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HBT Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
32.930
Open
32.180
VWAP
32.45
Vol
200.35K
Mkt Cap
1.18B
Low
31.850
Amount
6.50M
EV/EBITDA(TTM)
12.52
Total Shares
36.38M
EV
1.29B
EV/OCF(TTM)
--
P/S(TTM)
4.69
HBT Financial, Inc. is the holding company for Heartland Bank and Trust Company. The Company's products and services are primarily deposit, lending, and ancillary products that offer a range of options to meet the financial needs of consumers, businesses, and municipal entities. It also provides a digital banking suite of products. It provides traditional trust and investment services, farmland management, and farmland sales through its wealth management division. It offers a range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner occupied CRE, construction and land development (C&D) and multi-family; commercial and industrial (C&I) and owner-occupied CRE; agricultural and farmland, and one-to-four family residential loans. Its deposit accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, and others. It operates approximately 84 branch locations across Illinois, Eastern Iowa and Missouri.
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Events Timeline

(ET)
2026-04-27
16:20:00
Major Averages Close Mixed Amid Escalating Geopolitical Tensions
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2026-04-27
12:00:00
Major Averages Decline Amid Stalled US-Iran Peace Talks
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2026-04-27
07:20:00
HBT Financial Q1 Revenue $67.33M, Exceeds Expectations
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2026-03-02 (ET)
2026-03-02
07:20:00
HBT Financial Completes Merger with CNB Bank
select
2026-02-20 (ET)
2026-02-20
16:30:00
HBT Financial Files $150M Mixed Securities Shelf
select
2026-01-26 (ET)
2026-01-26
07:10:00
HBT Financial Reports Q4 Revenue of $60.44M
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News

NASDAQ.COM
9.5
06-10NASDAQ.COM
HBT Financial's Dividend Growth and Investment Potential
  • Dividend Yield Advantage: HBT Financial currently pays a dividend of $0.23 per share, resulting in a dividend yield of 3.09%, which is significantly higher than the Northeast Banks industry's 2.29% and the S&P 500's 1.45%, making it more attractive to income investors.
  • Dividend Growth Trend: The company's annualized dividend stands at $0.92, reflecting a 9.5% increase from last year, with an average annual growth rate of 7.62% over the past five years, indicating strong performance in generating stable cash flow.
  • Optimistic Earnings Outlook: The Zacks Consensus Estimate projects HBT's earnings per share to reach $2.95 in 2026, representing a year-over-year growth rate of 17.06%, which will support future dividend growth.
  • Investment Opportunity Analysis: HBT Financial is not only a strong dividend play but also holds a Zacks Rank of #3 (Hold), indicating a degree of stability in its future investment potential and market performance.
Newsfilter
9.5
04-28Newsfilter
HBT Financial Exceeds Q1 Earnings and Sales Estimates
  • Earnings Beat: HBT Financial, Inc surpassed analyst expectations for both earnings and sales in Q1, demonstrating strong performance in the market and bolstering investor confidence.
  • Stock Price Increase: Following the positive earnings report, HBT Financial's shares rose by 4.2%, reflecting optimistic market sentiment regarding the company's future growth potential, which may attract more investor interest.
  • Analyst Target Upgrades: In light of the strong performance, analysts have raised their price targets for HBT Financial's stock, indicating confidence in the company's ongoing growth and potentially driving further stock price increases.
  • Positive Market Reaction: The combination of analyst upgrades and stock price gains signifies market recognition of HBT Financial, suggesting that the company will continue to benefit from a favorable market environment in its future business developments.
Yahoo Finance
4.5
04-28Yahoo Finance
U.S. Stocks Decline Amid Geopolitical Tensions and Earnings Strength
  • Geopolitical Tensions: Stalled peace negotiations between the U.S. and Iran have led to rising oil prices, raising fresh concerns about inflation and global economic growth, as investors balance strong corporate earnings against geopolitical uncertainties.
  • Earnings Performance: Verizon (VZ) reported a better-than-expected Q1, while Domino's Pizza (DPZ) posted disappointing results and announced an additional $1 billion share repurchase program, highlighting the varied market reactions to different companies.
  • Acquisition Activity: Shell (SHEL) agreed to acquire ARC Resources (AETUF) for C$32.80 per share, while China blocked Meta's (META) acquisition of AI startup Manus, reflecting the complexities of the global M&A landscape.
  • Market Index Fluctuations: Near midday, the Dow was down 0.25%, the Nasdaq down 0.28%, and the S&P 500 down 0.14%, indicating the market's sensitive response to geopolitical tensions and economic data.
seekingalpha
9.5
04-27seekingalpha
HBT Financial Q1 Earnings Exceed Expectations
  • Earnings Beat: HBT Financial reported a Q1 non-GAAP EPS of $0.68, exceeding expectations by $0.06, indicating a robust profitability trend that may attract increased investor interest.
  • Significant Revenue Growth: The company achieved revenues of $67.33 million in Q1, reflecting a 16.1% year-over-year increase and surpassing expectations by $0.35 million, showcasing strong business expansion and market demand.
  • Net Interest Margin Improvement: HBT's net interest margin rose by 8 basis points to 4.20%, while the tax-equivalent net interest margin increased by 9 basis points to 4.25%, demonstrating effective asset-liability management in a favorable interest rate environment.
  • Debt Issuance Plan: HBT Financial is set to issue $85 million in subordinated notes to strengthen its capital base and support future growth strategies, reflecting the company's confidence in its development trajectory.
NASDAQ.COM
9.5
04-27NASDAQ.COM
HBT Financial Reports Decline in Q1 Net Income Despite Higher Sales
  • Net Income Decline: HBT Financial's net income for Q1 fell to $11.20 million from $19.08 million year-over-year, despite higher sales, primarily impacted by the CNB acquisition and AOCI movements.
  • Earnings Per Share Shift: The earnings per share dropped to $0.34 from $0.60 last year, while adjusted earnings per share increased to $0.68 from $0.61, indicating improved profitability on an adjusted basis.
  • Interest Income Growth: Net interest income rose from $48.71 million to $56.39 million, reflecting an increase in total loans from $3.46 billion to $4.69 billion, showcasing the company's expansion in the credit market.
  • Deposit Increase: Total deposits grew from $4.38 billion to $5.82 billion, indicating increased customer trust in HBT Financial, which, despite the decline in net income, may lay the groundwork for future profit growth.
NASDAQ.COM
9.5
04-27NASDAQ.COM
HBT Financial Reports Decline in Q1 Earnings
  • Earnings Decline: HBT Financial reported a net income of $11.20 million for Q1, translating to $0.34 per share, which is a significant drop from $19.08 million and $0.60 per share in the same period last year, indicating pressure on profitability.
  • Adjusted Earnings: Excluding special items, HBT's adjusted earnings stood at $22.61 million or $0.68 per share, reflecting relative stability in core operations despite the overall earnings decline.
  • Revenue Growth: The company's revenue increased by 13.8% year-over-year to $71.84 million, up from $63.14 million last year, suggesting growth potential in revenue despite poor earnings performance.
  • Market Reaction: Although revenue growth is positive, the earnings decline may negatively impact investor confidence, prompting HBT to implement strategies to enhance profitability and restore market trust.
Wall Street analysts forecast HBT stock price to rise
4 Analyst Rating
Wall Street analysts forecast HBT stock price to rise
2 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
27.00
Averages
29.13
High
32.00
Current: 0.000
sliders
Low
27.00
Averages
29.13
High
32.00
Piper Sandler
Nathan Race
Neutral
maintain
$32 -> $34
AI Analysis
2026-06-26
Reason
Piper Sandler
Nathan Race
Price Target
$32 -> $34
AI Analysis
2026-06-26
maintain
Neutral
Reason
Piper Sandler analyst Nathan Race raised the firm's price target on HBT Financial to $34 from $32 and keeps a Neutral rating on the shares. The firm adjusted targets in the Midwest bank group as part of a Q2 earnings preview.
Keefe Bruyette
Keefe Bruyette
maintain
$32 -> $33
2026-04-28
Reason
Keefe Bruyette
Keefe Bruyette
Price Target
$32 -> $33
2026-04-28
maintain
Reason
Keefe Bruyette raised the firm's price target on HBT Financial to $33 from $32 and keeps an Outperform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for HBT
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Valuation Metrics

