Historical Valuation
Finward Bancorp (FNWD) is now in the Overvalued zone, suggesting that its current forward PS ratio of 2.07 is considered Overvalued compared with the five-year average of 11.08. The fair price of Finward Bancorp (FNWD) is between 23.93 to 32.02 according to relative valuation methord. Compared to the current price of 34.65 USD , Finward Bancorp is Overvalued By 8.23%.
Relative Value
Fair Zone
23.93-32.02
Current Price：34.65
8.23%
Overvalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Finward Bancorp (FNWD) has a current Price-to-Book (P/B) ratio of 0.93. Compared to its 3-year average P/B ratio of 0.82 , the current P/B ratio is approximately 14.08% higher. Relative to its 5-year average P/B ratio of 0.91, the current P/B ratio is about 2.30% higher. Finward Bancorp (FNWD) has a Forward Free Cash Flow (FCF) yield of approximately 7.87%. Compared to its 3-year average FCF yield of 12.27%, the current FCF yield is approximately -35.85% lower. Relative to its 5-year average FCF yield of 10.49% , the current FCF yield is about -24.90% lower.
P/B
Median3y
0.82
Median5y
0.91
FCF Yield
Median3y
12.27
Median5y
10.49
Competitors Valuation Multiple
AI Analysis for FNWD
The average P/S ratio for FNWD competitors is 0.74, providing a benchmark for relative valuation. Finward Bancorp Corp (FNWD.O) exhibits a P/S ratio of 2.07, which is 179.25% above the industry average. Given its robust revenue growth of 16.45%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for FNWD
1Y
3Y
5Y
Market capitalization of FNWD increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of FNWD in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is FNWD currently overvalued or undervalued?
Finward Bancorp (FNWD) is now in the Overvalued zone, suggesting that its current forward PS ratio of 2.07 is considered Overvalued compared with the five-year average of 11.08. The fair price of Finward Bancorp (FNWD) is between 23.93 to 32.02 according to relative valuation methord. Compared to the current price of 34.65 USD , Finward Bancorp is Overvalued By 8.23% .
What is Finward Bancorp (FNWD) fair value?
FNWD's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Finward Bancorp (FNWD) is between 23.93 to 32.02 according to relative valuation methord.
How does FNWD's valuation metrics compare to the industry average?
The average P/S ratio for FNWD's competitors is 0.74, providing a benchmark for relative valuation. Finward Bancorp Corp (FNWD) exhibits a P/S ratio of 2.07, which is 179.25% above the industry average. Given its robust revenue growth of 16.45%, this premium appears unsustainable.
What is the current P/B ratio for Finward Bancorp (FNWD) as of Jan 10 2026?
As of Jan 10 2026, Finward Bancorp (FNWD) has a P/B ratio of 0.93. This indicates that the market values FNWD at 0.93 times its book value.
What is the current FCF Yield for Finward Bancorp (FNWD) as of Jan 10 2026?
As of Jan 10 2026, Finward Bancorp (FNWD) has a FCF Yield of 7.87%. This means that for every dollar of Finward Bancorp’s market capitalization, the company generates 7.87 cents in free cash flow.
What is the current Forward P/E ratio for Finward Bancorp (FNWD) as of Jan 10 2026?
As of Jan 10 2026, Finward Bancorp (FNWD) has a Forward P/E ratio of 14.35. This means the market is willing to pay $14.35 for every dollar of Finward Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Finward Bancorp (FNWD) as of Jan 10 2026?
As of Jan 10 2026, Finward Bancorp (FNWD) has a Forward P/S ratio of 2.07. This means the market is valuing FNWD at $2.07 for every dollar of expected revenue over the next 12 months.