Historical Valuation
First Bancorp Inc (FNLC) is now in the Fair zone, suggesting that its current forward PE ratio of 19.03 is considered Fairly compared with the five-year average of 19.57. The fair price of First Bancorp Inc (FNLC) is between 22.70 to 26.92 according to relative valuation methord.
Relative Value
Fair Zone
22.70-26.92
Current Price：26.49
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
First Bancorp Inc (FNLC) has a current Price-to-Book (P/B) ratio of 1.08. Compared to its 3-year average P/B ratio of 1.16 , the current P/B ratio is approximately -6.84% higher. Relative to its 5-year average P/B ratio of 1.26, the current P/B ratio is about -14.19% higher. First Bancorp Inc (FNLC) has a Forward Free Cash Flow (FCF) yield of approximately 10.49%. Compared to its 3-year average FCF yield of 10.23%, the current FCF yield is approximately 2.54% lower. Relative to its 5-year average FCF yield of 11.20% , the current FCF yield is about -6.34% lower.
P/B
Median3y
1.16
Median5y
1.26
FCF Yield
Median3y
10.23
Median5y
11.20
Competitors Valuation Multiple
AI Analysis for FNLC
The average P/S ratio for FNLC competitors is 2.56, providing a benchmark for relative valuation. First Bancorp Inc Corp (FNLC.O) exhibits a P/S ratio of 5.69, which is 122.18% above the industry average. Given its robust revenue growth of 19.60%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for FNLC
1Y
3Y
5Y
Market capitalization of FNLC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of FNLC in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is FNLC currently overvalued or undervalued?
First Bancorp Inc (FNLC) is now in the Fair zone, suggesting that its current forward PE ratio of 19.03 is considered Fairly compared with the five-year average of 19.57. The fair price of First Bancorp Inc (FNLC) is between 22.70 to 26.92 according to relative valuation methord.
What is First Bancorp Inc (FNLC) fair value?
FNLC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of First Bancorp Inc (FNLC) is between 22.70 to 26.92 according to relative valuation methord.
How does FNLC's valuation metrics compare to the industry average?
The average P/S ratio for FNLC's competitors is 2.56, providing a benchmark for relative valuation. First Bancorp Inc Corp (FNLC) exhibits a P/S ratio of 5.69, which is 122.18% above the industry average. Given its robust revenue growth of 19.60%, this premium appears unsustainable.
What is the current P/B ratio for First Bancorp Inc (FNLC) as of Jan 09 2026?
As of Jan 09 2026, First Bancorp Inc (FNLC) has a P/B ratio of 1.08. This indicates that the market values FNLC at 1.08 times its book value.
What is the current FCF Yield for First Bancorp Inc (FNLC) as of Jan 09 2026?
As of Jan 09 2026, First Bancorp Inc (FNLC) has a FCF Yield of 10.49%. This means that for every dollar of First Bancorp Inc’s market capitalization, the company generates 10.49 cents in free cash flow.
What is the current Forward P/E ratio for First Bancorp Inc (FNLC) as of Jan 09 2026?
As of Jan 09 2026, First Bancorp Inc (FNLC) has a Forward P/E ratio of 19.03. This means the market is willing to pay $19.03 for every dollar of First Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for First Bancorp Inc (FNLC) as of Jan 09 2026?
As of Jan 09 2026, First Bancorp Inc (FNLC) has a Forward P/S ratio of 5.69. This means the market is valuing FNLC at $5.69 for every dollar of expected revenue over the next 12 months.