FSFG

First Savings Financial Group Inc

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Advanced Chart

25.970

+0.04(0.154%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

26.430

Open

26.370

VWAP

25.93

Vol

21.03K

Mkt Cap

179.69M

Low

25.7033

Amount

545.23K

EV/EBITDA(TTM)

23.12

Total Shares

6.92M

533.25M

EV/OCF(TTM)

P/S(TTM)

2.59

First Savings Financial Group, Inc. is the holding company for First Savings Bank (the Bank). The Company's principal business activity is the ownership of the outstanding common stock of the Bank. The Bank is an entrepreneurial community bank and operates about 15 depository branches within Southern Indiana. The Bank also has two national lending programs, including single-tenant net lease commercial real estate and SBA lending, with offices located predominately in the Midwest. The Bank attracts deposits from the general public and uses those funds to originate primarily residential and commercial mortgage loans. The Bank also originates commercial business loans, residential and commercial construction loans, multifamily loans, land and land development loans, and consumer loans. The Bank conducts its lending and deposit activities primarily with individuals and small businesses in its primary market area, except as otherwise discussed herein.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q2

FY2026Q1

FY2025Q4

18.01M

+9.24%

17.95M

+12.45%

17.41M

+11.75%

Estimates Revision

The market is revising Downward the revenue expectations for First Savings Financial Group, Inc. (FSFG) for FY2025, with the revenue forecasts being adjusted by -0.08% over the past three months. During the same period, the stock price has changed by -1.14%.

Revenue Estimates for FY2025

Revise Downward

-0.08%

In Past 3 Month

Stock Price

Go Down

-1.14%

In Past 3 Month

3 Analyst Rating

24.49% Upside

Wall Street analysts forecast FSFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FSFG is 32.33 USD with a low forecast of 31.00 USD and a high forecast of 34.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Buy

0 Hold

0 Sell

Strong Buy

24.49% Upside

Current: 25.970

Low

31.00

Averages

32.33

High

34.00

24.49% Upside

Current: 25.970

Low

31.00

Averages

32.33

High

34.00

Piper Sandler

Nathan Race

Buy

Maintains

$33 → $30

2025-01-31

Reason

Piper Sandler

Nathan Race

Price Target

$33 → $30

2025-01-31

Maintains

Buy

Reason

Piper Sandler lowered the firm's price target on First Savings Financial Group to $30 from $33 and keeps an Overweight rating on the shares. The firm notes Q1 results were mixed given a 16% PPNR shortfall tied to higher operating expenses, while both net interest income and the net interest margin were generally in-line. Piper is also encouraged by management's recent decision to transition First Savings Financial Group's HELOC platform to an originate-to-sell model, which will likely both improve core fee income growth and balance sheet optics over time.

Piper Sandler

Nathan Race

Buy

Maintains

$28 → $31

2024-10-30

Reason

Piper Sandler

Nathan Race

Price Target

$28 → $31

2024-10-30

Maintains

Buy

Reason

Piper Sandler analyst Nathan Race raised the firm's price target on First Savings Financial Group to $31 from $27.50 and keeps an Overweight rating on the shares. The firm notes Q4 results were solid given a 4% PPNR beat driven by stronger net interest income with net interest margin expansion and well-managed operating expenses.

Piper Sandler

Nathan Race

Buy

Maintains

$20 → $27

2024-07-31

Reason

Piper Sandler

Nathan Race

Price Target

$20 → $27

2024-07-31

Maintains

Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for First Savings Financial Group Inc (FSFG.O) is 8.05, compared to its 5-year average forward P/E of 8.40. For a more detailed relative valuation and DCF analysis to assess First Savings Financial Group Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

8.40

Current PE

8.05

Overvalued PE

10.62

Undervalued PE

6.19

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.38

Current PS

2.54

Overvalued PS

2.89

Undervalued PS

1.86