FNLC Relative Valuation
FNLC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FNLC is overvalued; if below, it's undervalued.
Historical Valuation
First Bancorp Inc (FNLC) is now in the Fair zone, suggesting that its current forward PE ratio of 18.83 is considered Fairly compared with the five-year average of 19.55. The fair price of First Bancorp Inc (FNLC) is between 22.58 to 26.80 according to relative valuation methord.
Relative Value
Fair Zone
22.58-26.80
Current Price：26.21
Fair
18.83
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
First Bancorp Inc. (FNLC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
First Bancorp Inc. (FNLC) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
5.63
PS
First Bancorp Inc. (FNLC) has a current PS of 5.63. The 5-year average PS is 5.77. The thresholds are as follows: Strongly Undervalued below 4.70, Undervalued between 4.70 and 5.23, Fairly Valued between 6.31 and 5.23, Overvalued between 6.31 and 6.84, and Strongly Overvalued above 6.84. The current Forward PS of 5.63 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
First Bancorp Inc. (FNLC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
First Bancorp Inc. (FNLC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
First Bancorp Inc (FNLC) has a current Price-to-Book (P/B) ratio of 1.07. Compared to its 3-year average P/B ratio of 1.17 , the current P/B ratio is approximately -8.71% higher. Relative to its 5-year average P/B ratio of 1.26, the current P/B ratio is about -15.26% higher. First Bancorp Inc (FNLC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 10.31%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 11.16% , the current FCF yield is about -100.00% lower.
1.07
P/B
Median3y
1.17
Median5y
1.26
10.60
FCF Yield
Median3y
10.31
Median5y
11.16
Competitors Valuation Multiple
The average P/S ratio for FNLC's competitors is 0.00, providing a benchmark for relative valuation. First Bancorp Inc Corp (FNLC) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 19.60%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FNLC decreased by 1.67% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 19.51M to 23.33M.
The secondary factor is the Margin Expansion, contributed 0.28%to the performance.
Overall, the performance of FNLC in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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