FSUN Valuation

Firstsun Capital Bancorp

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36.700

+0.3(0.824%)1D

Overview
Forecast
Valuation
Earnings

FSUN Relative Valuation

FSUN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FSUN is overvalued; if below, it's undervalued.

Historical Valuation

Firstsun Capital Bancorp (FSUN) is now in the Fair zone, suggesting that its current forward PE ratio of 10.68 is considered Fairly compared with the five-year average of 8.23. The fair price of Firstsun Capital Bancorp (FSUN) is between 11.72 to 50.68 according to relative valuation methord.

Relative Value

Fair Zone

11.72-50.68

Current Price：36.70

Fair

10.68

Trailing

Forward

0.00

EV/EBITDA

Firstsun Capital Bancorp. (FSUN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Firstsun Capital Bancorp. (FSUN) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

2.36

Firstsun Capital Bancorp. (FSUN) has a current PS of 2.36. The 5-year average PS is 1.45. The thresholds are as follows: Strongly Undervalued below -0.93, Undervalued between -0.93 and 0.26, Fairly Valued between 2.65 and 0.26, Overvalued between 2.65 and 3.84, and Strongly Overvalued above 3.84. The current Forward PS of 2.36 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Firstsun Capital Bancorp. (FSUN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Firstsun Capital Bancorp. (FSUN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Firstsun Capital Bancorp (FSUN) has a current Price-to-Book (P/B) ratio of 0.92. Compared to its 3-year average P/B ratio of 1.00 , the current P/B ratio is approximately -7.37% higher. Relative to its 5-year average P/B ratio of 1.00, the current P/B ratio is about -7.36% higher. Firstsun Capital Bancorp (FSUN) has a Forward Free Cash Flow (FCF) yield of approximately 8.60%. Compared to its 3-year average FCF yield of 11.04%, the current FCF yield is approximately -22.11% lower. Relative to its 5-year average FCF yield of 11.06% , the current FCF yield is about -22.25% lower.

0.92

P/B

Median3y

1.00

Median5y

1.00

8.60

FCF Yield

Median3y

11.04

Median5y

11.06

Competitors Valuation Multiple

The average P/S ratio for FSUN's competitors is 3.12, providing a benchmark for relative valuation. Firstsun Capital Bancorp Corp (FSUN) exhibits a P/S ratio of 2.36, which is -24.24% above the industry average. Given its robust revenue growth of 8.41%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

FSUN.O

Firstsun Capital Bancorp

Old Second Bancorp Inc

Esquire Financial Holdings Inc

Performance Decomposition

Market capitalization of FSUN decreased by 14.13% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 94.39M to 102.32M.

The secondary factor is the Margin Expansion, contributed -0.88%to the performance.

Overall, the performance of FSUN in the past 1 year is driven by Revenue Growth. Which is more sustainable.

8.41%

94.39M → 102.32M

Revenue Growth

-0.88%

26.02 → 25.79

Margin Expansion

-21.66%

14.80 → 11.60

P/E Change

-14.13%