07%

4.76M → 5.58M

Revenue Growth

45.14%

19.76 → 28.68

Margin Expansion

-35.60%

16.38 → 10.55

P/E Change

26.61%