FNB Relative Valuation
FNB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FNB is overvalued; if below, it's undervalued.
Historical Valuation
FNB Corp (FNB) is now in the Fair zone, suggesting that its current forward PE ratio of 10.32 is considered Fairly compared with the five-year average of 9.58. The fair price of FNB Corp (FNB) is between 16.41 to 19.85 according to relative valuation methord.
Relative Value
Fair Zone
16.41-19.85
Current Price：16.94
Fair
10.32
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
FNB Corp. (FNB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
FNB Corp. (FNB) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.23
PS
FNB Corp. (FNB) has a current PS of 3.23. The 5-year average PS is 2.94. The thresholds are as follows: Strongly Undervalued below 2.37, Undervalued between 2.37 and 2.65, Fairly Valued between 3.23 and 2.65, Overvalued between 3.23 and 3.51, and Strongly Overvalued above 3.51. The current Forward PS of 3.23 falls within the Overvalued range.
0.00
P/OCF
FNB Corp. (FNB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
FNB Corp. (FNB) has a current P/FCF of 0.00. The 5-year average P/FCF is 2.47. The thresholds are as follows: Strongly Undervalued below -9.50, Undervalued between -9.50 and -3.52, Fairly Valued between 8.45 and -3.52, Overvalued between 8.45 and 14.44, and Strongly Overvalued above 14.44. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
FNB Corp (FNB) has a current Price-to-Book (P/B) ratio of 0.91. Compared to its 3-year average P/B ratio of 0.81 , the current P/B ratio is approximately 12.69% higher. Relative to its 5-year average P/B ratio of 0.80, the current P/B ratio is about 13.81% higher. FNB Corp (FNB) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 11.08%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 11.85% , the current FCF yield is about -100.00% lower.
0.91
P/B
Median3y
0.81
Median5y
0.80
9.16
FCF Yield
Median3y
11.08
Median5y
11.85
Competitors Valuation Multiple
The average P/S ratio for FNB's competitors is , providing a benchmark for relative valuation. FNB Corp Corp (FNB) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 9.80%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FNB increased by 16.36% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 26.96 to 33.48.
The secondary factor is the Revenue Growth, contributed 9.80%to the performance.
Overall, the performance of FNB in the past 1 year is driven by Margin Expansion. Which is more sustainable.
People Also Watch
FAQ
Is FNB Corp (FNB) currently overvalued or undervalued?
What is FNB Corp (FNB) fair value?
How does FNB's valuation metrics compare to the industry average?
What is the current P/B ratio for FNB Corp (FNB) as of Dec 05 2025?
What is the current FCF Yield for FNB Corp (FNB) as of Dec 05 2025?
What is the current Forward P/E ratio for FNB Corp (FNB) as of Dec 05 2025?