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FXNC Overview

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ET
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ET
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Intellectia

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High
26.610
Open
26.610
VWAP
26.44
Vol
36.28K
Mkt Cap
233.76M
Low
26.330
Amount
959.01K
EV/EBITDA(TTM)
9.44
Total Shares
9.03M
EV
255.51M
EV/OCF(TTM)
--
P/S(TTM)
2.86
First National Corporation is a bank holding company for First Bank (the Bank), which is a commercial bank. The Bank offers loan, deposit, and wealth management products and services. Its loan products and services include consumer loans, residential mortgages, home equity loans and commercial loans. Deposit products and services include checking accounts, treasury management solutions, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. Wealth management services include estate planning, investment management of assets, trustee under an agreement, trustee under a will, individual retirement accounts and estate settlement. Its customers include small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations. It operates over 33 branches throughout the Shenandoah Valley, central regions of Virginia, and the Richmond and Roanoke market areas.
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Events Timeline

(ET)
2026-02-12
08:40:00
First National Plans to Sell Two Branches and Consolidate Three
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2026-01-29 (ET)
2026-01-29
08:40:00
First National Reports Record Q4 Performance, Dividend Up 9.7%
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2025-11-13 (ET)
2025-11-13
10:20:38
First National Board Increases Quarterly Dividend by 9.7% to $0.17 per Share
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2025-10-30 (ET)
2025-10-30
07:34:50
First National Corp. announces Q3 adjusted earnings per share of 58 cents, up from 39 cents a year ago.
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2025-07-30 (ET)
2025-07-30
07:33:33
First National Corp. reports Q2 adjusted EPS 57c vs 48c last year
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2025-04-30 (ET)
2025-04-30
07:31:43
First National Corp. reports Q1 adjusted EPS 35c vs 51c last year
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2025-03-10 (ET)
2025-03-10
07:06:54
First National Corp. appoints Schwartz as CFO
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News

moomoo
4.5
02-12moomoo
FIRST NATIONAL CORP TO CUT BANKING OFFICES FROM 33 TO 28
  • Banking Offices Reduction: First National Corporation has announced a reduction in its banking offices from 33 to 28 locations.
  • Strategic Decision: This decision is part of a strategic move to streamline operations and improve efficiency within the organization.
moomoo
4.5
02-12moomoo
FIRST BANK UNVEILS STRATEGIC PLAN FOR BRANCH OPTIMIZATION
  • Strategic Branch Optimization: First Bank has announced a new plan aimed at optimizing its branch network to enhance operational efficiency and customer service.

  • Focus on Customer Experience: The initiative is designed to improve the overall customer experience by strategically positioning branches in high-demand areas.

  • Cost Efficiency Measures: The bank aims to reduce costs associated with underperforming branches while reallocating resources to more profitable locations.

  • Long-term Growth Strategy: This optimization plan is part of First Bank's broader strategy for sustainable growth and adapting to changing market conditions.

seekingalpha
9.5
01-29seekingalpha
First National Bank Q4 Financial Highlights
  • Earnings Per Share Growth: First National Bank reported a Q4 GAAP EPS of $0.61, a significant increase from $0.00 a year prior, reflecting enhanced profitability and restored market confidence.
  • Slight Decline in ROA: The return on average assets stood at 1.06%, a slight decrease from 1.09% in the previous quarter but still higher than 0.18% a year ago, indicating stability in asset management.
  • Significant Loan Growth: The bank experienced a loan growth of $16.3 million for the quarter, translating to an annualized growth rate of 4.6%, suggesting increased activity in the lending market that could boost future revenues.
  • Improved Asset Quality: Non-performing assets declined to 0.32% of total loans, demonstrating effective risk management and asset quality control measures, which enhance investor confidence.
Newsfilter
9.5
01-29Newsfilter
First National Corporation Reports Record Financial Performance for 2025
  • Quarterly Net Income Surge: First National Corporation reported a net income of $5.5 million for Q4 2025, rebounding significantly from a loss of $1 million in the same quarter last year, demonstrating a strong financial recovery post-Touchstone integration that boosts investor confidence.
  • Earnings Per Share Growth: The company achieved a basic earnings per share of $1.97 for the full year 2025, up 97% from $1.00 in 2024, reflecting successful strategies in customer retention and loan growth that further enhance shareholder returns.
  • Significant Loan Growth: The company experienced a loan growth of $16.3 million in Q4, with an annualized growth rate of 4.6%, supported by a team of experienced bankers in the Richmond, Roanoke, and Staunton markets, strengthening its competitive position.
  • Increased Shareholder Returns: The company raised its quarterly dividend by 9.7% in Q4 while growing tangible book value per share by 14%, which not only enhances shareholder investment returns but also lays a foundation for future capital growth.
NASDAQ.COM
9.5
2025-07-30NASDAQ.COM
First National Q2 Profit Rises On Growth In Interest Income
  • Financial Performance: First National Corporation reported a net income of $5.05 million for Q2, an increase from $2.44 million in the same quarter last year, driven by growth in net interest income which rose to $18.55 million.

  • Adjusted Earnings: The adjusted earnings per share (EPS) increased to $0.57 from $0.48 a year ago, despite a rise in provision for credit losses to $911,000 compared to $400,000 in the previous year.

Newsfilter
5.0
2025-07-22Newsfilter
First Bank Welcomes Chris Layne as Greater Richmond Market Executive
  • New Leadership Appointment: First National Corporation has appointed Chris Layne as Senior Vice President and Regional Market Executive for Richmond, where he will oversee business banking and development in the area.

  • Community Commitment: Chris Layne brings over 20 years of banking experience and a strong commitment to community service, aiming to enhance customer relationships and support local businesses through First Bank's services.

Valuation Metrics

The current forward P/E ratio for First National Corp (FXNC.O) is 10.46, compared to its 5-year average forward P/E of 7.73. For a more detailed relative valuation and DCF analysis to assess First National Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.73
Current PE
10.46
Overvalued PE
11.48
Undervalued PE
3.98

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.60
Current PS
2.43
Overvalued PS
1.58
Undervalued PS
-0.39

Financials

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Frequently Asked Questions

What is First National Corp (FXNC) stock price today?

The current price of FXNC is 26.365 USD — it has increased 1.8

What is First National Corp (FXNC)'s business?

First National Corporation is a bank holding company for First Bank (the Bank), which is a commercial bank. The Bank offers loan, deposit, and wealth management products and services. Its loan products and services include consumer loans, residential mortgages, home equity loans and commercial loans. Deposit products and services include checking accounts, treasury management solutions, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. Wealth management services include estate planning, investment management of assets, trustee under an agreement, trustee under a will, individual retirement accounts and estate settlement. Its customers include small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations. It operates over 33 branches throughout the Shenandoah Valley, central regions of Virginia, and the Richmond and Roanoke market areas.

What is the price predicton of FXNC Stock?

Wall Street analysts forecast FXNC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for FXNC is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First National Corp (FXNC)'s revenue for the last quarter?

First National Corp revenue for the last quarter amounts to 21.11M USD, increased 4.93

What is First National Corp (FXNC)'s earnings per share (EPS) for the last quarter?

First National Corp. EPS for the last quarter amounts to 0.61 USD, decreased -710.00

How many employees does First National Corp (FXNC). have?

First National Corp (FXNC) has 303 emplpoyees as of March 24 2026.

What is First National Corp (FXNC) market cap?

Today FXNC has the market capitalization of 233.76M USD.