FSFG

First Savings Financial Group Inc

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Advanced Chart

27.420

+0.21(0.772%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

27.736

Open

27.390

VWAP

27.48

Vol

8.58K

Mkt Cap

191.30M

Low

27.1168

Amount

235.62K

EV/EBITDA(TTM)

24.74

Total Shares

6.92M

634.74M

EV/OCF(TTM)

P/S(TTM)

2.62

First Savings Financial Group, Inc. is the holding company for First Savings Bank (the Bank). The Company's principal business activity is the ownership of the outstanding common stock of the Bank. The Bank is an entrepreneurial community bank and operates about 15 depository branches within Southern Indiana. The Bank also has two national lending programs, including single-tenant net lease commercial real estate and SBA lending, with offices located predominately in the Midwest. The Bank attracts deposits from the general public and uses those funds to originate primarily residential and commercial mortgage loans. The Bank also originates commercial business loans, residential and commercial construction loans, multifamily loans, land and land development loans, and consumer loans. The Bank conducts its lending and deposit activities primarily with individuals and small businesses in its primary market area, except as otherwise discussed herein.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q2

FY2026Q1

FY2025Q4

17.72M

+7.51%

0.853

+8.02%

17.56M

+10%

0.843

-5.24%

17.21M

+10.49%

0.813

+50.62%

Estimates Revision

The market is revising Upward the revenue expectations for First Savings Financial Group, Inc. (FSFG) for FY2025, with the revenue forecasts being adjusted by 0.17% over the past three months. During the same period, the stock price has changed by 3.90%.

Revenue Estimates for FY2025

Revise Upward

+0.17%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+6.73%

In Past 3 Month

Stock Price

Go Up

+3.90%

In Past 3 Month

2 Analyst Rating

Wall Street analysts forecast FSFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FSFG is 31.50 USD with a low forecast of 31.00 USD and a high forecast of 32.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

0 Hold

0 Sell

Moderate Buy

Current: 27.420

Low

31.00

Averages

31.50

High

32.00

Current: 27.420

Low

31.00

Averages

31.50

High

32.00

Piper Sandler

Nathan Race

Buy

Maintains

$33 → $30

2025-01-31

Reason

Piper Sandler

Nathan Race

Price Target

$33 → $30

2025-01-31

Maintains

Buy

Reason

Piper Sandler lowered the firm's price target on First Savings Financial Group to $30 from $33 and keeps an Overweight rating on the shares. The firm notes Q1 results were mixed given a 16% PPNR shortfall tied to higher operating expenses, while both net interest income and the net interest margin were generally in-line. Piper is also encouraged by management's recent decision to transition First Savings Financial Group's HELOC platform to an originate-to-sell model, which will likely both improve core fee income growth and balance sheet optics over time.

Piper Sandler

Nathan Race

Buy

Maintains

$28 → $31

2024-10-30

Reason

Piper Sandler

Nathan Race

Price Target

$28 → $31

2024-10-30

Maintains

Buy

Reason

Piper Sandler analyst Nathan Race raised the firm's price target on First Savings Financial Group to $31 from $27.50 and keeps an Overweight rating on the shares. The firm notes Q4 results were solid given a 4% PPNR beat driven by stronger net interest income with net interest margin expansion and well-managed operating expenses.

See All Ratings

Valuation Metrics

The current forward P/E ratio for First Savings Financial Group Inc (FSFG.O) is 8.09, compared to its 5-year average forward P/E of 8.46. For a more detailed relative valuation and DCF analysis to assess First Savings Financial Group Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

8.46

Current PE

8.09

Overvalued PE

10.61

Undervalued PE

6.32

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.39

Current PS

2.67

Overvalued PS

2.90

Undervalued PS

1.87