GL Relative Valuation
GL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, GL is overvalued; if below, it's undervalued.
Historical Valuation
Globe Life Inc (GL) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.96 is considered Undervalued compared with the five-year average of 10.54. The fair price of Globe Life Inc (GL) is between 134.76 to 179.75 according to relative valuation methord. Compared to the current price of 130.82 USD , Globe Life Inc is Undervalued By 2.93%.
Relative Value
Fair Zone
134.76-179.75
Current Price：130.82
2.93%
Undervalued
8.96
PE
1Y
3Y
5Y
Trailing
Forward
7.98
EV/EBITDA
Globe Life Inc. (GL) has a current EV/EBITDA of 7.98. The 5-year average EV/EBITDA is 9.47. The thresholds are as follows: Strongly Undervalued below 6.31, Undervalued between 6.31 and 7.89, Fairly Valued between 11.06 and 7.89, Overvalued between 11.06 and 12.64, and Strongly Overvalued above 12.64. The current Forward EV/EBITDA of 7.98 falls within the Historic Trend Line -Fairly Valued range.
8.54
EV/EBIT
Globe Life Inc. (GL) has a current EV/EBIT of 8.54. The 5-year average EV/EBIT is 10.84. The thresholds are as follows: Strongly Undervalued below 5.79, Undervalued between 5.79 and 8.31, Fairly Valued between 13.36 and 8.31, Overvalued between 13.36 and 15.89, and Strongly Overvalued above 15.89. The current Forward EV/EBIT of 8.54 falls within the Historic Trend Line -Fairly Valued range.
1.66
PS
Globe Life Inc. (GL) has a current PS of 1.66. The 5-year average PS is 1.82. The thresholds are as follows: Strongly Undervalued below 1.36, Undervalued between 1.36 and 1.59, Fairly Valued between 2.05 and 1.59, Overvalued between 2.05 and 2.28, and Strongly Overvalued above 2.28. The current Forward PS of 1.66 falls within the Historic Trend Line -Fairly Valued range.
6.79
P/OCF
Globe Life Inc. (GL) has a current P/OCF of 6.79. The 5-year average P/OCF is 0.61. The thresholds are as follows: Strongly Undervalued below -3.41, Undervalued between -3.41 and -1.40, Fairly Valued between 2.62 and -1.40, Overvalued between 2.62 and 4.62, and Strongly Overvalued above 4.62. The current Forward P/OCF of 6.79 falls within the Strongly Overvalued range.
0.00
P/FCF
Globe Life Inc. (GL) has a current P/FCF of 0.00. The 5-year average P/FCF is 7.34. The thresholds are as follows: Strongly Undervalued below -12.43, Undervalued between -12.43 and -2.55, Fairly Valued between 17.22 and -2.55, Overvalued between 17.22 and 27.11, and Strongly Overvalued above 27.11. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
Globe Life Inc (GL) has a current Price-to-Book (P/B) ratio of 1.85. Compared to its 3-year average P/B ratio of 2.19 , the current P/B ratio is approximately -15.63% higher. Relative to its 5-year average P/B ratio of 1.87, the current P/B ratio is about -1.35% higher. Globe Life Inc (GL) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 13.23%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 13.58% , the current FCF yield is about -100.00% lower.
1.85
P/B
Median3y
2.19
Median5y
1.87
11.96
FCF Yield
Median3y
13.23
Median5y
13.58
Competitors Valuation Multiple
The average P/S ratio for GL's competitors is 0.54, providing a benchmark for relative valuation. Globe Life Inc Corp (GL) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of 3.96%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of GL increased by 17.31% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 20.82 to 25.63.
The secondary factor is the Revenue Growth, contributed 3.96%to the performance.
Overall, the performance of GL in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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