The current forward P/E ratio for HBT Financial, Inc (HBT.O) is 0.00, compared to its 5-year average forward P/E of 9.34. For a more detailed relative valuation and DCF analysis to assess HBT Financial, Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
9.34
Current PE
0.00
Overvalued PE
10.42
Undervalued PE
8.26

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.75
Current EV/EBITDA
8.41
Overvalued EV/EBITDA
2.99
Undervalued EV/EBITDA
-1.49

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.85
Current PS
3.52
Overvalued PS
3.15
Undervalued PS
2.56

Financials

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Frequently Asked Questions

What is HBT Financial, Inc (HBT) stock price today?

The current price of HBT is 32.57 USD — it has increased 1.21

What is HBT Financial, Inc (HBT)'s business?

HBT Financial, Inc. is the holding company for Heartland Bank and Trust Company. The Company's products and services are primarily deposit, lending, and ancillary products that offer a range of options to meet the financial needs of consumers, businesses, and municipal entities. It also provides a digital banking suite of products. It provides traditional trust and investment services, farmland management, and farmland sales through its wealth management division. It offers a range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner occupied CRE, construction and land development (C&D) and multi-family; commercial and industrial (C&I) and owner-occupied CRE; agricultural and farmland, and one-to-four family residential loans. Its deposit accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, and others. It operates approximately 84 branch locations across Illinois, Eastern Iowa and Missouri.

What is the price predicton of HBT Stock?

Wall Street analysts forecast HBT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HBT is29.13 USD with a low forecast of 27.00 USD and a high forecast of 32.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is HBT Financial, Inc (HBT)'s revenue for the last quarter?

HBT Financial, Inc revenue for the last quarter amounts to 53.30M USD, decreased -0.60

What is HBT Financial, Inc (HBT)'s earnings per share (EPS) for the last quarter?

HBT Financial, Inc. EPS for the last quarter amounts to 0.34 USD, decreased -43.33

How many employees does HBT Financial, Inc (HBT). have?

HBT Financial, Inc (HBT) has 826 emplpoyees as of July 07 2026.

What is HBT Financial, Inc (HBT) market cap?

Today HBT has the market capitalization of 1.18B USD.